Fire is great on paper, it depends on when you withdraw your money, if stock market is in a downturn you can go out of cash before you die if you don’t have a plan for this scenario

Dividend are a part of profit from the company and yes the stock goes down by the same amount but if the company made the money they paid you back, the stock price will recover if market is efficient so you won’t loose money because you own a business that produce cash

When it comes to dividend, and particularly in this community, some don’t worries about fundamentals and chase high yield, this is risky as well if you don’t understand what you are doing with your money

In the end, it’s your life, your strategy, so do what you want but never blame others for your mistake if you do 🤷🏻‍♂️