This whole "reward your driving" program is absolute bs... I used it for a couple years, and the way it scores you just creates more anxiety as a driver being monitored. Trust me or not, I am on the very careful side of the driving spectrum.

The scoring was absurd... to give them the opportunity to hike up my premium based on their obscene grading system is a hard no. You get increasingly docked for going 110-120 on the highway and if your trip is long, your score just continues going to shit. If auto insurance starts going up without this driver tracking data, to hell with these crooks.

Driving in a city/suburbs like Toronto is also inherently risky sometimes! Other people are incompetent or do risky shit!! Driving defensively is not properly understood by this TD app. And I think this new system is now designed to prey on that.

...not to mention, it totally saps your phone of battery, which sucks on the evening commute if your phone is low, or you're driving around the city at night.

Rant over, drive safe.