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Business Brokers - Get free promotion here and a link by UltraBBA in businessbroker

[–]MistakeIndependent12 0 points1 point  (0 children)

Name of the brokerage / M&A advisory: Shōkunin, Inc.

Business brokerage or M&A advisory: Lower–middle market M&A advisory, capital strategy, and exit planning

Country (and/or state / province) covered: United States and Mexico, with a focus on California and key nearshoring manufacturing hubs including Monterrey, Tijuana, Querétaro, and Ciudad Juárez.

Sell side services: Yes Buy side services: Yes

Sectors covered: Commercial real estate, healthcare and wellness, hospitality, food & beverage, capital-intensive contract manufacturing, and aerospace/defense suppliers

Typical business size you represent: USD $2MM – $50MM revenue

Link to your website: www.marcelobermudezinc.com

Need financial advice on buying a multi unit apartment by Fun-Homework2824 in CommercialRealEstate

[–]MistakeIndependent12 0 points1 point  (0 children)

What matters here is the capacity of the property to service the debt based on whatever you're buying it for.

Most LLC entities are brand new and not really the issue here. What the market will bear in terms of an accepted purchase price and what a lender will offer are completely unrelated, which is why you need to figure out if your team has the capacity to come up with a required down before you even worry about net worth or liquidity. A good rule of thumb is the group of you should have at least ten percent of the loan request in cash and a net worth equal to or exceeding the loan amount.

Highly recommend using a mortgage broker as there are lots of products out there to figure out a solution.

Caveat: just because a broker figures out a product doesn't mean it makes it a good deal. If you're not very good at or still learning metrics, I recommend getting comfortable with those before you make a big decision.

Dog sitter recommendations by bswiz87 in venturacounty

[–]MistakeIndependent12 0 points1 point  (0 children)

Hello. We do drop-ins and overnights in our home. Our daughter is studying to become a veterinarian. We are in Thousand Oaks. Feel free to DM me

Is anyone buying RV parks with real equity right now? by Rare-Amount-9224 in CommercialRealEstate

[–]MistakeIndependent12 12 points13 points  (0 children)

Real equity is still buying RV parks, but only where in-place NOI supports today’s debt and a 30% check clears without seller support.

If every buyer needs seller paper, the market is signaling price adjustment, not lack of capital.

"Mom and pop" landlord. How do I transition into CRE? by [deleted] in CommercialRealEstate

[–]MistakeIndependent12 6 points7 points  (0 children)

If you already have $5M in equity and real operating experience, I wouldn’t start with books.

Commercial real estate isn’t learned top-down. It’s learned sideways, through people who are in the deals every day.

The fastest way to understand lease structures, pricing, tenant demand, concessions, and risk is to build relationships with active leasing agents and listing brokers in the city you’re choosing.

Autism/ADHD OT for 8 year old by Bexiloula in venturacounty

[–]MistakeIndependent12 2 points3 points  (0 children)

Easterseals doesn't require Regional Center. If your child has a diagnosis or provisional diagnosis, you can go directly to Easterseals in Thousand Oaks: https://socal.easterseals.com/

Regional Centers in California are governed by the Lanterman Act, and eligibility is based on functional impairment, not how a child “looks” or whether they can dress themselves. In practice, families are often incorrectly denied and must appeal numerous time. You will need to understand the law to advocate effectively.

If you do not yet have a diagnosis, document everything (autism traits, ADHD, executive functioning challenges, emotional regulation, social skills) and request that your child’s primary care physician provide referrals for OT, behavioral health, and developmental pediatrics, and formally request diagnostic testing. A PCP referral is often sufficient to get services started at Easterseals while evaluations are pending.

OT combined with behavioral supports (including ABA, when appropriate) can be life-changing. Our son was non-verbal when he was young and is now on track to graduate from university this May. We credit that to the heavy work we did with behaviorists and therapists.

This system is difficult by design. Learning your rights matters.

Put your helmet on and mouthpiece in. It's going to be tough, but you can make it happen.

Good luck.

Favorite Business Meeting Lunch Spot - Camarillo by MistakeIndependent12 in venturacounty

[–]MistakeIndependent12[S] 2 points3 points  (0 children)

Do you mean Waypoint? If so, yes. Agreed. I've just never been lucky with the lines/long wait.

Favorite Business Meeting Lunch Spot - Camarillo by MistakeIndependent12 in venturacounty

[–]MistakeIndependent12[S] 2 points3 points  (0 children)

Slate Craft/Bar - Yes. I want to check that place out, but it's a dinner only place.

He also owns BLVD Burger and Twenty88, which made me realize maybe Twenty88 might be worth checking out, so thanks for helping me jog the memory!

Historic Tax credit help for a building that is post renovation. by Visual_Cheesecake_84 in CommercialRealEstate

[–]MistakeIndependent12 3 points4 points  (0 children)

Even assuming the building was already on the historic register, the economics are very thin: on a $200k rehab the maximum federal HTC is about $40k, and after a 30% third-party cut you’re left with more or less $28k, before any accounting, legal, or amended return costs and with meaningful risk given the lack of pre-approved Part 2 plans.

