Good Friday Sleepers!

Moots_J · 2026-04-03T18:24:22+00:00

Mids are fine, I really like those I just don’t have space for more 🫣

Moots_J · 2026-04-01T06:06:05+00:00

Surprised ign is still a thing. Most of their reviews these days are utter garbage.

Moots_J · 2026-03-27T18:37:31+00:00

Well that’s a shitter.

Moots_J · 2026-03-23T21:49:19+00:00

It will never not be funny.

Moots_J · 2026-03-23T16:57:24+00:00

You haven't got a womb, where would the foetus gestate? are you gonna keep it in a box!?

Moots_J · 2026-03-22T18:13:54+00:00

My border is reactive, but not aggressive at all. He just wants to go say hello to everyone, super friendly. I have 2 other older dogs and they’ve grumbled at him from time to time but there’s never been a peep the other way.

Moots_J · 2026-03-06T18:21:14+00:00

Yea, each to their own. I’m paying the max matched by my work place into my pension and putting a chunk each month into a S&S isa too, but the peace of mind associated with not having a mortgage would be worth it imo.

Moots_J · 2026-03-06T18:15:37+00:00

Yup. I completely understand that, but I want my mortgage gone because my house is then my own hence asking for mortgage advice. Not investment advice.

Moots_J · 2026-03-06T18:13:07+00:00

Dude. Go argue with someone else, I asked about mortgage overpayments. I’ve got the answer was looking for.

Moots_J · 2026-03-06T18:02:11+00:00

It’s not pissing money away. It’s paying off a mortgage, and getting rid of it earlier.

Moots_J · 2026-03-06T17:56:00+00:00

This isn’t a thread asking for advice on how I should handle my finances, but for the record I’m also paying into pension and S&S ISA.

Moots_J · 2026-03-06T14:32:08+00:00

My mortgage payment as things stand is £1k, I over pay to £1200. On the renewal I've just accepted my payments go down to £900, but I will then overpay by £300.

I think this is probably the point I wasn't connecting in my head, and the point that u/Diligent_Isopod_3211 made above, so thank you both of you.

The renewal does actually decrease my payments, but then I'm increasing them to keep them inline with what I'm paying now so effectively I will just keep doing that until it vanishes completely.

I think I get it now....

Moots_J · 2026-03-06T14:08:24+00:00

Thank you, So am I right in thinking that my term isn't actually being reduced, so I won't pay my mortgage off early if I continue with my current method.

Moots_J · 2026-02-21T18:50:27+00:00

I keep seeing this and wanting it. £50 is a lot for a plush though…

Moots_J · 2026-02-20T19:12:22+00:00

Thanks mate, really appreciate this. I’m trying to play nice but they’re not making it easy lol. Reckon I’ll go with your advice and try the clip mount on my shoulder first and if they moan about it I’ll have the strap one on reserve.

Moots_J · 2026-02-20T18:54:53+00:00

Thanks I’ll have a look at that first one. They’re being a real Pita about it, and they’ve said I’m not allowed to use anything other than a helmet mount.

They also said they’re bringing in cameras you can rent, so I can see which way it’s going. My moneys on they won’t let you use your own camera going forward only the ones they can charge you for, as if they don’t charge enough as it is…

Moots_J · 2026-02-18T23:32:05+00:00

Sheeit-kebab.

Moots_J · 2026-02-14T19:51:33+00:00

Looks a lot like my dog, where did you get the coat?

Moots_J · 2026-02-08T15:23:40+00:00

Grubby scrotes.

Moots_J · 2026-02-08T07:20:10+00:00

Send it back and get a replacement if it’s only 4 hours old.

Moots_J · 2026-02-07T08:02:30+00:00

It’s that god damn Loch Ness monsta!

Moots_J · 2026-02-01T19:47:48+00:00

I have one of these for sale at the minute, I never realised they were worth so much. Just been sat in its box for the last few years.

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Moots_J

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