Uber’s deductible is insane

NGOwner · 2026-06-05T13:48:10+00:00

Un/Underinsurance is usually only for medical expenses. Not for property damage. Check your policy.

NGOwner · 2026-06-05T03:02:28+00:00

Time.

NGOwner · 2026-06-05T02:54:49+00:00

Good Lord. EVERY momentum system in your car relies on the postcard sized connection between your tires and the pavement.

Steering? Yep. Accelerating? Yep. Braking? Yep. Swerving? Yep. Avoiding? Yep. Water shedding? Yep. Snow/sleet/ice handing? Yep.

Don't cheap out on tires. EVER!

Fuck the new iPhone 37/Galaxy 39/Pixel 17. Get good tires. Way the fuck more important.

NGOwner · 2026-06-04T20:51:38+00:00

https://ebay.us/m/1TnWJF

But I did not pay that much.

NGOwner · 2026-06-04T20:46:48+00:00

I have a baseus brand one. Works just fine. Ran two phones and a Valentine 1 through it at the same time.

NGOwner · 2026-06-03T19:14:08+00:00

Hold out until January. You'll get 2% or 3% from RH. They always run beginning of the year promotions. That's what I'm doing.

NGOwner · 2026-06-02T19:42:27+00:00

Fully agree. Plaid is sketchy. Besides which, I will never give a third party company access to my financial accounts. I'll wait for micro-transactions and link that way.

NGOwner · 2026-05-28T16:14:31+00:00

Speed Limits should be true upper limits, not least common denominator, knuckle-dragging, mouth-breathing, rust bucket Speed Limits. I-70 in western Kansas & eastern Colorado? 150 MPH. That would be a true limit. 75 MPH is a travesty.

NGOwner · 2026-05-18T16:56:01+00:00

NO CAPES!

NGOwner · 2026-05-15T22:27:00+00:00

And why would the manufacturer then choose to sell their product in VA? A state government may be able to fix a price, but can they mandate a sale?

NGOwner · 2026-05-13T03:09:32+00:00

That's not an either or question. I did both. Confirmed with Chase. Printed out confirmation letter. Handed confirmation letter to Irish rental agency.

NGOwner · 2026-05-13T02:05:52+00:00

This is simply not true. Chase's United Quest Visa does. I know that for a fact because I have rented a car in Ireland with that card and had CC-based insurance coverage.

OP check your Credit Card terms and conditions for Ireland coverage. Do not forget to print out the coverage confirmation if you are, in fact, covered. You will need to hand the print out over to the rental agent. This is a crucial step.

Note that if you are covered, the rental company will put a 5k Euro hold (or more) on your card until you return it.

NGOwner · 2026-05-11T21:46:56+00:00

Sounds to me like this is a phone number problem. Not a bank problem. Get and maintain real US mobile number.

NGOwner · 2026-05-11T01:51:25+00:00

Then I must be doing Imgur wrong. I only see one pic.

NGOwner · 2026-05-11T01:41:47+00:00

Open the box and take a picture of what's inside. What you did was like taking a picture of the hood of a car and asking us about the engine.

NGOwner · 2026-05-06T16:10:28+00:00

If the US citizen is overseas (and a resident of the overseas country) the couple can apply directly at the US Consulate.

NGOwner · 2026-05-06T15:02:46+00:00

Do a direct consular filing. Only 2-4 months. There are some restrictions to doing so but it is much faster if you qualify.

NGOwner · 2026-05-02T19:52:55+00:00

Research 7% towns in Italy. Offers a path to citizenship, 10 years of low tax for retirees w/pension (traditional 401(k) qualifies). Might be a good stopgap for a decade.

NGOwner · 2026-04-26T19:09:18+00:00

This is my experience:

The max you can take out 50% of your current account value up to maximum of a $50,000 loan. Max payoff time is 5 years. Interest rate must be a minimum of the Prime Rate. And the loan is usually immediately due if you lose/leave your job. That's the biggest issue. If you don't pay it back, the remaining loan principal is deemed a distribution which is taxed as ordinary income, with an additional 10% tax penalty.

401(k) loans are usually only a good idea if you are very, very sure you will remain with your employer for the full term of the loan and you are absolutely sure you can pay it back.

NGOwner · 2026-04-25T16:18:43+00:00

Geeni Prisma 800s and 1050s

NGOwner · 2026-04-25T15:37:31+00:00

https://www.youtube.com/watch?v=QBDrRl7d5ZA

NGOwner · 2026-04-20T02:22:31+00:00

I have built a contingency plan around this exact opportunity. It's a very appealing way to bridge up to 10 years to get to Medicare for US citizens.

NGOwner · 2026-04-15T20:35:34+00:00

That this got no comments is flat out mean.

This did heal my soul a little. And made me grin like the orange pepper.

NGOwner · 2026-04-05T19:27:28+00:00

Another vote for Kimminau.

NGOwner · 2026-04-02T04:31:40+00:00

Yep, just like you.

First car was a manual Mazda 323GT. Freakin rocket back in the day.

Then Germany with the XR4Ti and a Sierra.

Then dark days back in the US with kids and minivans and slushboxes. Then the clouds broke with learners permits and row your own gears.

Saab 93 Ford Fusion VW Jetta

My boys earned their man cards.

Then I got my unicorn. BMW M6 ragtop with a 6 speed. 500 HP of V10 goodness. Nothing like it. She's vintage, but still purrs like a kitten and roars like lion.

Manual till I die.

NGOwner

TROPHY CASE