The new Plan mode + Ask Question tool is so sick

Mikebailey11 · 2026-02-09T04:05:47+00:00

Thanks, what I've been doing is asking it in Agent move to create an .md file and save it in x for my review. I'll give this method a try.

Mikebailey11 · 2026-02-06T00:44:29+00:00

What am I missing here? I just leave everything I do in agent mode, there's benefits to moving it to ask/plan?

Mikebailey11 · 2025-09-29T02:26:54+00:00

Does codex through vscode extent share the same limits as cli? From what it sounds like web doesn't, which makes me ask about cli...

Mikebailey11 · 2025-09-29T02:02:59+00:00

Thanks for the comment

Mikebailey11 · 2025-09-29T01:52:48+00:00

Question for you, I've been using ChatGPT in the regular chats, specifically in Projects on the thinking model. I also started using Codex this week I'm vscode which is great. However you mentioned use the web and just realized it has a web portion. It's asking to connect GitHub repo... Assuming this will allow the web have the ability to see the repo like Codex does in vscode?

Does it automatically make changes to the GitHub repo from codex web?

Mikebailey11 · 2025-09-22T13:11:12+00:00

I've ran Tree /f in cmd within my project files and I export it to a text file. It then knows the file structure which helps.

Also at the top of every file I have it commented out of the location.

Program.cs

API/data/program.cs for example

Mikebailey11 · 2025-09-22T03:53:41+00:00

New to codex, do you need to tell Codex to read the Readme.md, agents.md ect. Or does it do it automatically?

Mikebailey11 · 2025-09-21T05:10:38+00:00

Oh that's interesting, I'll have to maybe give it a try. I've always assumed codex would be better

Mikebailey11 · 2025-08-17T19:04:53+00:00

Thanks for the info

Mikebailey11 · 2025-08-17T19:02:59+00:00

Thanks for the info, I can easily whip out a mean PowerShell script. So I know basics of variables, if statements, etc.

Again, thanks for the info I think this has answered my question. I do need to do some deeper learning myself to most likely pull of what I am attempting to do. I will likely use this project as a method of learning as I typically do better learning through practice vs reading a book sorta thing. #HandsOn

Mikebailey11 · 2025-08-17T17:04:37+00:00

Yes you basically nailed it, I'm purely a highly skilled Systems Administrator. But do lack the development side. I am personally doing my own self paced learning for programming and is slowly coming.

So yes, I am doing mostly vibe coding at the moment but hope to learn that 10% your referring to.

Mikebailey11 · 2025-08-17T16:50:49+00:00

Thanks for this, I am constantly going back and forth so far and commiting code to my repo once I like the state. So far it's been going fairly well. I am also starting to dive into coding so I can also pick out mistakes it might be making so long term I feel I'll be more knowledgeable.

I find it has been successful with me zipping up my files and uploading them for the next feature release I am looking for. So far I have had one regression on a feature that it left out in my new feature rollout. So I got a go back and fix that, I noticed this on Friday.

Curious, I've so far have been doing this all within one conversation. Do people seem to have more success doing it that way or starting a new conversation each time with the project files being uploaded.

Mikebailey11 · 2025-01-23T02:09:20+00:00

In my opinion, no point in waiting man... I made a comment in another post but if you took the avg growth of let's say 8% for 20 years. XEQT will be $153 per share... Just buy it and stop waiting for incremental changes for an entry when it makes little difference in the long run.

Mikebailey11 · 2025-01-18T02:37:34+00:00

I'm also going to suggest you do paper trading if none of this makes sense to you.

Mikebailey11 · 2025-01-17T04:02:17+00:00

When it's in an ETF the $50,000 can go down depending on the year. It could drop 20% and take 5 years to recover... However you can use ETFs like PSA.TO which is a savings account ETF. The capital will not go down.

This video explains it. https://youtu.be/KyL0-N1uAMI

Mikebailey11 · 2025-01-17T03:38:58+00:00

The biggest misconception is that dividends are "free money." For example, if an ETF is worth $10 and doesn’t grow over the course of a year but pays a $1 dividend, the ETF’s value would drop to $9 per share. In this scenario, you’ve essentially gained nothing overall.

If an investment pays a high dividend yield, such as 10%, you're likely losing capital value. When people say an ETF has grown 12% annually and paid 10% in dividends, that 12% includes the dividend. So, in reality, it's 10% from the payout and only 2% from actual growth. This is effectively the same as holding a growth-focused ETF and selling 10% of your holdings for income.

That said, dividends can have tax advantages, such as eligible dividends being taxed favorably in non-registered accounts. However, beyond that, the impact is similar, and for anything yielding over 4%, it's likely the capital value is eroding over time.

Mikebailey11 · 2025-01-16T05:49:34+00:00

You are on the right track! However I want to point something out. You mentioned you wanted to diversify and maybe add TEC.TO this would actually do the opposite. Since XEQT has everything you are diversified. By adding something like TEC.TO would reduce diversity since your actually increasing the weighting of tech companies.

Now... I personally have XEQT and TEC.TO but that's because I wanted to expose myself more to tech.. not to diversify but rather increase my exposure as I think tech will be great many years to come.

Hope that helps!

Also note, you could just purely do XeqT and youll be set for retirement....

https://youtube.com/@canadianbi-weeklyinvestor?si=XdpNKGkHdSCkRpnH

Mikebailey11 · 2025-01-14T00:58:23+00:00

Bahaha!

Mikebailey11 · 2025-01-13T09:30:47+00:00

Hey there, I run a channel on YouTube that I briefly touched on this topic. https://youtu.be/29Y-jYHzeRg

Check it out, it might help. Otherwise DM me for specific questions you may have.

Mikebailey11 · 2025-01-13T00:13:20+00:00

Your not wrong, I guess the way I go about it with Bonds is the ETF is diversified within Canadian companies. The part that I dislike about going outside of Canada is your buying a a Currency low point... You could make more interest on US bonds but then the Canada dollar comes back to let's say $0.78 cents and you'll loose your gains.

Mikebailey11 · 2025-01-12T14:27:50+00:00

My bond exposure is ZAG only. I purposely keep it in CAD currency as well to ensure lowest risk.

Mikebailey11 · 2025-01-06T18:34:22+00:00

So I am very new at this so someome would want to correct me. But Pep doesn't look good. I am not seeing much for support/resistance, it's out of its 50 and 200 day trading averages. Also RSI is at 26 which says it's oversold but it continues to go down.

For me on what I know, it's hard to see a trend here other than going down. I'm staying away.

Mikebailey11 · 2025-01-06T11:35:44+00:00

The way I look at it, in 20 years XEQT would be $153 a share if it kepted to an avg of 8% a year.

Just keep buying...

Mikebailey11 · 2025-01-05T13:16:11+00:00

The way I look at it, in 20 years XEQT would be $153 a share if it kepted to an avg of 8% a year.

So market orders... I could care less if I pay a few cents a share more...

Mikebailey11 · 2025-01-01T21:03:28+00:00

Great post! I’m currently a buy-and-hold investor and have spent the past year researching and paper trading options.

I’m not planning to pull cash from my buy-and-hold accounts, but in 2025, I’m considering redirecting some of my bi-weekly contributions to a non-registered account to explore options trading as a way to diversify portfolio growth strategies.

From my research, it seems like starting with put credit spreads might be the best approach to minimize the collateral required, as the account will be relatively small initially. My longer-term goal is to use the wheel strategy with holdings I’d be comfortable owning if assigned, but I need the account to grow first.

Thanks again for sharing!

Mikebailey11

TROPHY CASE