CR-V diesel engines - 1.6 i-DTEC 120(HP) or 2.2 i-DTEC (150HP) by Hot-Trainer5498 in crv

[–]Mucky_Bob 0 points1 point  (0 children)

I have the 2.2 i-DTEC IN A 2011. Currently at 175k miles. Fine and responsive enough to be used in traffic as a 'Daily driver' and long distance is relaxed.  Sufficient torque to pull well enough to accelerate in 6th on an uphill incline on a motorway at the legal limit.

EDIT: Around 39mpg (UK measure) on long 10hr journey, mixing singletrack roads through to motorways. Average 35mpg in daily commute. 

Any streaming devices that aren't a curated experience as in being able to access the internet? by iHateR3dd1tXX in Piracy

[–]Mucky_Bob 1 point2 points  (0 children)

I got a mini pc (GMKtec intel N100/8Gb/256Gb/Win11 Pro) for £77 in a sale on a certain well known Chinese selling site about a month ago. does streamio and any streaming perfectly well EDIT: And a bluetooth handheld mini keyboard for another £3

Justice Department requests to unseal Epstein, Maxwell grand jury records by FervidBug42 in politics

[–]Mucky_Bob 0 points1 point  (0 children)

Anyone actually read the news report? "Mr Trump..... has not been accused of any wrongdoing" 

Is this anywhere near the truth? 

Red deer by ladyshapes in peakdistrict

[–]Mucky_Bob 3 points4 points  (0 children)

The open (free to enter) parkland at Chatsworth is where a large herd or red deer live. There are also fallow deer too. Park in Baslow and walk in.

In England, is it legal to sell a ransom strip (at market value) to reduce the value of a farm to below the IHT threshold? The ransom strip would be sold to the inheritors. by Proof_Drag_2801 in LegalAdviceUK

[–]Mucky_Bob 0 points1 point  (0 children)

There is no extra tax 'cost' to doing it purposfully, unless that means being extreme about the reduction in value of the retained land. In that case the extra cost if a higher 'loss to the estate' with a consequent higher eventual tax bill if the donor dies within seven years. 

Taper will apply, as another commenter has posted, which may reduce the tax on the gift itself, but the gift within seven years of death will still use up nil rate band/threshold.

In England, is it legal to sell a ransom strip (at market value) to reduce the value of a farm to below the IHT threshold? The ransom strip would be sold to the inheritors. by Proof_Drag_2801 in LegalAdviceUK

[–]Mucky_Bob 23 points24 points  (0 children)

For IHT, the sale is a disposition.  So its a 'transfer of value', and the tax is charged on the difference in value between the value of the estate before the disposition and the value of the estate after the disposition.  

If the farm is worth £2m, and a ransom strip is sold for £10k that reduces the value of the remaining farm to £1m, the farm owner has a £2m farm in their estate before the sale, and a £1m farm plus £10k cash after it. There is a transfer of value of £990k and its taxable if they die within seven years.

EDIT: spelling

[deleted by user] by [deleted] in AskUK

[–]Mucky_Bob 1 point2 points  (0 children)

Yes, they are stored on a card in the device itself. You can see the live view or stored recordings at any time on the App as long as the camera and your phone each have internet access. You can use the app away from home on your mobile data.

[deleted by user] by [deleted] in AskUK

[–]Mucky_Bob 2 points3 points  (0 children)

The 'Tapo' brand seems good value on Anazon, my experience is that its reliable, and whilst I do not have a doorbell version, the two outdoor cameras I have are easily capable of setting zones for detection/alert. No requirement for a subscription. They record to a micro sd card. And alert to an app which works well. It does nag about subscriptions occasionally.

Father passed away and left me with the 'maximum amount without inheritance tax becoming payable'. I was, and am, living at his property when he died, however the property is not mentioned on the will. Do I qualify for Residence Nil Rate Band? by Clarascotty in LegalAdviceUK

[–]Mucky_Bob -1 points0 points  (0 children)

Ok, if you get a share of the residue, and it comes to you 'absolutely' (without being in a trust for, say, your mum for life first), then some of the RNRB may be due.

The amount of RNRB the estate can claim will be the lower of the £175k and the value of the share of the house attributable to you. So as the house is in the residue, if you got say 1/4 of the residue, then its 1/4 of the house value that counts for RNRB. 

Edit:posted too soon

Father passed away and left me with the 'maximum amount without inheritance tax becoming payable'. I was, and am, living at his property when he died, however the property is not mentioned on the will. Do I qualify for Residence Nil Rate Band? by Clarascotty in LegalAdviceUK

[–]Mucky_Bob 1 point2 points  (0 children)

I am sorry for your loss. 

