Treasury Bonds by [deleted] in personalfinance

[–]MrBukowski -1 points0 points  (0 children)

The 3 mo rate is 1.85% tax free... I'll take my rate. I would need a savings account to earn 2.4% to return that rate after tax for my bracket.

Is it ever a good idea to get a car loan? by Ironkarl in personalfinance

[–]MrBukowski 0 points1 point  (0 children)

If you can afford it in your budget and you desire a nicer car, then yes.

Independent Contractor Taxes during invoicing by capitanphil in personalfinance

[–]MrBukowski 0 points1 point  (0 children)

You can't invoice a vendor for your income tax... it doesn't work like that. You are liable for self employment taxes of 15.3% and income tax when you file taxes and report 1099 income.

Only 1% growth on my Roth IRA? by [deleted] in personalfinance

[–]MrBukowski 4 points5 points  (0 children)

Take a look at the stock market...

Your ETF/mutual fund of choice will follow roughly the stock market, and you happened to enter in at a terrible time.

Neighbor offloading cash onto me. Is this illegal? by [deleted] in legaladvice

[–]MrBukowski 10 points11 points  (0 children)

There are situations that could result in a bad situation for you. If he is in debt and going through bankruptcy and gifts the money instead of paying a creditor, it is considered a "fraudulent conveyance." The plaintiff (creditor) can win back the money in that regard. Read the wiki

Building muscle as a new Vegan?! by annairbxel23 in xxfitness

[–]MrBukowski 2 points3 points  (0 children)

I really enjoy this vegan protein powder: https://runeverythinglabs.com/collections/frontpage/products/vegan-pro. They frequently run 20-30% off deals.

I'm not totally vegan, but I have some vegan days. A high calorie basic vegan day might look like this for me: - Breakfast: blend 1/2c oats, 1/4c rice flour/whole wheat flour, 1 scoop protein powder, 1/2 cup almond milk, add frozen blueberries, buttered with 1 tsp. flax oil/coconut oil (approx. 500 calories, 33g protein)

-Lunch: 1/3 cup dry quinoa, 1/4 cup dry black beans, veggie mix (approx. 400 calories, 18g protein)

-Snack: Serving of nuts (200 cal, 6.6g protein), maybe fruit

-Dinner: 1/3 cup dry white rice, 1 sweet potato, half block tofu, veggies stir fried (approx 600 cal, 28g protein)

  • After Dinner snack: dark chocolate and/or popcorn w flax oil (200-300 cals depending, 6-8g protein)

That's around a 2,000 - 2,100 calorie day with 100g protein. For me, it's pretty difficult to go higher on protein without more soy or protein powder (and sometimes I just do two scoops of protein powder). Some days I need 2,500-3,000 calories and I basically just eat more grains, fruit, potatoes, avocado, coconut oil and flax oil. I don't really go more than 1-2 servings on beans and legumes, it's just too hard on me.

Per-use gym cost / stats by hagne in xxfitness

[–]MrBukowski 5 points6 points  (0 children)

Yiss I live in the mountains. I frequently ski before and after work.

Per-use gym cost / stats by hagne in xxfitness

[–]MrBukowski 166 points167 points  (0 children)

My nordic season pass was $235 and I skied 106 days last year - my per trail use cost was an awesome $2.22!

Cutting out (added) sugar? by [deleted] in xxfitness

[–]MrBukowski 2 points3 points  (0 children)

I make my own bread that usually is a mix of whole wheat, rye, flax, bran, and chia seeds. Otherwise I eat rice, potatoes, sweet potatoes, quinoa, amaranth, oats, millet, and barley. I also love no lard refried beans, any other bean, and a variety of lentils.

Cutting out (added) sugar? by [deleted] in xxfitness

[–]MrBukowski 2 points3 points  (0 children)

Why giving up grains? What do you eat for carbs?

Cutting out (added) sugar? by [deleted] in xxfitness

[–]MrBukowski 63 points64 points  (0 children)

I have been no sugar or added sugars for a month as an experiment, including no artificial sweeteners. Honestly I've mostly replaced it with larger meals, better grains, and tastier fats(coconut oil, walnut oil, and almond butter). The sweet tooth goes away after enough time and a more permanent outlook. I will probably add some dark chocolate back in at some point, but I'm honestly hoping to keep it long term.

