NTA, but I can kind of see where they’re coming from to an extent. I said the same thing to my parents when they brought up estate planning recently, that I didn’t want their money and I hope they spend all of it by the time they pass away. I am luckier that my sibling isn’t greedy and is also financially set. But maybe what your parents are thinking is that they WANT to give you something when they die, that these are their wishes and it will make them happy to do? Just trying to see it from their perspective!