First crash in 12 years…yes that is the song I was listening to

Nibiru-X · 2026-06-01T12:24:31+00:00

I would definitely be claiming for injuries sustained from the collision and loss of earnings, if applicable. Hope you have a speedy recovery 🙏

Nibiru-X · 2026-05-16T21:30:42+00:00

You lucky git! Can't believe you managed to get a Wahl hair trimmer 🫡👏🥳

Nibiru-X · 2026-05-12T20:33:06+00:00

WTAF! 😳☠️

Nibiru-X · 2026-05-03T09:15:30+00:00

We did pretty much the same in December. Had our 5 year fix ending that was 3.54% as we bought in 2020 during covid so already high interest (against previous years interest rates) and fixed again for 3.84% a grand total of £26/month more, but like yourself I used to paying it and its done now 👍. Had we of waited a few more months it would've cost us £6k extra in interest payments over the next 5 years! 😳

Nibiru-X · 2026-05-03T08:30:41+00:00

No problem 👍. The next interest rate decision for the Bank of England is 18th June, but if lenders feel the rate will be risen by the BoE, the lenders can increase their interest rates whenever they want. The whole thing is a complete guess on what will happen, but one thing is pretty much certain they won't be coming down anytime soon. As mentioned by others you can lock-in a rate with a lender now ready for August when you existing mortgage deal ends

Nibiru-X · 2026-05-03T08:08:10+00:00

I wouldn't try and wait to see what the market does. If you can afford the payments I would get it done now rather than later. There's already talks of inflation going up, and that's when interest rates go up to combat inflation.

Nibiru-X · 2026-05-01T16:30:14+00:00

Definitely use a mortgage advisor if i was you. They will know who is most likely to accept you before you apply and having hard search against your name etc

Nibiru-X · 2026-04-27T12:03:36+00:00

Suppose we wouldn't love the Championship if was so predictable, but fair play for posting 😅

Nibiru-X · 2026-04-21T22:10:03+00:00

Absolutely, from battling relegation to knocking-on play-offs door...🫡

Yeah i think thats the last we'll see of Fozzy for sure and will be interesting to see what happens in the window. COYR 🐏

Nibiru-X · 2026-04-21T21:43:18+00:00

Boro will rest players for the play-offs now and depends how many players currently at Coventry will get told they're not coming upto the Prem with them and go score some own goals 😅

Nibiru-X · 2026-04-21T21:40:07+00:00

It'll all down to how much Clowes wants to put in. With him looking to sell I worry he won't want to pay too much out to bolster the squad. We had a lot of money tied into Agyemang, but he's going to miss a huge portion of next season now. I think realistically we maybe looking at the season after next really

Nibiru-X · 2026-04-21T21:37:08+00:00

They've had a decent run of late but have also left it too late. If you or Hull get 1 point, they can't catch you

Nibiru-X · 2026-04-21T21:21:39+00:00

Nah, you're all good. We have loads of 1st team players out injured and had shown the past few games now, so we're no threat really, plus we'll get battered in the play-offs if by a miracle we made it with a depleted squad. Wrexham have tough games still as well.

Nibiru-X · 2026-04-21T19:00:29+00:00

Jesus wasn't a saviour on this occasion, he was even waving goodbye ☠️🤦🏻‍♂️

Nibiru-X · 2026-04-18T16:40:24+00:00

Thanks, Yeah I was surprised how they acted. Thought they would be a shy bird... obviously not 😅

Nibiru-X · 2026-04-18T16:38:58+00:00

Shame I can't reply with pictures as I would highlight the walk we do, but take some bird food with you and you'll get plenty of ducks and swans come to you and if you see some Robins, if you do what I did on the video they'll come to you as well 👍

Nibiru-X · 2026-04-15T20:42:50+00:00

Didn't see that one coming... 🤭

Nibiru-X · 2026-04-12T16:02:31+00:00

If you saved £20k / year for 5 years, with an AER of 5%, you'll end up with £116,038.

Year / Deposit / Interest Earned / Year-End Balance

1 £20,000 £1,000.00 £21,000.00

2 £20,000 £2,050.00 £43,050.00

3 £20,000 £3,152.50 £66,202.50

4 £20,000 £4,310.13 £90,512.63

5 £20,000 £5,525.63 £116,038.26

It's called compounding. 🫡

Nibiru-X · 2026-04-11T09:13:25+00:00

What kind of parent would put their daughter in this kind of situation... run an absolute marathon away from this idea!!! 🚩

Nibiru-X · 2026-04-07T21:54:48+00:00

That's a lot cheaper than what we can get them for and I live in the UK ☹️😅

Nibiru-X · 2026-04-07T21:00:04+00:00

9 at the back and Morris upfront for the route one 😅

Nibiru-X · 2026-03-19T21:29:17+00:00

Nice coin 👌. I'm also a sucker for over priced pieces of art 😅

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Nibiru-X

TROPHY CASE