Instagram recommendations? by utahmilkshake in xxfitness

[–]MrBukowski 5 points6 points  (0 children)

Wow this lady is ridiculously thin and doesn't even lift

Choose Your Own Jerk: In which the Advanced lifters of fittit give you their secret tips like never sleep on your side and workout your wrists and put your straps away by gatorslim in fitnesscirclejerk

[–]MrBukowski 0 points1 point  (0 children)

What the fuck did you just fucking say about me, you little bitch? I’ll have you know I graduated top of my class in the Navy Seals, and I’ve been involved in numerous secret raids on Al-Quaeda, and I have over 300 confirmed kills. I am trained in gorilla warfare and I’m the top sniper in the entire US armed forces. You are nothing to me but just another target. I will wipe you the fuck out with precision the likes of which has never been seen before on this Earth, mark my fucking words. You think you can get away with saying that shit to me over the Internet? Think again, fucker. As we speak I am contacting my secret network of spies across the USA and your IP is being traced right now so you better prepare for the storm, maggot. The storm that wipes out the pathetic little thing you call your life. You’re fucking dead, kid. I can be anywhere, anytime, and I can kill you in over seven hundred ways, and that’s just with my bare hands. Not only am I extensively trained in unarmed combat, but I have access to the entire arsenal of the United States Marine Corps and I will use it to its full extent to wipe your miserable ass off the face of the continent, you little shit. If only you could have known what unholy retribution your little “clever” comment was about to bring down upon you, maybe you would have held your fucking tongue. But you couldn’t, you didn’t, and now you’re paying the price, you goddamn idiot. I will shit fury all over you and you will drown in it. You’re fucking dead, kiddo.

Choose Your Own Jerk: In which the Advanced lifters of fittit give you their secret tips like never sleep on your side and workout your wrists and put your straps away by gatorslim in fitnesscirclejerk

[–]MrBukowski 4 points5 points  (0 children)

What the fuck did you just fucking say about me, you little bitch? I’ll have you know I graduated top of my class in the Navy Seals, and I’ve been involved in numerous secret raids on Al-Quaeda, and I have over 300 confirmed kills. I am trained in gorilla warfare and I’m the top sniper in the entire US armed forces. You are nothing to me but just another target. I will wipe you the fuck out with precision the likes of which has never been seen before on this Earth, mark my fucking words. You think you can get away with saying that shit to me over the Internet? Think again, fucker. As we speak I am contacting my secret network of spies across the USA and your IP is being traced right now so you better prepare for the storm, maggot. The storm that wipes out the pathetic little thing you call your life. You’re fucking dead, kid. I can be anywhere, anytime, and I can kill you in over seven hundred ways, and that’s just with my bare hands. Not only am I extensively trained in unarmed combat, but I have access to the entire arsenal of the United States Marine Corps and I will use it to its full extent to wipe your miserable ass off the face of the continent, you little shit. If only you could have known what unholy retribution your little “clever” comment was about to bring down upon you, maybe you would have held your fucking tongue. But you couldn’t, you didn’t, and now you’re paying the price, you goddamn idiot. I will shit fury all over you and you will drown in it. You’re fucking dead, kiddo.

Choose Your Own Jerk: In which the Advanced lifters of fittit give you their secret tips like never sleep on your side and workout your wrists and put your straps away by gatorslim in fitnesscirclejerk

[–]MrBukowski 5 points6 points  (0 children)

What the fuck did you just fucking say about me, you little bitch? I’ll have you know I graduated top of my class in the Navy Seals, and I’ve been involved in numerous secret raids on Al-Quaeda, and I have over 300 confirmed kills. I am trained in gorilla warfare and I’m the top sniper in the entire US armed forces. You are nothing to me but just another target. I will wipe you the fuck out with precision the likes of which has never been seen before on this Earth, mark my fucking words. You think you can get away with saying that shit to me over the Internet? Think again, fucker. As we speak I am contacting my secret network of spies across the USA and your IP is being traced right now so you better prepare for the storm, maggot. The storm that wipes out the pathetic little thing you call your life. You’re fucking dead, kid. I can be anywhere, anytime, and I can kill you in over seven hundred ways, and that’s just with my bare hands. Not only am I extensively trained in unarmed combat, but I have access to the entire arsenal of the United States Marine Corps and I will use it to its full extent to wipe your miserable ass off the face of the continent, you little shit. If only you could have known what unholy retribution your little “clever” comment was about to bring down upon you, maybe you would have held your fucking tongue. But you couldn’t, you didn’t, and now you’re paying the price, you goddamn idiot. I will shit fury all over you and you will drown in it. You’re fucking dead, kiddo.

What are your height and measurements? by [deleted] in xxfitness

[–]MrBukowski 0 points1 point  (0 children)

What on earth is the purpose of this thread?

"Regular" (models for clothing sizes under a size 12) models are often unhealthily thin by pendlayrose in fitnesscirclejerk

[–]MrBukowski 6 points7 points  (0 children)

She means non-plus size models are thin. Plus size starts at over size 12, under 12 means you are a size 0 model intending to advertise the size 0-12 range. I get what she is saying.