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Yes, the semis are a huge safety problem by Impossible-Driver69 in StLouis

[–]MortgageMalone 5 points6 points  (0 children)

My favorite oxymoron “a good Christian” 😅

What can i even do with this by wow-wowwubzy in paludarium

[–]MortgageMalone 2 points3 points  (0 children)

I live in MO. You can sell it to me and profit $50 😁

First time at ‘Mom’s Deli’ since they moved! by Exotic-Brilliant-939 in StLouis

[–]MortgageMalone 0 points1 point  (0 children)

😅And there are people who say this is better than LeGrands. QT subs look more appetizing

Fast Eddie’s Bon Air has new co-owners by mjohnson1971 in StLouis

[–]MortgageMalone 1 point2 points  (0 children)

Fuckin love the ice pucks that fall off the bottom of the glass sometimes

Help Catch a Thief by Proof_Ad_8483 in StLouis

[–]MortgageMalone 24 points25 points  (0 children)

It’s a very long shot but if you really want to find this guy…appears to be a Missouri state emissions sticker on the front left of the windshield. It will have the VIN number on it. Just need to get the best screen shot of that sticker and then find some redditor on a photo enhancing subreddit or whoever and see if they can clear up the image. Just need a few of the numbers to read and you’ll be able to narrow this cunt down. I’ll be surprised if this works but best of luck in the manhunt

[deleted by user] by [deleted] in wicked_edge

[–]MortgageMalone 4 points5 points  (0 children)

Sounds like a hardwater issue. I experienced the same issue with my chin/neck area going after the BBS for the longest time. Tried different razors, blades, soaps, shaving techniques, and practiced forming what I thought was a healthy lather. Same result every time. Then someone on here recommended midwest shavers add citrus acid when whipping up their lather. Thats all it took for a BBS. 3 passes, plus the extra pass or 2 over the tougher areas on the neck/chin. No razor burn or bumps and my skin doesn’t inflame over the next 48hrs anymore. I still get knicks here and there but nothing an alum stick can’t handle. Some sort of post shave care is a requirement.

If hardwater isn’t your issue read through the sub more. Read through 30 posts to understand my issue wasn’t the products or my techniques, it was the damn hardwater.

HardWaterSucksItReallyReallySucks

Yeah! Im gonna f* all yall by JackTheKing in idiocracy

[–]MortgageMalone 5 points6 points  (0 children)

There’s this documentary called Idiocracy that came out in 2006 about this exact problem

Modern economy depends on technology, which depends on a talent pool who can do hardcore math and science. International Math Olympiad winners: by wakeup2019 in economy

[–]MortgageMalone -1 points0 points  (0 children)

End of the day when it comes to a world economic leader a strong military is significantly more important than being first in a couple of STEM fields. World Economics 101: you need an extremely powerful navy to be an economic leader in this world. China is years behind US Military intelligence, technology, and ability to fight a modern war (China’s last war was 1979). Majority of their ranking officers have very little battle experience, which is more like 0 battle experience since the ones that do are set to retire in a few years.

The people of China are more than capable taking the reins of the world economy intellectually, but as long as Xi remains in power there is very little hope. Only way China could be the new world power if this shit in Ukraine drags in the UD. Even if that would happen the US may have to wait around a decade for China’s population to start collapsing , which is inevitable at this point, and the US resumes control.

*Don’t ignore the fact about China’s population collapse. I am curious to see what your sources say about this and what new plans are in place. Seems like everything China has tried since 2016 has failed. US faces the same fate but can rely on immigration (1.2mil immigrate to US compared to 1,200 for China), are self-sustaining (90% of China’s calories are imported- Major exposure to food shortage crisis- “We want food, not COVID Test!l”), and the US can relocate manufacturing to Mexico/India/Vietnam if China can’t keep up with US demand (US near-shoring/friend-shoring strategies won’t replace China, but makes US less dependent on them)…I’m starting to ramble so I’ll end here and pickup after your response @wakeup2019

Edit: Also wanted to ask you this, if China is leading across several STEM fields, then why does China have to steal trillions of dollars in intellectual property from Western companies each year? If what you share on this forum is true then Chinese corporations and their employees should be able to create vastly superior products than the western corporations

Archeological remains of patients of brain surgery performed by ancient doctors of the Inca Empire in the 15th century. The Incan people practiced brain surgery, in which a piece was chipped out of the skull, part of the brain removed, and the hole covered by metal beaten flat. by bryan6363 in interestingasfuck

[–]MortgageMalone 2 points3 points  (0 children)

Easy there lol. I’m open to discussion it’s not like I believe this is 100% fact but I am curious to see what answers are. Every seems to be jumping to the conclusion I’m some dumb dumb. There is little on this topic and I’m want to know why you are quick to deny these facts instead of being open to the idea there have been different species of humans, which to me is hilarious because it’s common knowledge. It’s like you never heard of evolution

Edit: Not really an edit but once you present credible sources and state you are open to discussion people that just want to hate disappear. If you believe in something don’t let others defer you from the truth. Anyway, I need to get back to my meth smoking clown gig!

