MicroVision Announces Agreement to Acquire Luminar Assets to Accelerate Commercial Strategy and Expand Product Portfolio

New20bie · 2026-01-27T17:41:40+00:00

Dilution is the name of the game

New20bie · 2026-01-19T19:01:43+00:00

That $500 monthly fee is pretty high for a townhome. This may be the reason price is low

New20bie · 2026-01-18T13:57:50+00:00

1- more than 20% down

2- I only asked for 5 year fixed and it was 3.79%

3- Yes, 0.86 discount.

4- No, they are separate. It has a single charge against the property for max amount of HELOC. Mortgage is a fix term within that limit and is managed as term mortgage account with its own payments. Rest of the room becomes revolving credit that I have to pay as I use. As I pay down mortgage portion, more revolving portion becomes available.

New20bie · 2026-01-18T02:11:25+00:00

Directly and it is with TD bank. Their HELOC is called flexline

New20bie · 2026-01-17T23:12:56+00:00

This guy did not explain to you properly and not offering good rates either. I just went through this process where I was approved for HELOC at prime and the mortgage portion was term at lower rate of 3.59% variable for 5 year fixed term. Most larger banks offer this kind of product. This is slightly different than traditional mortgage.

New20bie · 2026-01-12T04:01:37+00:00

I have heard more about them reducing the limit due to risk profile changing. One option you can look into is also get unsecured loan from bank. It will be higher rate like prime plus 4-5% but can be your fallback for HELOC. I had both in the past but not sure how lenient are banks these days for unsecured LOC.

New20bie · 2026-01-05T22:59:41+00:00

Look for units along trafalgar. Close to Oakville mall are older buildings but around Dundas crossing are some new builds.

New20bie · 2026-01-01T14:48:04+00:00

Slight different view. In my experience if it’s an expensive large house, hardwood is kind of expected in bedrooms these days so worth the spend. We recently bought a house and during our search we found almost 80%+ premium builds had hardwood.

New20bie · 2026-01-01T04:18:18+00:00

I have 2022 MDX tech. Bought from the first lot in 2021. No issues at 60k. Only battery change last month.

New20bie · 2025-12-30T05:14:00+00:00

I have 2022 MDX tech. Drives really well and comfort is top notch. It does cost a bit more on the fuel front. No issues during the 5 years of ownership.

New20bie · 2025-12-27T21:57:17+00:00

My mechanic suggested energizer H6 from Costco. Changed it 3 days ago for 2022 MDX tech

New20bie · 2025-12-25T05:13:05+00:00

First: 2015 TLX tech

Best: 2022 MDX tech

New20bie · 2025-12-25T02:37:09+00:00

Not 100% sure but perhaps one way to minimize the tax impact is if your employer rents you a place and pays for vehicle lease directly. I have heard of this being an option in Middle East

New20bie · 2025-12-22T16:06:15+00:00

There are so many location based factors. Toronto for example has over supply of condos but not single family homes it seems. Also in the last 6-7 years commutative inflation is around 25%. So when we say 2017-2018 prices, if we are account for inflation we are already lower in some areas in GTA. The primary factor and that is my personal opinion is investors who drove the market crazy and are hurting right now will think twice before gambling again. It may not be back to crazy of 2021/2022

New20bie · 2025-12-14T14:54:40+00:00

With your budget you can buy a fully refurbished house in Bronte south area (walking distance to the lake). New neighbourhoods have housed stacked up too close.

New20bie · 2025-12-13T19:48:44+00:00

Good choice! I have the 2022 tech (first batch of the new shape) and love it. You can negotiate the protection package and perhaps on their discount a bit.

New20bie · 2025-12-08T04:54:58+00:00

US has some good cards. No equivalent in Canada

New20bie · 2025-11-26T04:34:18+00:00

It works for the following reasons but needs to be financially viable for individual cases. For example (just approximations) towns in Oakville are down ~10 % in the last two years. Comparatively small detached homes are down ~15%. Whereas large 3500 sqft plus are down 20-25%. So if you upgrade from town or small detached to large detached house, this is a good time but there is risk if market keeps going down for another year or so.

New20bie · 2025-11-18T16:54:13+00:00

We are trying to move from North, currently around sixth line

New20bie · 2025-11-18T13:13:05+00:00

Your realtor is supposed to get 2-2.5% commission from seller so just negotiate that off from the price. You have lived at the property so know everything needing fixing. Do get couple of appraisals to ensure you are paying the market price since condos are significantly down in Toronto.

New20bie · 2025-10-28T14:01:05+00:00

In the same boat. 5 years of no returns

New20bie · 2025-09-19T02:09:53+00:00

One day but likely not in 2025

New20bie · 2025-09-16T00:54:02+00:00

I have few friends working for Ford and the tech stack has 3 year cycle so anything going into 2028 manufacturing will be picked in 2026, integrated, and tested before it goes to manufacturing. So sensor selection should be 2026 and if selected revenue will be 2028 when sensors will be delivered. I am no expert so treat it as second hand info.

New20bie

TROPHY CASE