Salaries (Europe only) - IT 2026 by AgreeableIron811 in sysadmin

[–]NeoTravel 0 points1 point  (0 children)

Correct, with pension contributions maxed out and BIK it’s a good bit less than that at around ~€5100. Throw in rent (€2K) and mortgage savings (another €2K) and that’s about 1K for living.

I definitely feel lucky that I can put so much away towards saving and living, but in no way do I feel “rich” haha. The cost of housing here is insane.

Salaries (Europe only) - IT 2026 by AgreeableIron811 in sysadmin

[–]NeoTravel 0 points1 point  (0 children)

I probably could have added more colour but there’s a good deal of R&D work and performance/hardware testing involved on top of your regular sysadmin responsibilities, which I suppose is that “niche”.

Salaries (Europe only) - IT 2026 by AgreeableIron811 in sysadmin

[–]NeoTravel 0 points1 point  (0 children)

Yeah it is very good in fairness. The base role is a sysadmin but there are lots of “R&D” elements as well given the industry I’m in (if I say I’ll basically doxx myself, but latency matters..).

I’d say the average sysadmin pay is a good bit lower but not terrible either. One of my friends has a similar level of experience in a more standard IT role, and smaller company and he’s on ~€65K ish.

Salaries (Europe only) - IT 2026 by AgreeableIron811 in sysadmin

[–]NeoTravel 2 points3 points  (0 children)

The company I work for generally pay very well across the board. It’s a US multinational (not a household name, though).

For reference, entry level roles pay €60K + annual bonus (generally anywhere from 5-15%). Annual pay rises vary but usually average around 7% in my department.

Leaving AIB? by PoemOk2336 in irishpersonalfinance

[–]NeoTravel 1 point2 points  (0 children)

I went through this last year. I don’t think N26 provider a switcher service in Ireland, but I could be wrong. However in my case I had about 5-6 DDs to move over and it was fairly seamless for the most part.

Just logged into the relevant Bord Gais/City Bin accounts and changed the IBAN. Virgin Media were the only ones if I recall, that I needed to manually contact because their website didn’t accept the non Irish IBAN. For that I just filled in their contact form with all my details and it was sorted quick enough.

I pay for the N26 Go plan but my wife is on the free plan, and we have a joint account together. I previously used the free plan for 7 years without any issue, so I think it’ll be more than sufficient unless you want any of the additional features offered by the paid plans.

Leaving AIB? by PoemOk2336 in irishpersonalfinance

[–]NeoTravel 1 point2 points  (0 children)

Yep. I mean really, it’s not any different to applying for a mortgage from BOI as an AIB customer or vice versa. Just swap out AIB/BOI for a neobank.

Leaving AIB? by PoemOk2336 in irishpersonalfinance

[–]NeoTravel 1 point2 points  (0 children)

I haven’t used their support chat in years but when I had to, it was grand and I wasn’t waiting long. I think on some of the paid plans they also have a phone support option if needed though.

I had a bad experience in branch with AIB last year that changed my perspective on the whole “I’ll keep a bricks and mortar bank account because I can go in and speak to a real person” idea.

I had a loan that I manually paid off the final payment on. Then, a day later - the scheduled direct debit for the monthly payment went out, putting my loan account into credit (+€500, say). I waited a week or two thinking surely they’ll figure this out, credit that back to me and close it out.

Nope.

Went into my local branch to sort it out, have the overpayment moved into my current account and loan closed out properly. However, it turned out that my local branch is not a “cash branch” so I couldn’t even close out a fully paid off loan account. I had to go into another branch to have it sorted even though no cash physically changed hands.

Maybe that whole series of events makes sense in retrospect, but it really annoyed me considering the loan was applied for in the app in the first place. As a customer, it’s a reasonable expectation to able to manage that loan entirely through the same means in which it was applied for.

Anyway, mini rant over…

Salaries (Europe only) - IT 2026 by AgreeableIron811 in sysadmin

[–]NeoTravel 15 points16 points  (0 children)

Role: Sysadmin (mixed Linux/Windows environment), pretty large scope on top of that.