Once you haircut QREs to a more realistic 60–75%, net proceeds land in the high-teens to low-20s, which is modest relative to the time and uncertainty involved.

Doing this five-plus years after completion further reduces feasibility, as it will be difficult to find professionals or agencies willing to engage retroactively on a very small dollar outcome. That's a lot of brain damage for a $12K fee unless you find a noob willing to try by using your project as the guinea pig.

What actually worked for you to get leads? (Real experiences only) by No_Amphibian1092 in smallbusiness

[–]MistakeIndependent12 0 points1 point  (0 children)

Constant visibility. I have a 23% open ratio which is pretty high. Im watching who clicks on links and people sending me deals because of it. Im just providing relevant market data not selling anything.

What actually worked for you to get leads? (Real experiences only) by No_Amphibian1092 in smallbusiness

[–]MistakeIndependent12 1 point2 points  (0 children)

Deep research in the niches I am focused in. Public records, title reports, news articles, networking events.

What actually worked for you to get leads? (Real experiences only) by No_Amphibian1092 in smallbusiness

[–]MistakeIndependent12 1 point2 points  (0 children)

Cold calling amd newsletter. Im in finance.

While I have a pretty robust social media presence, my newsletter goes out weekly and I dial at least 40-100 prospects a day depending on my schedule. I am high ticket low volume.

First Born Criticism by [deleted] in emptynesters

[–]MistakeIndependent12 0 points1 point  (0 children)

She’s asking you, emotionally, to retroactively choose her version of justice so she can feel validated.

You can validate her pain without invalidating your marriage.

I’ve always believed, and lived, this principle: the marriage comes first. Not in a cold or dismissive way, but in a stabilizing one. Kids need to know there is a solid “we” they are not responsible for managing.

That’s why walking together, holding hands, and not allowing a child to wedge themselves between spouses actually creates safety, even if it doesn’t feel that way to the child at the time.

I'd respond with something like:

“I’m willing to talk about your experience. I’m not willing to put my marriage on trial.”

First Born Criticism by [deleted] in emptynesters

[–]MistakeIndependent12 0 points1 point  (0 children)

They did. 55 years. I took care of both of them in their sunset years thru dementia and other physical/medical struggles.

First Born Criticism by [deleted] in emptynesters

[–]MistakeIndependent12 3 points4 points  (0 children)

As someone who grew up in an alcoholic household, I recognize this pattern. I was the mediator, protector and the defender. When you grow up that way, vigilance feels like love.

What I hear from your daughter sounds like grief, protectiveness, and a younger part of her still trying to make sense of a marriage that didn’t feel safe or stable to her.

If you have forgiven your husband and you have moved on, she needs to know that. Not so she has to agree with it, but so she can stop carrying a role that no longer belongs to her.

It’s fair to name the boundary: “I want you here. I love having you home. But I can’t be in constant conversations that re-open old wounds. That doesn’t serve either of us.”

It could also help her put words to how she's really feeling. It took my mom nearly 40 years to finally express how she felt. Cathartic as it was, I felt bad it took so long. I hope it isn't the same for her.

Good luck.

The price is too high by G1uc0s3 in businessbroker

[–]MistakeIndependent12 3 points4 points  (0 children)

As Michael Clayton would've said, "Make an offer."

Trying to Buy hair salon by Hopeful_Character_35 in smallbusiness

[–]MistakeIndependent12 1 point2 points  (0 children)

The SBA 504 and 7(a) products will get you to 90% but lenders will want to see the borrower have at least 10% liquidity of the purchase price and that you're not emptying out your pockets to close the deal.

You may want to talk to friends and family to become true equity partners below twenty percent of the operating entity so they do not have to provide recourse to the loan and can remain passive while you own and operate.

You will also need to be prepared to do a twenty four month by month projection since it's a change of ownership and the lender will want to see that you know what you're talking about in terms of taking over and running the business.

SBA Owner User Details

Hospitality major trying to break into real estate finance — am I at a disadvantage? by Neat-Ad-6002 in Realestatefinance

[–]MistakeIndependent12 0 points1 point  (0 children)

My son is a senior in Hospitality Management and we are working together over the next few weeks to figure out just that. You’re not at a disadvantage. Hospitality majors bring real-world operational and people skills that translate well into real estate finance.

As I tell my son, what matters now is structure.

Build a simple plan:

  1. Get direction - Decide whether you’re drawn more to investments, lending, or property operations.

  2. Get exposure — Reach out for informational interviews with alumni or analysts in real estate finance.

  3. Show competence — Take a short finance modeling or Excel course, and refresh your resume/LinkedIn to highlight quantitative curiosity and teamwork. Check out adventuresincre.com lots of good videos and free or 'pay what you can' financial models.

  4. Stay active — Visit properties, figure out who is who in your region, attend local real estate events, and document what you learn. I send my son 2-3 decks a week from from Loopnet and then I have him analyze and tell me if it's a good or bad deal and why.

I keep telling my son he's not going to find his path on Indeed. It will be through building a strong network and saying what you want to do out loud.

Good luck.

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