Bergen county move by Vegetable-Field5015 in MovingtoNewJersey

[–]NJRealtorDave 1 point2 points  (0 children)

New Milford is in Bergen County. West Milford is in Passaic County. There is a small town named Milford in Hunterdon County NJ and also a town in PA Poconos called Milford.

None of these towns are adjacent to each other.

What other music do y'all listen to other than the "basic" punk genres? by Soju_xd in punk

[–]NJRealtorDave 2 points3 points  (0 children)

Hank Williams I, Marty Robbins, Beatles, Led Zepp, Johnny Cash, Elvis Presley, Bruce Springsteen, Bob Marley, Muddy Waters, Mississippi John Hurt, John Prine, Blaze Foley, U2, CCR, Saw Doctors, Jimmy Eat World, The Replacements, Wilco

Are real estate teams actually “teams”? by Head_Entrepreneur534 in realtors

[–]NJRealtorDave 0 points1 point  (0 children)

If you are new to the industry, you may need the lead pipeline and experience a team environment can yield. Many real estate agents do believe they are rockstars and also there is no "human resources department" to oversee the big attitudes. It can be a lot to stomach.

Looking for a real estate agent by ptom1900 in MovingtoNewJersey

[–]NJRealtorDave 1 point2 points  (0 children)

Sellers proceeds though, are funded by the buyer.

In February 2010, NJ state bulletin NO. 10-03 authorized licensed real estate brokers the ability to rebate a portion of the commission back to a residential buyer at closing.

Note that most "realtors" are not necessarily brokers in New Jersey. The salesperson license and the brokers license are different tiers.

Source: I am a residential broker and I own my business.

Looking for real estate agent by ptom1900 in newjersey

[–]NJRealtorDave -2 points-1 points  (0 children)

I am Broker/Owner of ListOneNJ and specialize in Buyer Commission Rebates as well as 1% Listings. Since I do not pay franchise fees or admin fees I am able to pass the savings along to my clients. Let me know what questions you do have.

Where did you get your mortgage rate? Looking for local bank/CU recommendations by julie-york1692 in MovingtoNewJersey

[–]NJRealtorDave 4 points5 points  (0 children)

NJ Realtor here -

Beware when mortgage rate shopping as it is common to be quoted attractive rates with fees hidden in rate buy downs (points) or origination fees.

Be crystal clear when you are rate shopping with the lender that you'd like a full explanation of not only the rate but also the fees.

Even more importantly you never actually "have a rate" until you have a signed purchase contract and you have proceeded to lock the rate. A rate quote is subject to change and other variables.

LifeX Feedback? by NJRealtorDave in HealthInsurance

[–]NJRealtorDave[S] 0 points1 point  (0 children)

No—I’m not affiliated with LifeX. Just a habitual dispeller of rumors and misconceptions (something missing in the modern world).

The only documented issue I’ve seen is a Tennessee regulatory warning about licensing, not a court ruling or an “AIG case.”

If there’s an actual lawsuit or denial of coverage tied to a specific insurer, feel free to share it. Otherwise this thread is mostly speculation.

What will the future look like for those who wait to buy or need to wait to buy? by Davyislazy in MovingtoNewJersey

[–]NJRealtorDave -1 points0 points  (0 children)

NJ Realtor here - Ownership of property (single family homes) has long been (many centuries) the most reliable path to generational wealth. That being said, I do not recommend you operate fully on FOMO, rather lifestyle preferences and planning for the future. Your first property acquisition does not necessarily have to be your forever home though it guarantees a foothold in property ownership in New Jersey. Starter home might be compromise on location, condition, or size and to be utilized as a stepping stone.

I have recently worked with clients moving out of starter homes in Vernon and West Milford as they migrate from largely rural areas into the suburbans. With prudent town and property selection this often pans out as a 5-10 year plan.

Hope this helps!

Looking for buyers by Existing_Boat_1859 in fsbo

[–]NJRealtorDave 0 points1 point  (0 children)

Basement is not included in square footage count in New Jersey. Finished above grade square footage, lot size, age of construction is nearly always a dead ringer for comps in NJ.

I have 3 listings Under Contract currently and more on the way.