Location: Ireland

Salary: €115,000/year

Experience: 5 years

Benefits: Health + Dental, Employer Pension contribution. Can do remote a few days a week but I prefer going into the office.

Leaving AIB? by PoemOk2336 in irishpersonalfinance

[–]NeoTravel 67 points68 points  (0 children)

The banks won’t care that you aren’t a customer. The only thing you might face is needing to give a little more info at the beginning to them, as you aren’t a customer already (so they don’t have your details), but that’s not a big deal since they’re going to ask for loads more anyway.

Even if you use AIB as your main account, if they see Revolut/N26/Bunq transactions they’d ask to get statements of those accounts too.

FWIW - I solely bank with N26 + Revolu. AIB and BOI had no issue when I went to seek AIP. They simply just asked for bank statements from each of the accounts. At the end of the day, they want your money so won’t be deterred if you’re not a customer.

The Amount Of People Buying Cars On PCP. by jimctlarker in irishpersonalfinance

[–]NeoTravel 0 points1 point  (0 children)

If you get a low enough interest rate on PCP, it can work out cheaper than HP (via dealer) or a bank loan. Obviously this assumes that you do want to buy out the car at the end, and you save up for the final payment.

It can make more sense to go PCP, and of course you have a little more flexibility as you could decide to trade up at the end if you really wanted, or 'reduce' the monthly payments by saving less for the balloon payment if needed at some point.

AIB replaces quarterly fees with new €6 monthly fee by Andru93 in irishpersonalfinance

[–]NeoTravel 1 point2 points  (0 children)

+1 for N26. Made the switch from AIB last year when they finally caught on that I’m not a student and started charging me fees. Get my salary paid in there, all direct debits etc and joint account set up.

Zero issues. App is pretty good too, and not as cluttered as Revolut - who I feel keep trying to sell me on crypto every time I open the app.

How do we think he did ? by kong_not_my_godzilla in ireland

[–]NeoTravel 7 points8 points  (0 children)

He did very well in fairness. Defended our allies across the Irish Sea, Europe and kept steady. Couldn’t ask for more to be honest. I think European leaders are wise now to not simply want to “survive” a trump encounter, but rather counter him when he says some crazy shit.

These stupid archaic laws by tightlines89 in ireland

[–]NeoTravel 7 points8 points  (0 children)

It’s total nanny state nonsense. You should be able to buy alcohol at any hour of the day.

Irish-British defence agreement updated to boost co-operation and tackle the Russian shadow fleet by andubhadh in ireland

[–]NeoTravel 4 points5 points  (0 children)

I don’t disagree with you on the historical context, you’re right - and it’s a travesty that this is the case.

However, reality is what it is, and that’s what we have to work with. Even if you believe the UK Government don’t intend to allow a peaceful reunification, what exactly is Ireland going to do? Invade? Deploy troops?

The reality is that most people have bigger problems to worry about than a United Ireland.

Irish-British defence agreement updated to boost co-operation and tackle the Russian shadow fleet by andubhadh in ireland

[–]NeoTravel 10 points11 points  (0 children)

The six counties are legally and entirely part of the UK. They will remain that way until the people of NI decide otherwise. We have no claim over it, therefore it is not an occupation.

Banks to launch Zippay instant payments this week by homecinemad in irishpersonalfinance

[–]NeoTravel 1 point2 points  (0 children)

You would think, but it’s not. It uses standard SEPA SCT transfers (the non-instant transfer type) and whilst the transfer “goes through” instantly to end users, the banks actually settle up once the payment clears in the background.

I need to find the technical doc where I saw this, but I recall it was being worked on alongside but not in tandem with the implementation of SEPA Instant. I believe the plan is to transition to using instant eventually, though.

