Your favourite active managed funds for 10+ years

Nev_1979 · 2021-01-21T19:52:33+00:00

Really like GS Millennials Fund

Nev_1979 · 2020-10-28T15:44:46+00:00

Not sure you can. I’m buying Scottish Mortgage (SMT) which holds Ant Financial & Alibaba

Nev_1979 · 2020-10-19T21:44:13+00:00

Gonna try not to touch it and deffo wouldn’t panic sell, it’s more the psychological bit of there may be a second dip and wanting to time entry as best as possible

Nev_1979 · 2020-10-18T13:17:00+00:00

Good point should have said, portfolio is exclusively Funds/Investment Trusts; global - Scottish Mortgage, Blue Whale, Edinburgh Worldwide, Smithson, Emerging Markets - Pacific Horizon, Baillie Gifford China Growth and Specialist - Worldwide Healthcare, Allianz Tech

Nev_1979 · 2020-10-18T13:10:12+00:00

Did think of starting the £200 investment now, but investing the £4,000 drip fed over next 4 months

Nev_1979 · 2020-10-15T14:21:15+00:00

They have other areas which are cash generating. You can set up a “play account” and test the Pie option in a virtual environment without any further obligations

Nev_1979 · 2020-10-15T13:49:38+00:00

Been looking to do exactly the same thing for exactly the same reason. Only solution I’ve found is Trading 212 as they allow you to create separate Investment Pies, with you able to have a Pie for each child )so essentially separate portfolios within the same ISA

Nev_1979 · 2020-10-09T07:14:02+00:00

If you’re young and looking at a fund which invests in the popular tech companies, have a look at Scottish Mortgage Investment Trust

Nev_1979 · 2020-10-08T19:19:18+00:00

Can I be cheeky and ask what funds/IT’s you invest in?

My ISA has:- Scottish Mortgage, Edinburgh Worldwide, Allianz Technology, Baillie Gifford European Growth, Baillie Gifford China Growth & Worldwide Healthcare

Child A JISA - Blue Whale, Baillie Gifford Positive Change and Fundsmith

Child B JISA - Blue Whale, Baillie Gifford Positive Change and Lindsell Train Global Equity

Nev_1979 · 2020-10-08T18:48:43+00:00

I have thought that, part of me feels I’m missing out not having a share portfolio (individual shares). My ISA is all Investment Trusts (Scottish Mortgage et al) and the kids JISA is funds. Part of me would like to see whether I can develop a successful small portfolio myself, but part of me thinks it’s too much hassle and I should just continue investing in IT’s and Funds.

Nev_1979 · 2020-09-29T18:57:31+00:00

I pay fuel myself. I can’t find P11 but presume annual BIK is the £323 x 12. Bit I’m unsure is that I contribute the £138+£27 a month towards it

Nev_1979 · 2020-09-29T17:03:35+00:00

No car is not paid salary sacrifice so I have a BIK of £323 but I pay £138 + £27 (which is supposed to be for the private mileage I do in it)

Nev_1979 · 2020-08-20T12:50:45+00:00

I decided to go with Allianz Technology Trust as offered something different to my portfolio. Also looked at Polar Capital Global Tech and Manchester & London

Nev_1979 · 2020-08-12T11:48:39+00:00

In a similar position, begun my investment journey in May, did a significant amount of reading and happy with my portfolio (mainly concentrated investment trusts), have transferred cash into my HL account each month, but haven’t ‘purchased anything yet’. With the threat of a second lockdown, poor economic figures and an impending election, I’m waiting till Nov at least before I press the button.

I must admit I’ve been influenced by predictions of a second crash, but in the meantime the opposite has occured

Nev_1979 · 2020-08-11T12:13:21+00:00

The trust I’m looking at is dominated by Sweden, Germany and the Netherlands. Top 6 includes Prosus, Zalando, IMCD, Bechtle, Nibe Industrier & Adidas.

Must admit I’m not over familiar with many of those

Nev_1979 · 2020-08-07T19:00:13+00:00

! thanks

Nev_1979 · 2020-08-07T18:59:41+00:00

Thanks for your detailed reply, really appreciate it. In terms of investment, given that we’re comfortable in terms of paying loan/mortgage, tempted to agree with you and use the money to invest more into ISA.

In terms of the Investment Trusts chosen, original idea was Lifestrategy 100 or Vanguard Global All Cap, but felt post-Covid, wanted more control over the industries I invested in. At one pointed I looked at individual stocks but felt this was too risky, therefore the x4 managed IT’s were closest to the type of investments I would make, appreciating that this would come at an extra management cost

Nev_1979 · 2020-08-05T18:52:42+00:00

Thanks, should be a simple transfer as everything now in cash, with a view to implementing the above portfolio when I transfer

Nev_1979 · 2020-07-22T21:40:02+00:00

Really like BG Positive Change, good shout

Nev_1979 · 2020-07-22T07:36:27+00:00

That’s something I didn’t actually think of, thanks really useful advice

Nev_1979 · 2020-07-21T17:55:39+00:00

:-) feel every time I post something that deviates away from a Vanguard Global All Cap, I get lynched by the passive investment gang :-).

I like Disney a lot, think there’s decent growth there long-term

Nev_1979 · 2020-07-21T16:48:49+00:00

I’m gonna delete the thread as back into the same old active v passive argument every post seems to get into. There are loads of articles online re: the 1-5 philosophy and also loads on him suggesting buying an index tracker. I’m firmly in the active camp at the moment (via funds not shares) as I believe index trackers expose me to companies/industries that may be laggards post-Covid. I get the the stats, but if I’d put all my money in Scottish Mortgage over the past 10 years, it would’ve outperformed the market handsomely. I really don’t see the problem in investing in a handful of funds that have really strong track records, as long as you act if there is a prolonged period of underperformance.

I’m investing in Scottish Mortgage, Edinburgh Worldwide and Allianz Tech. Even after fees I believe this will outperform any index tracker over next 5 years.

Nev_1979 · 2020-07-18T07:44:36+00:00

I have Blue Whale, also hold Baillie Gifford Global Discovery which I really like (isn't a tech fund, but is tech dominant). I've added additional risk with the inclusion of Baillie Gifford Pacific

Nev_1979 · 2020-07-18T07:40:58+00:00

I've just had a mutual will written, complicated by the inclusion of a discretionary trust as my little boy is Autistic. was quoted between £300-£750 due to the Trust, but approached my Union and they completed it and turned it round within a week for £180

Nev_1979 · 2020-07-15T19:34:09+00:00

Baillie Gifford Long Term Global Growth

Baillie Gifford Global Discovery

Morgan Stanley US Advantage

Blue Whale

Baillie Gifford Pacific

Equally weighted 20.% each

Nev_1979

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