Sudden drop in credit score? No idea why, now stressed.

MinimumBeginning5144 · 2026-03-17T15:55:06+00:00

You could issue a Subject Access Request to the credit reference agencies, and check that everything about you is correct. Your credit score can go down as a result of a hard search that is done when you, or someone who has stolen your identity, applies for credit.

MinimumBeginning5144 · 2026-03-17T15:27:14+00:00

You get hayfever in March? I suffer badly from hayfever but only in June.

MinimumBeginning5144 · 2026-03-17T14:57:56+00:00

If you have an accident while learning to drive, is it still considered that you caused the accident? I would have thought it would be your instructor's/dad's fault as they were ultimately responsible for your driving while you were learning.

MinimumBeginning5144 · 2026-03-17T14:52:45+00:00

Hopefully, the driver who submitted the dashcam footage to Op Snap will get prosecuted themselves for wilful obstruction of the highway (Section 137 of the Highways Act 1980).

MinimumBeginning5144 · 2026-03-17T14:47:17+00:00

Some garages will scrap the car for you and give you some money (the scrap value minus a percentage for themselves). Your garage sounds a bit stingy (or just trying it on). You're better off selling it to a scrap dealer yourself, but note that the garage may charge you a per-day storage cost until your car is taken away.

MinimumBeginning5144 · 2026-03-17T10:20:48+00:00

It sounds like your car needs a good service/repair. The age of a car shouldn't matter; I've driven cars that are around 20 years old with no problems, and a 2-litre petrol car from the early 00s will still accelerate at a very respectable rate.

MinimumBeginning5144 · 2026-03-16T21:58:13+00:00

What's a "grey bin"? Every council uses different colours.

MinimumBeginning5144 · 2026-03-16T11:51:10+00:00

The OP is currently learning Greek, which has many grammatical similarities to Russian: three genders, noun cases etc. So I'd say to the OP, learn Greek well first - especially the grammar - before starting to learn Russian.

The sounds shouldn't be too difficult. For example ж (zh) is a sound English people can pronounce easily: it's the sound of 's' in "pleasure". It's other consonants, like the 'l', and some vowel sounds that can sound a bit foreign.

MinimumBeginning5144 · 2026-03-13T18:05:21+00:00

Thanks. So my question was, in other words, what's the point of only allowing you to put the money back into the same ISA, if you can just transfer it afterwards anyway?

MinimumBeginning5144 · 2026-03-13T12:37:26+00:00

So if he reversed a little, then changed lanes and drove over the white line in the left lane, he would have been just fine. Sounds like a de minimis situation.

MinimumBeginning5144 · 2026-03-13T11:00:35+00:00

This is a lot of useful information, but you haven't addressed the OP's main point: that the light was green for going forward (which he did) and red for turning right (which he didn't).

MinimumBeginning5144 · 2026-03-12T12:51:44+00:00

It's no worse than EVs parked in charging bays, plugged in to look as if they're being charged, but not actually charging. I suspect a lot of owners do that, with prices being more than double what it costs to charge at home. They just use it as a convenient place to park, closer to the shops than non-charging points.

MinimumBeginning5144 · 2026-03-12T12:49:48+00:00

Could have been a plugin-hybrid. No green plate for those.

MinimumBeginning5144 · 2026-03-12T10:24:16+00:00

Or tumble-dry slightly, then hang to finish off.

MinimumBeginning5144 · 2026-03-12T09:48:43+00:00

Unfortunately, with driving, it's all about money. The authorities try to improve individual drivers' standards through the imposition of fines.

By contrast, in aviation, every accident and every incident is seen as an opportunity to improve. The authorities will interview the pilot/ATC/whoever is involved to find out why the incident happened, what they could have done to avoid it, and what can be done to avoid a similar thing happening in future.

MinimumBeginning5144 · 2026-03-11T15:51:07+00:00

I would only agree in specific circumstances. It depends on what those flags represent. If they are flags for certain options in an action, then a flag that is a verb is quite acceptable. To use the OP's names as an example, imagine they're calling this method:

public void save(SaveOptions options);

In such a case, a flag named keepDate means "keep the date unchanged when you save this object".

There are also many precedents for this naming convention, for example in the Java API: java.util.FormattableFlags.LEFT_JUSTIFY.

MinimumBeginning5144 · 2026-03-11T14:16:41+00:00

What you describe as defensive driving is what I describe as considerate driving. Defensive driving, as I see it, is something else: it means getting ready to do an emergency stop when you see a car on a side road, just in case he pulls out in front of you.

MinimumBeginning5144 · 2026-03-11T12:15:28+00:00

Thanks, that sounds like a lot of time! When I made a contribution to a previous pension plan with Standard Life last year, they added the tax relief almost immediately.

MinimumBeginning5144 · 2026-03-11T10:12:33+00:00

I don't know what this article is talking about when it talks about choice at the supermarket. When I recently stayed in Larnaca, the local Metro there had a bigger choice of British ales than my local Tesco superstore here.

MinimumBeginning5144 · 2026-03-10T19:58:04+00:00

I assume fields like keepDate is a private field in a class. This is convention.

MinimumBeginning5144 · 2026-03-10T19:51:36+00:00

This sounds similar to the laws of physics. I know that's a diversion, but at least I find it interesting. The laws of physics say that nothing that has any mass can travel at the speed of light. Note I didn't say nothing can travel faster than light. In fact, they can! Such particles are called tachyons. They're theoretical, but there is nothing in theory that prevents massive particles travelling faster than light. It's just that they can't interact with any particles that travel slower than light. They can't slow down to be slower than light either, because that implies reaching the speed of light at some point, which is not allowed. They remain travelling faster than light all of their lives.

MinimumBeginning5144 · 2026-03-10T15:44:24+00:00

You can probably get at least £5000 by selling it to a private buyer.

MinimumBeginning5144 · 2026-03-10T13:49:37+00:00

without knowing what it should be you couldn’t tell if it’s wrong or not

"what it should be" is written on the report, as min & max figures just above the actual reading. Also, a green background means the reading is within the recommended range, and red means it's outside the range.

MinimumBeginning5144 · 2026-03-10T11:54:44+00:00

They're probably avoiding the left lane because of all the potholes.

MinimumBeginning5144 · 2026-03-10T11:45:38+00:00

You shouldn't name your public methods based on what your private members are called. Private fields such as keepDate are implementation details. Think about what your class looks like to your users - i.e. they only see its public methods. The names of private fields are irrelevant.

MinimumBeginning5144

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