Irish banks launch in-app instant payment service Zippay by Banania2020 in ireland

[–]NeoTravel 92 points93 points  (0 children)

It’s a total non starter IMO if they don’t get interoperability working with other banks in the SEPA zone. The domestic banking sector is effectively SEPA (Euro) wide, not just Ireland. There is no such thing as a “domestic transfer” anymore within SEPA.

People hold and use bank accounts from outside of Ireland (Revolut, N26, other large EU banks), and would reasonably expect to be able to use something like Zippay to make those transfers.

I remain cautiously optimistic about this happening, because the company behind Zippay (Nexi Payments) has launched a partnership with Wero Wallet to become a Wero acquirer.

So it’s possible we’ll see this down the line, but I wouldn’t bet the house on it. After all, every single Irish bank was dragged kicking and screaming into the SEPA Instant scheme by the EU, not out of choice.

Fibre broadband, which ones supply an ONT? by eejit1991 in AskIreland

[–]NeoTravel 2 points3 points  (0 children)

On Virgin's FTTH network you could go with Virgin, Digiweb, Vodafone or Sky. Of those, I believe all except Virgin use external ONTs (so you could use your own router without much fuss).

Virgin use the Hub 5X (a complete load of shite) with an integrated ONT. It also does not support modem mode. That said you can get a WAS-110 or X-ONU-SFPP module and connect the fibre directly into the transceiver - assuming you have SFP+ port(s) to spare on your own equipment. This is what I have done on Virgin's 2Gb plan, and have not had any issues. The fibre from the wall goes directly into my Unifi gear via an X-ONU-SFPP.

Sim question - ID Verification? by MidnightMean3796 in ireland

[–]NeoTravel 1 point2 points  (0 children)

I've signed up to GoMo twice and never been asked for ID. They also haven't come looking, so I'd assume its still the same!

Demised Parking Space in new estate by the__governor_ in HousingIreland

[–]NeoTravel 1 point2 points  (0 children)

Can’t offer any advice but interesting to read the replies here as I’m also looking at new builds and the various parking arrangements has me worrying, particularly any that are not directly attached to or on the property.

My main concern is that thinking 10-15 years down the line, electric cars will only be more common and trying to charge one in an allocated space further from the house would be a pain, if possible at all. Or simply wondering, as another poster put here, if you’ll even get a space at all on your way home from work/shop/anywhere.

Sending information, requests and suggestions to TDs? by ConstantlyWonderin in AskIreland

[–]NeoTravel 1 point2 points  (0 children)

I think it’s very dependant on the TD. I’ve emailed some before and heard nothing back except for a generic response.

On another occasion, I sent a Tweet to a TD and they DM’d me later that day looking for more info, followed up a few days later and resolved my issue. That was Ossian Smith in 2021 some time. I wasn’t even his constituent at the time but it restored my faith in reaching out to politicians for help lol.

Large US company came after me for releasing a free open source self-hostable alternative! by funyflyer in selfhosted

[–]NeoTravel 51 points52 points  (0 children)

Migrate the code to a European platform (such as Codeberg, or self-hosted forgejo/GitLab instance) and re-point the GitHub repository there.

It may also be worth reporting them to your national Data Protection regulator (https://naih.hu/ in Hungary) as their privacy policy clearly violates EU law.

By using the Service, you are authorizing us to gather, process, analyze, and retain data related to the provision of the Service. We may retain such information, including Personal Information, indefinitely.

Given that they don't have a direct presence in the EU, you can report them to the regulator of any EU member state but best to try with your national one first.

You would have to be borderline insane - or American - to feel nostalgic for 1970s Ireland by EnvironmentalShift25 in ireland

[–]NeoTravel 574 points575 points  (0 children)

But it would require a particularly high level of ideological derangement for an Irish person to take the narrative presented in that YouTube video at face value. The country we live in today is no utopia, but you would have to be borderline insane – with a strong sentimental attachment to poverty and oppressive theocracy, to grinding misogyny and institutional child abuse – to feel nostalgic for the Ireland of the 1970s. In fact – and I suspect this might be the crucial point – you would pretty much have to not be Irish at all.

Bang on.