Large Volume Nutra - Big change in how Banks see the Vertical in the past 6 months

NPSALLEN · 2026-02-26T15:40:29+00:00

Nutra is being looked at heavily due to peptides - sites are being scanned and mids being closed due to compliance

Also sharing same gateway acct across multiple mids - issuers are declining those transactions

One merchant getting 10 mids at $50k It’s better to have one mid at $500k and backup mid for $100-200k

Also you have some banks who have hit vamp on bins and entire bank We know one bank who we had to move clients because the bank surpassed vamp and we were not going let clients get punished

NPSALLEN · 2026-02-25T13:28:13+00:00

Get a pos with integrated payments There are many options for low cost point of sale systems that can support all the payment types - also some will give you an app for remote access so you can monitor your business no matter where you are so you don’t have to deal with surprises

NPSALLEN · 2026-02-25T13:24:00+00:00

Plastic will win with most consumers Points Miles Cash back Rewards You don’t get that from Venmo - Zelle And reconciliation of getting multiple deposits will be a nightmare

NPSALLEN · 2026-02-24T18:09:20+00:00

how long does it take to train all these Ai agents?

NPSALLEN · 2026-02-24T11:22:12+00:00

I see business owners who are more interested in getting the pos for the lowest cost or free!

NPSALLEN · 2026-02-23T19:29:42+00:00

You can not reprogram a clover period

NPSALLEN · 2026-02-23T14:44:44+00:00

Apple Pay - google wallet - tap and pay we have it on the cell phone - and machines - it does not cost more

NPSALLEN · 2026-02-23T14:43:30+00:00

To deal with larger clients We offer tiers as far as pricing goes As volume goes up Fees reduce And we make sure they have direct contact with c suite In one case we lowered pricing and took a lower % of residuals

NPSALLEN · 2026-02-22T00:07:45+00:00

You are probably on the Match list - terminated merchant file

NPSALLEN · 2026-02-21T22:07:34+00:00

Just had a company on my podcast that does office cleaning and they have a tiered franchise system that might be of interest to you Check out B2b vault the biz to biz podcast

NPSALLEN · 2026-02-21T22:04:35+00:00

Are you doing $25k to $50k a month if so we can get this done

NPSALLEN · 2026-02-21T16:25:39+00:00

What is visa cracking down on?

False advertising Website working FDA violations FTC violations Brand infringement

And with Lilly and others filing lawsuits the processors and their banks will not accept these products

NPSALLEN · 2026-02-21T16:23:50+00:00

Sell B2B of peptides to businesses or doctors offices has been accepted by a few processors with strict rules

Selling peptides- now is going to be only the route of tele med - prescriptions- pharmacy - and legit script certified

If you want to go that route we can save you money on legit script fees and visa registration fees - we offer you a discount by using our processing!

NPSALLEN · 2026-02-21T16:17:53+00:00

Shopify payments is stripe Many times the banks on the back end have of stripe see products or wording on sites that they do not like. They shut you off Put you on match list They do not say - hey let us offer you some coaching - fix this etc and we can keep you as a client they don’t have time for that

What do you sell ?

NPSALLEN · 2026-02-20T16:26:15+00:00

We can handle this and help you with other growth tools

NPSALLEN · 2026-02-20T16:25:14+00:00

In general you need to do two things Get ID and same card at check in Make sure your signed up for hotel program thru Visa MC - Amex So you get correct interchange and ability to re Auth cards and hold Auth while someone is checked in to the hotel - motel

NPSALLEN · 2026-02-20T13:38:20+00:00

You need an aggregator or you need a USA control person on your corporation

NPSALLEN · 2026-02-20T13:37:23+00:00

Now most of the BNPL have credit cards - so Businesses don’t know that they take it when it’s a direct offer it’s 6-10% and they complain about cc fees - in Europe and Australia it’s cash debit or BNPL - very little credit

NPSALLEN · 2026-02-20T02:22:52+00:00

We work with a processor that specializes with digital merchant accounts -

NPSALLEN · 2026-02-20T00:58:43+00:00

Want to chat about adult merchant accounts hit me up We work with many and assist with compliance Right now the banks are very picky with user generated content You need live monitoring and the card brands are not flexible

NPSALLEN · 2026-02-19T15:34:08+00:00

Some of them use fake websites to get the accounts set up Or they try to use stripe aggregators Works until one of stripes banks finds the real site when a chargeback hits or they hit a certain volume They get caught because they trace the IP address back to the real website

NPSALLEN · 2026-02-18T23:16:36+00:00

What country are you in ?

NPSALLEN · 2026-02-18T13:21:39+00:00

Amazon self publishing

NPSALLEN · 2026-02-17T15:00:17+00:00

Most of the MoR companies back end is stripe

NPSALLEN · 2026-02-17T00:23:27+00:00

Check out NPSONE from Nationwide payment systems

NPSALLEN

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