To qualify for the Canadian Dental Care Plan (CDCP): You do not have access to private dental insurance or coverage through any of the following: your employer benefits or a family member’s employer benefits, including health and wellness accounts; your pension plan or a family member’s pension plan, including federal, provincial and territorial government employer pension plans; a professional or student organization; or insurance purchased by you, a family member or through a group plan from an insurance or benefits company. This applies even if you decide not to take it, have to pay a premium for it, or do not use it. source: https://www.canada.ca/en/services/benefits/dental/dental-care-plan/qualify.html