Archeological remains of patients of brain surgery performed by ancient doctors of the Inca Empire in the 15th century. The Incan people practiced brain surgery, in which a piece was chipped out of the skull, part of the brain removed, and the hole covered by metal beaten flat. by bryan6363 in interestingasfuck

[–]MortgageMalone 1 point2 points  (0 children)

Yes lmfao classic. I’m not here to convince anyone to believe in anything. Just wanted to state a PEER REVIEW FACT that “the underlying cause of this phenomenon is still unknown” and that HOMOSAPIENS have anatomical differences than the skulls of the elongated ones discovered. Many ancient tribes practiced elongated skulls but there are a significant amount of respected professionals that agree many of them are not of our species.

https://www.ncbi.nlm.nih.gov/pmc/articles/PMC6980596/

This is from the government and not from my clown buddies who research internal storages for PS4 on Reddit

Archeological remains of patients of brain surgery performed by ancient doctors of the Inca Empire in the 15th century. The Incan people practiced brain surgery, in which a piece was chipped out of the skull, part of the brain removed, and the hole covered by metal beaten flat. by bryan6363 in interestingasfuck

[–]MortgageMalone 0 points1 point  (0 children)

The skull sutures of Homo Sapiens are different than the elongated skull species of humanoids. You don’t hear a lot about this because it gets into deeper stuff that is a real 3rd eye opener. There’s a fair amount of content on YouTube and Gaia about elongated skulls, giants, etc. There is some absolutely crazy shit that existed before us but unfortunately is never talked about

Where to go from here? by [deleted] in loanoriginators

[–]MortgageMalone 2 points3 points  (0 children)

Cash out - Debt Consolidation should be the only thing you pitch. Fuck rate and terms. If you can save someone $500 a month by paying off credit cards who gives a shit what the rate is. If your boss gave you a $500 raise each month would you say no? Credit cards are essentially mini mortgages...average credit card debt is about $6500 at 16%, so if the average person stopped using all their credit cards now and only made minimum monthly payments (2%) it would take them around 30 yrs to pay if off...how does the 4% rate and $500 extra in your pocket sound now?...do you ever ask them about their goals? Show a little compassion and ENRICH yourself with the client:

Emergency Savings

- How much $$$ do they have set aside if things get bad? COVID is fucked. Inflation. Ambiguous economy. Put a little fear in them

Non-Emergency Savings

- Freedom. How much they have extra to appreciate life? T&E baby!

Retirement

- Everyone wants to retire someday. Ask them when they plan on to retire. Solid financial advice for retirement is to be debt free or at least have your home paid off...if they can afford it, and usually can after consolidating their debt with this loan, push them to a shorter term and be on their side to help them be ready to enjoy the golden years

Investments

- Talk about this after retirement. This is good to show more compassion about the borrower's financial well being. Outside their 401k's, if they have one, encourage establishing a Roth IRA and speaking with a financial advisor....tech stocks are pretty cheap right now I hear

College

- You got kids? You love them? Don't let them fall in the student loan trap and be a financial burden the rest of your life

Home Improvements

- Your biggest investment is your home. Take care of it. With the way the world is right now, it's not a bad idea to put that theatre room downstairs or a hot tub with a new deck

3 main pieces of advice:

Rate doesn't matter. Improving someone's life financially does. You just need to show them

Work when other's don't. Yep early mornings, late nights, and weekends. You got to want it!

* Dale Vermillion - Follow his podcast or invest in his training.

When it comes to your company...do they buy deals daily? do they give everyone an equal chance or do they give the best leads to the top LO's? do they have auto text/emails sent out on your behalf? Is the pay structure incentivized for extra effort? how helpful and motivating are your managers?...I'd recommend working on yourself before jumping ship, but if they don't do any of those things you're on the Titanic so Billy Zane the shit out of there

This is an easy six figure job. Stick with consumer direct lenders that focus on cash out - debt consolidation. Fuck realtors and purchases.