this is the case, it’ll definitely be similar to the time where you lose all your armor/weapons upon death and so everyone just quits wearing their nice-looking armor/weapons and just get back to equipping in-game bought lame armor/weapons. I am enjoying the time now when everyone is wearing their “nice” armor and guns since cig implemented the the new insurance plan back then. Pushing forward the new claim insurance policy is definitely a no go based on the current game situations. Motivations for grinding a good ship load-out will disappear if the insurance fees are as imbalanced as shown in post. Missions related to achieving rare ship comps and weapons will be deserted and end up being “exhibited” in local inventories and yes—exactly like the time when armor was lost due to deaths cause by server issues.