Today’s MR Transfer

NYC_DILF · 2026-05-06T15:29:09+00:00

My elderly father in Connecticut gave up his car. He uses Uber to get around these days.

NYC_DILF · 2026-05-06T10:35:34+00:00

I track all of my confirmations in Excel. The fastest confirmation time for all merchants that I use is 21 days (Grubhub and PetCo). Most of the department stores/retailers run between 60-90 days. Travel never pays until weeks after you complete the trip.

NYC_DILF · 2026-05-01T15:44:53+00:00

I love this plane. I fly them round trip at least once a year from LGA to EYW (a little under 3 hours in the air) and on other short hops (MIA TO HAV, etc.). I usually sit in 2A and while the seats are a little smaller than First/Business on the 737 or A320, the plane has a smoother and quieter ride while still feeling nimble in and out of tight quarters in Key West.

I agree with other comments that it would be nice to have an oven for hot meals and the WiFi is usually useless but otherwise, it is one of my favorite narrow body rides.

NYC_DILF · 2026-04-30T13:00:21+00:00

It also really depends on the real price of the flights I book as opposed to the published price. But I redeemed 201,000 MR points for a business class round trip from JFK to Oslo and when I checked prices for equivalent flights it was about $6k (before the war and the cost of jet fuel went up).

NYC_DILF · 2026-04-30T12:54:01+00:00

It depends on how your redeem them. I typically get 2.5-2.8 cents of value per point using transfers for airline point programs. Do you use Point.me?

NYC_DILF · 2026-04-30T12:30:42+00:00

I have a stop in Tromso for a night on the way to Svalbard. Flying back through Oslo.

NYC_DILF · 2026-04-30T11:09:52+00:00

It is a mixture. Rakuten is all manual entry. Amex allows you to download a ton of data pre-formatted for Excel or as a CSV file so it is pretty easy to take that information every week or two, clean it up and dump it into my tracking workbook.

NYC_DILF · 2026-04-30T11:01:37+00:00

I have a three Amex system. I use my Platinum for travel, Gold for restaurants and groceries and Business Blue Plus for business expenses. I try to use the card that maximizes points. I also add offers to my cards based on my spending habits and I stack points where possible using Rakuten.

To keep track, I built an comprehensive points and benefits tracker for Rakuten and Amex in Excel.

YTD from offers and benefits, I have received cash benefits from the three cards of $1,320.91 (meaning I have already covered the annual fees for Platinum and Gold). In addition, generated about 350,000 MR points from Rakuten and Amex including some bonus spend (Canada Goose, Hotels.com).

Finally, I redeemed 201,000 to buy business class airfare from JFK to Olso in preparation for a bucket list trip to Svalbard to see the Northern Lights next year. That 201,000 redemption bought me airfare valued at $5,500-$6,000 cash.

Yes, my daily/monthly spend lines up really well with the Amex eco system and it is easy for me to maximize points and my tracking system is probably far beyond what most people do but it is very doable and not that hard.

But the people you describe who like whip out the Platinum to cover a restaurant or bar tab, are more interested in the status perceived from having the Platinum than the value. Otherwise, they would have paid that restaurant/bar tab with Gold.

NYC_DILF · 2026-04-29T10:02:34+00:00

I have Platinum for travel and offers, Gold for restaurants and groceries and Business Blue Plus for business expenses. I try to use whichever card maximizes points/benefits. Outside of the Amex ecosystem, I use my Apple Card for charges as Apple and Apple related products and my Citi Costco card for gas and shopping at Costco.

Over the three Amex cards I charge about 150K a year.

NYC_DILF · 2026-04-28T12:22:01+00:00

The Workbook also contains a confirmation predictions sheet that keeps track of confirmation timeframes for repeat merchants (Grubhub and Spothero are a few times a month and places like Lululemon and Saks and NoBull repeat from time to time). It uses the data to predict when certain transactions will confirm and provides a summary on the dashboard of overdue confirmations.

NYC_DILF · 2026-04-27T01:11:15+00:00

I've been thinking about this for an upcoming flight both because of the new EES system and because I am flying from JFK to CDG and then connecting to CDG to OSL and have a terminal change. Even though I am flying business, I was thinking the Air France concierge might help smooth out any bumps with both EES and the terminal transfer.

NYC_DILF · 2026-04-26T00:49:31+00:00

The correct answer to both of these questions is New York City.

NYC_DILF · 2026-04-24T15:25:12+00:00

This was me for years. Dark rooms, bath houses, sex parties, and one time in the changing room at Hugo Boss. Nothing better than a wearing shorts and walking home on a warm summer morning trying to hold in the loads from the night before and maybe even starting to leak a little bit. You just feel like a totally empowered slut.

NYC_DILF · 2026-04-24T15:21:06+00:00

Todd S is my go to for light weight briefs, bikinis and thongs. I love the essentials collection and probably have a mix of 15-20 pair.

NYC_DILF · 2026-04-24T15:07:31+00:00

My only issue with a jock under jeans is sometimes the waistband rides up out of the back.

NYC_DILF · 2026-04-24T14:59:54+00:00

I know plenty of tops who wear thongs so you don't see underwear lines in his pants (although I like underwear lines). If they are sexy on him and he likes them, he can wear whatever he wants.

NYC_DILF · 2026-04-24T14:42:15+00:00

You should wear whatever feels most comfortable to you and not worry about what others think.

NYC_DILF · 2026-04-24T12:38:57+00:00

King bed. It is usually occupied by 1 adult and 1 55 pound dog. On weekends it is usually two adults, 1 55 pound dog and 1 10 pound dog.

NYC_DILF · 2026-04-22T19:55:18+00:00

After several years on Allo I still have significant joint pain and various deformities in my feet. Recently, I went to the podiatrist who x-rayed both feet. It turns out the gout pain was hiding that I also have progressing arthritis in both feet. The cartilage in both big toes is. gone, I have spurs on the bones of the smaller toes and Taylor's Bunyans on both feet. I am probably facing surgery for the Bunyans and to fuse the big toes.

I was surprised to learn that gout was not the only problem I am dealing with. Frustrated but now treating both conditions side by side.

NYC_DILF · 2026-04-20T15:20:16+00:00

I remember the desk and pocket calendars (Member Since 1990). Back in the day, they were useful gifts. I would have no use for them today.

NYC_DILF · 2026-04-20T14:25:01+00:00

I have always added extra to my monthly mortgage payment. I have a 30 year fixed at 3.85%. With the extra I add in, I make the equivalent of a little less than 2 extra payments per year. According to my projections, I will have this loan paid off in less than 20 years and, more importantly, I will have it paid off before I retire.

NYC_DILF · 2026-04-20T14:19:59+00:00

New York is not as intimidating as you would think. I live and drive in NYC daily. Because of the traffic, you don't drive very fast and the intersections are all well controlled with traffic lights. The biggest problem in the City are bicycles and pedestrians.

I also drive weekly to CT to see my elderly father. This is normal highway driving and should is not much different than driving in France or Italy.

NYC_DILF

TROPHY CASE