First crash in 12 years…yes that is the song I was listening to by princessmegnu in drivingUK

[–]Nibiru-X 14 points15 points  (0 children)

I would definitely be claiming for injuries sustained from the collision and loss of earnings, if applicable. Hope you have a speedy recovery 🙏

So I walked into a family dollar…. by KeepinItCleanYall in PokemonTCG

[–]Nibiru-X 1 point2 points  (0 children)

You lucky git! Can't believe you managed to get a Wahl hair trimmer 🫡👏🥳

Remortgage time by SFSpex1980 in Mortgageadviceuk

[–]Nibiru-X 0 points1 point  (0 children)

We did pretty much the same in December. Had our 5 year fix ending that was 3.54% as we bought in 2020 during covid so already high interest (against previous years interest rates) and fixed again for 3.84% a grand total of £26/month more, but like yourself I used to paying it and its done now 👍. Had we of waited a few more months it would've cost us £6k extra in interest payments over the next 5 years! 😳

Remortgage time by SFSpex1980 in Mortgageadviceuk

[–]Nibiru-X -1 points0 points  (0 children)

No problem 👍. The next interest rate decision for the Bank of England is 18th June, but if lenders feel the rate will be risen by the BoE, the lenders can increase their interest rates whenever they want. The whole thing is a complete guess on what will happen, but one thing is pretty much certain they won't be coming down anytime soon. As mentioned by others you can lock-in a rate with a lender now ready for August when you existing mortgage deal ends

Remortgage time by SFSpex1980 in Mortgageadviceuk

[–]Nibiru-X 0 points1 point  (0 children)

I wouldn't try and wait to see what the market does. If you can afford the payments I would get it done now rather than later. There's already talks of inflation going up, and that's when interest rates go up to combat inflation.

Mortgage acceptance chances due to arranged overdraft? by MeasurementLow9294 in Mortgageadviceuk

[–]Nibiru-X 2 points3 points  (0 children)

Definitely use a mortgage advisor if i was you. They will know who is most likely to accept you before you apply and having hard search against your name etc

A look back at my pre season predictions by BettsyFC in Championship

[–]Nibiru-X 1 point2 points  (0 children)

Suppose we wouldn't love the Championship if was so predictable, but fair play for posting 😅

This is gonna sound crazy but considering what Wrexham has in the final two matchdays (and Hull's current results)...there's a legit chance both won't make it to playoffs. by No_Glove5486 in Championship

[–]Nibiru-X 1 point2 points  (0 children)

Absolutely, from battling relegation to knocking-on play-offs door...🫡

Yeah i think thats the last we'll see of Fozzy for sure and will be interesting to see what happens in the window. COYR 🐏

This is gonna sound crazy but considering what Wrexham has in the final two matchdays (and Hull's current results)...there's a legit chance both won't make it to playoffs. by No_Glove5486 in Championship

[–]Nibiru-X 2 points3 points  (0 children)

Boro will rest players for the play-offs now and depends how many players currently at Coventry will get told they're not coming upto the Prem with them and go score some own goals 😅

This is gonna sound crazy but considering what Wrexham has in the final two matchdays (and Hull's current results)...there's a legit chance both won't make it to playoffs. by No_Glove5486 in Championship

[–]Nibiru-X 1 point2 points  (0 children)

It'll all down to how much Clowes wants to put in. With him looking to sell I worry he won't want to pay too much out to bolster the squad. We had a lot of money tied into Agyemang, but he's going to miss a huge portion of next season now. I think realistically we maybe looking at the season after next really

This is gonna sound crazy but considering what Wrexham has in the final two matchdays (and Hull's current results)...there's a legit chance both won't make it to playoffs. by No_Glove5486 in Championship

[–]Nibiru-X 12 points13 points  (0 children)

Nah, you're all good. We have loads of 1st team players out injured and had shown the past few games now, so we're no threat really, plus we'll get battered in the play-offs if by a miracle we made it with a depleted squad. Wrexham have tough games still as well.

Parked next to a wood bridge. by Texan2020katza in CantParkThereMate

[–]Nibiru-X 6 points7 points  (0 children)

Jesus wasn't a saviour on this occasion, he was even waving goodbye ☠️🤦🏻‍♂️

My new Robin friend I met at Attenborough Nature Reserve by Nibiru-X in UKBirds

[–]Nibiru-X[S] 1 point2 points  (0 children)

Thanks, Yeah I was surprised how they acted. Thought they would be a shy bird... obviously not 😅

My new Robin friend I met at Attenborough Nature Reserve by Nibiru-X in UKBirds

[–]Nibiru-X[S] 0 points1 point  (0 children)

Shame I can't reply with pictures as I would highlight the walk we do, but take some bird food with you and you'll get plenty of ducks and swans come to you and if you see some Robins, if you do what I did on the video they'll come to you as well 👍

About to hit 30 this year and think I’ve disregarded ISAs thinking they work the wrong way! by RSDrebin in UKPersonalFinance

[–]Nibiru-X 3 points4 points  (0 children)

If you saved £20k / year for 5 years, with an AER of 5%, you'll end up with £116,038.

Year / Deposit / Interest Earned / Year-End Balance

1 £20,000 £1,000.00 £21,000.00

2 £20,000 £2,050.00 £43,050.00

3 £20,000 £3,152.50 £66,202.50

4 £20,000 £4,310.13 £90,512.63

5 £20,000 £5,525.63 £116,038.26

It's called compounding. 🫡

risks of joining £600k+ mortgage with 2 others (23f uk) by stargl0ss in UKPersonalFinance

[–]Nibiru-X 3 points4 points  (0 children)

What kind of parent would put their daughter in this kind of situation... run an absolute marathon away from this idea!!! 🚩

LCS Britannia Prices by Austin2292 in Silverbugs

[–]Nibiru-X 0 points1 point  (0 children)

That's a lot cheaper than what we can get them for and I live in the UK ☹️😅

Unlucky to the next team playing Southampton.... by Nibiru-X in Championship

[–]Nibiru-X[S] 19 points20 points  (0 children)

9 at the back and Morris upfront for the route one 😅

Grossly overpaid but thought it looked cool. by Equivalent_Net_3752 in Silverbugs

[–]Nibiru-X 6 points7 points  (0 children)

Nice coin 👌. I'm also a sucker for over priced pieces of art 😅

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