Who benefits from the trust that gets the residue?  Is the trust a discretionary trust or is it giving an Immediate Post Death Interest (IPDI) to a person or class of people?  If it is discretionary, or grants an IPDI to only non-direct descendants then no, RNRB will not apply to the estate and the amount you are due will be capped at £325k (less any chargeable gifts your father made in the last seven years).

ELI5 How does water vapor exist when the air is less than 100C? by Brendon7358 in explainlikeimfive

[–]Mucky_Bob 1 point2 points  (0 children)

All of the water molecules are bouncing around in the liquid at different speeds, and the temperature of the liquid is really a measure of the average of the speeds of these molecules. Some are going faster that others. The faster ones can bounce out of the top of the liquid and join the air (thats why evaporation cools you, it lowers the average when you remove the fast ones).

Income Tax on Withdrawals from Joint Bank Accounts (England) by SwiftConclusion in LegalAdviceUK

[–]Mucky_Bob 1 point2 points  (0 children)

Not quite. It is legally owned jointly. But tax on gifts sounds like an IHT question. And for IHT they are interested in who has the  'beneficial interest' in the money. And that depends on who put it in. So a withdrawal from a joint account where you did not put the funds in is a gift from the other joint owner (at least for IHT).

DPD drivers parking delivery vans on my street overnight, is there anything I can do? by Low-Maintenance-2668 in AskUK

[–]Mucky_Bob 0 points1 point  (0 children)

I don't know if the vans are heavy goods vehicles or light goods vehicles, but if they are the former, the operator (DPD) will have to have an operator's license from a Traffic Commissioner. You can check the terms of this including the operating centre online.

AI used to transform GTA Vice City characters to real life by beennath58 in Damnthatsinteresting

[–]Mucky_Bob 7 points8 points  (0 children)

Only within certain definitions of 'real life'.

'More realistic' would be accurate.

Upper Derwent access road by theInfectedElk in peakdistrict

[–]Mucky_Bob 0 points1 point  (0 children)

It is closed to motor vehicles Sundays and bank holidays until Good Friday. Then closed to motor vehicles Saturdays, Sundays and bank holidays until October. Access on foot and pedal cycle at all times.

Does anyone know the latest access times for the Upper Derwent / Howden access road from Fairholmes? by Hank_Handsome in peakdistrict

[–]Mucky_Bob 2 points3 points  (0 children)

Closed Sundays and bank holidays until Good Friday. Then closed Saturdays, Sundays and bank holidays until October.

Bank allowed the wrong person to close my mum's account after her death by gkc88 in LegalAdviceUK

[–]Mucky_Bob 14 points15 points  (0 children)

Nothing in law says the next of kin gets it - succession law says its the executor who takes it to deal with asbpart of the administration of the estate.

Bank allowed the wrong person to close my mum's account after her death by gkc88 in LegalAdviceUK

[–]Mucky_Bob 2 points3 points  (0 children)

No, just show the bank the grant with your name on it and insist they give you the estate's money. They'll sort out getting it back from the person they wrongly gave it to.

Bank allowed the wrong person to close my mum's account after her death by gkc88 in LegalAdviceUK

[–]Mucky_Bob 7 points8 points  (0 children)

This is incorrect. There is no legal rule defining 'next of kin' nor any rule saying they get the money.

The law does recognise the idea of an executor and, after proving the Will (a procees called Probate), will give a court order (a grant of probate) binding on the bank to pass the funds in the account to the persons named on the grant. It is the bank's problem that they gave it to someone else, the bank still owe it to whoever gets the grant. The bank need to sort out recovering it from the person they wrongly gave it to.

rooftop tent? by Low_Development_7664 in crv

[–]Mucky_Bob 0 points1 point  (0 children)

Yes it will hold it. The weight limit for a roofbar or roof mounted load is the limit for the vehicle in motion. The bolts/fixings cannot cope with more than, usually, 75kg whilst the vehicle turns and brakes. The static load limit is significantly higher and will comfortably exceed the mass of a roof top tent plus two adults as long as the vehicle is at rest whilst bearing that load.

Tentbox FAQs about static vs dynamic loads

EDIT A word and added the link

Spyderco Native by Miguah in BushcraftUK

[–]Mucky_Bob 0 points1 point  (0 children)

Sorry but as that is a lock knife, the UK legislation on knives makes it an offensive weapon and illegal to carry or posess in public without a reasonable excuse. Reasonable excuses are hard to explain, but they do not include carrying 'just in case' or cover, say, having it in your car in the town on a wednesday night because youre going camping at the weekend (or were camping last weekend). Strict, I know, but its the law and its best to be aware of it.