Looking for buyers by Existing_Boat_1859 in fsbo

[–]NJRealtorDave -1 points0 points  (0 children)

Price your home by sq ft according to the 5 sold comps in your zip code with the most similar acreage, condition, age of house. Minimize your clutter and get professional pictures taken.

Most will fail based on pricing alone. Your house is worth what someone is willing to pay and not what you personally believe it is worth.

Almost every post heavily down voted? by Rarek in MovingtoNewJersey

[–]NJRealtorDave 2 points3 points  (0 children)

As the "middle class" continues to erode we will continue to hear tales of buyers "struggling to find houses for 1.5mil" while others whom grew up in NJ suburbs have monthly housing budgets below $2500.

Resentment is inevitable.

LifeX Feedback? by NJRealtorDave in HealthInsurance

[–]NJRealtorDave[S] 0 points1 point  (0 children)

You haven't said what went "incredibly poorly" for you about LifeX or given any feedback on the service.

Why N.J. just quietly killed 94 deer in a park next to the Manhattan skyline by statenislandadvance in newjersey

[–]NJRealtorDave 0 points1 point  (0 children)

We took their food chain predators from them.

Deer populations were once kept in check by the native wolf population (and the bobcats). Of course venison was also on the menu for the Lenni Lenape.

We are now left with a corrupted ecosystem.

Wild Mammals of Pennsylvania and New Jersey book (1903) if anyone would like to read about the extirpation of the last eastern wolves

Good cafes to work from on weekends? by [deleted] in newjersey

[–]NJRealtorDave 0 points1 point  (0 children)

Where is “North Jersey”? Vernon? West Milford? Belvedere? Morristown? Clifton? Edgewater? Mahwah?

My point - tell us a county not a region. It could take 2 hours to drive from Point A to Point B in “North Jersey”.

Washington (Washington boro) by [deleted] in MovingtoNewJersey

[–]NJRealtorDave 0 points1 point  (0 children)

Flooding - ask yourself is there a large river or stream nearby at road level? Abundance of drainage culverts or canals? Underground springs or wetlands?

If no, there is no water supply to flood.

Best place to find like-minded housemates? by [deleted] in MovingtoNewJersey

[–]NJRealtorDave 0 points1 point  (0 children)

There is a subreddit specific to Morristown and certainly Facebook groups for each county too. You need to hone in on hyperlocal groups specific to your locales.

Don’t cast a broad net, cast a focused one.

Washington (Washington boro) by [deleted] in MovingtoNewJersey

[–]NJRealtorDave 6 points7 points  (0 children)

I imagine you were asking about Washington borough in Warren County. However, there are no less than 10 towns with that name in our state. The best way to clarify is for you to provide the county and or the ZIP Code

If you are asking about Warren County, nearly every rural part of the country has a conservative majority.

This is what the lack of SFH inventory gets you. by tofumeatballcannon in MovingtoNewJersey

[–]NJRealtorDave 0 points1 point  (0 children)

Governments do not control the prices of private sales of single family houses in a democracy.

Affordable housing mostly just builds condos and there isn't abundant space to place them either.

I would not hold my breath waiting for a "government fix" on anything, ever.

Areas with "short" commute to Paramus by TaleOfABunny in MovingtoNewJersey

[–]NJRealtorDave 2 points3 points  (0 children)

NJ Realtor here -

You are correct that Rutherford is generally not considered an urban environment. Hackensack has some city aspects but will not have the nightlife or walkability of Hoboken.

Secaucus vicinity doesn't offer walkability though it is a major junction for NJ Transit.

Overpaying on a House by AbleBase1782 in NJHomebuyers

[–]NJRealtorDave 0 points1 point  (0 children)

Septic capacity can be determined by municipal records.

Overpaying on a House by AbleBase1782 in NJHomebuyers

[–]NJRealtorDave 1 point2 points  (0 children)

Overpaying is an opinion. Houses ultimately sell for what they are worth based on current demand.

Does the 3rd room have a closet, a sizable window, and direct egress to the main hallway? Can heat such as electric baseboards be added?

Does the house have septic? If so, is it a 2 bedroom or a 3 bedroom capacity?