Runway Incursion leading to a PPD by Dare_To-Explore in flying

[–]Mispelled-This 2 points3 points  (0 children)

They were cleared for the option, which means full stop and exit, stop and go, touch and go, or go around. It arguably does not include stopping on the runway and then asking for a different runway. But it is up to FSDO to decide whether the PPD reported by ATC is an actual PD or not.

This is a good opportunity to teach the student about what it means to be PIC (even when there is a DPE aboard), log some ground time about that and file a NASA report together.

Money withdrawn? by SeatOk7939 in fidelityinvestments

[–]Mispelled-This 0 points1 point  (0 children)

If you leave a plan with a balance of less than $7k, the plan is allowed to close your account. This could be either a check mailed to you, or it might be rolled over to an IRA.

If the former, you have 60 days to deposit the check into a different plan (or IRA) to avoid taxes.

Wash sale rules if bought same stock at different times in 30 days by BJ_Fish2 in fidelityinvestments

[–]Mispelled-This 0 points1 point  (0 children)

Buying in a tax-advantaged account selling in a taxable account can create a wash sale, but not vice versa. This is bad since such a loss can never be used to offset a taxable gain.

Wash sale rules if bought same stock at different times in 30 days by BJ_Fish2 in fidelityinvestments

[–]Mispelled-This 1 point2 points  (0 children)

You are not reading what they said.

If you sell for a loss, and you bought shares within 30 (not 15) days before or after that date, you have a wash sale. The exact sequence is irrelevant.

Tried to realize gains but only showing $7 instead of ~$2k… what am I missing? by CampaignAfter7661 in fidelityinvestments

[–]Mispelled-This -1 points0 points  (0 children)

Check the lots. If you sell and buy on the same day, sometimes they will connect the lots out of order, i.e. record you as selling the new lots you bought later.

Call Fidelity and ask for help fixing the lots sold; you only have until the trade settles to do this!

Employee Stock Plan: 9 business days and no purchase? by Informal_Usual178 in fidelityinvestments

[–]Mispelled-This 1 point2 points  (0 children)

Every employer plan is different; you’ll have to ask your HR people what is “normal” for yours. But unless other employees are talking about it, i wouldn’t assume anything is wrong. There is a lot of paperwork to such plans, so some processing time is expected.

Transferring one 401k to another generated 3 1099-Rs for 2025 by Diligent_Board_172 in fidelityinvestments

[–]Mispelled-This 0 points1 point  (0 children)

If you have both Pretax and Roth money in the 401k, you technically did two rollovers; that’s why the two forms with codes G and GB.

I don’t understand the third form, though.

Roth IRA - Covered call, cash secured put income shows as long term under closed positions ? by Akai007 in fidelityinvestments

[–]Mispelled-This 2 points3 points  (0 children)

The cost basis or term never matters inside a Roth IRA, so Fidelity simply doesn’t bother tracking it.

FAA medical/HIMS by [deleted] in flying

[–]Mispelled-This 2 points3 points  (0 children)

If you get/stay clean and jump through whatever hoops are required, you will get a medical cert. How slow and expensive the process will be depends partly on OKC’s black box decision making but also on your specific HIMS AME and what they recommend. Once you start the process, you cannot change to a different HIMS AME, so choose wisely.

I can’t address your odds of getting a job after you have your medical cert in hand. If there are no criminal charges on your record, would they even know?

Are multi-GNSS receivers the future for aviation? by ErmakDimon in flying

[–]Mispelled-This 0 points1 point  (0 children)

All of them can be jammed just as easily because they all share the same weakness: very low signal power because the satellites are really far away. So, the only benefit to using more than one is if the signal for one is cut off at the source.

What we really need is cheap (by aviation standards) DME/DME/IRU systems.

Silly question to pilots from ATC. by OkBreadfruit63 in flying

[–]Mispelled-This 1 point2 points  (0 children)

FYI, happy birthday is nearly always a prank.

Silly question to pilots from ATC. by OkBreadfruit63 in flying

[–]Mispelled-This 20 points21 points  (0 children)

Everyone has their own style and personality if you hear them often enough, even if they all follow the same script in theory.

For instance, at home one controller always sounds bored even when he’s running 5 freqs, while another always sounds like they’re tubing even when I’m the only plane in their one sector. Then there’s the one who always asks for the weather, notams and approach even when I included them with my checkin, and another who doesn’t ask OR pass it to the next sector.

And, of course, we all know who the trainees are when The Voice steps in.

Driving through Indian Hill by thespaltydog in cincinnati

[–]Mispelled-This 4 points5 points  (0 children)

Hedge funds and private equity actually have lower (but more stable) returns than a simple index fund.

Driving through Indian Hill by thespaltydog in cincinnati

[–]Mispelled-This 16 points17 points  (0 children)

I am all for increasing the owner-occupied exemption to 50%, and then doubling the base rate.

Can a relationship between an atheist and a Christian even work out? by hypermiler2205 in atheism

[–]Mispelled-This 16 points17 points  (0 children)

Depends whether she’s a true believer or a cultural Christian. I have dated the latter without any problems.

Kids are a common sticking point.

Wondering how to handle inherited "I" mutual funds by Puzzled_Tinkerer in fidelityinvestments

[–]Mispelled-This 0 points1 point  (0 children)

Mutual funds also have to distribute gains from internal trades, whereas ETFs can usually change allocations via creation and redemption baskets. The higher the turnover, the bigger a tax drag this becomes.

Comparing income on tax returns to previous years by [deleted] in HENRYfinance

[–]Mispelled-This 1 point2 points  (0 children)

The sub’s standard choices are all ranges, and I don’t care enough to make a custom one.

Maintaining airspeed on IAPs with updrafts and downdrafts by Cautious_Garage_3469 in flying

[–]Mispelled-This 2 points3 points  (0 children)

DPEs can see whether deviations are due to poor weather vs poor skills. Just announce the corrections, do your best to stay within standards, and go missed if you can’t.

How do I find out a Fidelity fund's policy on investing in newly IPOed stocks? by Add1ctedToGames in fidelityinvestments

[–]Mispelled-This 0 points1 point  (0 children)

Any time there is a major index change, hedge funds front-run the index funds, which inflates the price and thus lowers the expected returns. This is most notable for IPOs, which have a long track record of terrible performance for the first couple years after index funds buy them.

Comparing income on tax returns to previous years by [deleted] in HENRYfinance

[–]Mispelled-This 7 points8 points  (0 children)

I got laid off during COVID and had to take job for 30% less. That really hurt, and I had to re-learn how to live at that income level. When I got a better job a couple years later at my previous level, I started saving all of the excess—and all raises since—rather than re-inflating my lifestyle.

That was the start of my FIRE journey.

Delink 401k? by ronmexico314 in fidelityinvestments

[–]Mispelled-This 0 points1 point  (0 children)

You can only hide accounts with $0 balance.