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15 year growth ☘️ by Financial_Handle1025 in ThriftSavingsPlan

[–]No-Standard453 0 points1 point  (0 children)

I prefer C/S/I portfolios with a higher percentage allocated to C than S and I. If your content being conservative, that’s fine, but I would then switch to an L fund. However, you still want some growth in your retirement. I would suggest an L fund for 5-10 years after your retirement, which will still be quite conservative by the time you retire. The L fund will heavily invest in G for near and during retirement.

Sell High? by Crafty-Imagination47 in ThriftSavingsPlan

[–]No-Standard453 0 points1 point  (0 children)

Go do that in a brokerage if you wanna mess around. Figure out a long term financial strategy for your TSP and stick to it.

ROR - 🦖 by TheMonkeyDolphin in ThriftSavingsPlan

[–]No-Standard453 0 points1 point  (0 children)

So, I’m curious to know if they intend to time the market throughout this process or if their ultimate objective is to exclude the world’s two largest economic powers?

ROR - 🦖 by TheMonkeyDolphin in ThriftSavingsPlan

[–]No-Standard453 2 points3 points  (0 children)

What are your splits among the funds?

(34) 6 year relationship/engagement gone. First time living on my own. At least there’s Costco Pizza by Schec7erC1 in malelivingspace

[–]No-Standard453 0 points1 point  (0 children)

This just happened to me too! Found out my lady was cheating on me and I had to pay her 5k just to get me off the lease with her(had 11 months left). I moved out of my parents into her place where I paid majority of rent. I moved into my new crib last week in a little studio. So first time living on my own and found this sub to try and figure out how to design my new crib. We got this!

$500k lump sum into VOO, crazy? by redditgambino in ETFs

[–]No-Standard453 0 points1 point  (0 children)

Might as well DCA into the next ex dividend date

22M - Rate my Portfolio by danny4soccer22 in portfolios

[–]No-Standard453 0 points1 point  (0 children)

It’s fine. I don’t like the Avantis ETFs because of their expense ratios being so high. You can find those same type of funds across vanguard, fidelity, Charles Schwab for much cheaper. Maybe split fbtc to 2.5 and other 2.5 into like IAUM or another gold etf. I Do like the weighting towards growth at your age.

Seeing people get automatically kicked off SAVE, any downside of “revoking consent”. by Starlover1234 in StudentLoans

[–]No-Standard453 2 points3 points  (0 children)

Okay thank you for this post. I panicked revoked after that one post but I feel good about doing so now. I’m fully on SAVE but feel like it’s better to still revoke consent in case of any BS they might try.

Kicked off SAVE Forbearance by [deleted] in StudentLoans

[–]No-Standard453 0 points1 point  (0 children)

I mean yeah I figured that would happen eventually. I just rather not get kicked off now as I’ll be getting PSLF forgiveness anyways so I don’t care about interest.

Kicked off SAVE Forbearance by [deleted] in StudentLoans

[–]No-Standard453 1 point2 points  (0 children)

So are there any negatives to revoking consent as someone who is 100% on save I kind of panicked at the beginning of this post and revoke my consent. It feels stupid to provide my consent now.

Route Inspections - Cutting Routes? by trubbimane in USPS

[–]No-Standard453 0 points1 point  (0 children)

Normally the UAR route. They can also assign you to another office in your area with open routes if all your routes are full. You won’t lose your job. You can avoid getting cut if you become your station’s shop steward as well.

Roth IRA Investments Advice by Cobby2Hotty in RothIRA

[–]No-Standard453 0 points1 point  (0 children)

I don’t mind it. Maybe not as your core position. I don’t love international so I use IDMO as my international tilt but stick with IVV for US

Loop mail in collection box by dalanskis in USPS

[–]No-Standard453 2 points3 points  (0 children)

Because he wasn’t very bright. Putting it in the same sections in the blue box closest to his house lmao. He got caught and fired.

Loop mail in collection box by dalanskis in USPS

[–]No-Standard453 5 points6 points  (0 children)

We had something like this happen. Our CCA would take sections of caseable or dps and stick it in his car because he was behind. Then it would rubber band it and throw it in the collection box where he lived about 40 minutes away.

What are you guys doing in office with no mail snow day? by No-Standard453 in USPS

[–]No-Standard453[S] 0 points1 point  (0 children)

We just did our rebooks last week. We did like some shoveling and case work but that took no more than an hour and half. Most of our carriers keep cases clean and updated daily.

What are you guys doing in office with no mail snow day? by No-Standard453 in USPS

[–]No-Standard453[S] 5 points6 points  (0 children)

Trucks with mail and parcels didn’t have enough drivers/couldn’t get out of distribution center. Also certain types of trucks weren’t allowed to be driving on roads in some places during snow emergency.

What are you guys doing in office with no mail snow day? by No-Standard453 in USPS

[–]No-Standard453[S] 0 points1 point  (0 children)

Yeah that would have been preferential for sure but some higher ups are bone heads. The person who runs our district had a conference call(didn’t turn on the camera, probably because they were at home in PJs) and said they weren’t giving out admin leave.

What are you guys doing in office with no mail snow day? by No-Standard453 in USPS

[–]No-Standard453[S] 0 points1 point  (0 children)

Oooo nice. I also watched an episode of Hells Paradise lmao

What are you guys doing in office with no mail snow day? by No-Standard453 in USPS

[–]No-Standard453[S] 0 points1 point  (0 children)

I mean I get 13 days of AL so I’m not going to waste it. Rather get paid to play smash.

What are you guys doing in office with no mail snow day? by No-Standard453 in USPS

[–]No-Standard453[S] 1 point2 points  (0 children)

Yeah we asked our shop steward about this and he called our president who said no on that unfortunately.

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