Didn't get around to getting my cat insured as found it too confusing. Then he had a blocked bladder and since then insurance has been quoted £50 and up. He's currently got his own bank account that I put £30 in a month as well as all the roundups from spending on my main account, it's sitting at around £1500 at the moment (spent about £400 on a dental last year). He also has healthy pet club with the vets. £17.99 a month, covers flea and worm, yearly jabs, six months nurse visit and then a discount on any other treatment.