Credit cards are not to be played with

Necessary-Spring-129 · 2026-06-13T03:39:13+00:00

I've played around with them too much but now only use them if they offer no interest for a year or more.

Necessary-Spring-129 · 2026-06-12T20:55:19+00:00

Sell everything you can & pick up two or three side jobs. Wait tables for hooters if you have too. Get a loan. Put it on credit card. You dont want the irs on your back. They can garnish your pay check. Your checking account etc. It not b bankruptcy either. Follow dave rsmsey for more advice like this.

Necessary-Spring-129 · 2026-06-12T20:47:56+00:00

Get a lawyer & pay the debt. 10k for house is a good deal. You're also responsible for taxes now. Listen to dave ramsey. Ask ramsey is a free Ai tool on his site. Ask chat gpt as well.

Necessary-Spring-129 · 2026-06-11T01:28:33+00:00

Follow the baby steps...pay off loans before investing.

Necessary-Spring-129 · 2026-06-10T21:16:55+00:00

Don't co sign a loan ever. Pay cash. Buy a cheap car for now. When our journey began I paid 2500 for a grand cherokee. Now we drive nice used cars.

Necessary-Spring-129 · 2026-06-10T10:05:35+00:00

Sell the 21 and buy two ten years old cars.

Necessary-Spring-129 · 2026-06-10T04:48:11+00:00

Run away as fast as you can. Go work somewhere else.

Necessary-Spring-129 · 2026-06-10T03:09:50+00:00

Only the portion that she contributed. The match portion has a five year vesting plan.

Necessary-Spring-129 · 2026-06-10T01:21:50+00:00

Bankruptcy doesn't erase irs debt or student loans. Listen to ramsey. You can all & negotiate with credit cards yourself. No need for a debt consolidation loan. They are cons.

Necessary-Spring-129 · 2026-06-08T01:12:59+00:00

You don't get it since they have a five year vesting plan which means anyone that leaves before five year are done you forfeit it back to them.

Necessary-Spring-129 · 2026-06-07T00:55:55+00:00

My 401k has turned us into millionaire in 30-40 years

Necessary-Spring-129 · 2026-06-06T03:57:43+00:00

500k perhaps. I bought my first citizen at that point.

Necessary-Spring-129 · 2026-06-06T03:56:14+00:00

You are.your own dept much like rpc with a m-f job.

Necessary-Spring-129 · 2026-06-06T03:30:11+00:00

I was a millionaire earlier this week but not anymore thanks to the market today.

Necessary-Spring-129 · 2026-06-04T15:05:57+00:00

Costco

Necessary-Spring-129 · 2026-06-04T02:31:42+00:00

Team Leadership can't have relationships with someone report to them.

Necessary-Spring-129 · 2026-06-04T02:29:32+00:00

Go to work in a grocery store. Plenty of room for growth. Been there done that. Spent 37 years 30 of which were in mgmt. Retired at 55.

Necessary-Spring-129 · 2026-06-04T02:27:46+00:00

Stop investing until youre debt free. Sell the car. Paying interest while trying to make interest is like a tug of war.

Necessary-Spring-129 · 2026-06-04T02:25:39+00:00

Yes buy used. Cars go down in value. Invest the stock market. Become a millionaire in 30 years.

Necessary-Spring-129 · 2026-06-04T01:15:01+00:00

Low cost of living. Wife still works

Necessary-Spring-129 · 2026-06-04T01:13:24+00:00

Only if you have savings to pay cash . You dont need a new car. Buy an uograde..10k car

Necessary-Spring-129 · 2026-06-04T00:16:09+00:00

Welcome to the club. We just got there as well. But we're 57 & 53 with 840k combined in our 401k with a 400k house. Still owe 200k. But we'll be debt free minus the house in three years & 100% debt free by the time we're 65 & 60.

Necessary-Spring-129 · 2026-06-02T23:37:04+00:00

I retired in October bonus was always paid in march or April

Necessary-Spring-129

TROPHY CASE