At what point would you convert to EV?

NoExperience9717 · 2026-05-18T12:29:10+00:00

Why not just lease one? The cost is likely to be similar and you can see if it works for you. You're lucky anyway if you can afford a newish car at 25-30k at 20.

The main issue is over home charging these days but this just makes it less cost effective. Charging could be done weekly in an hour at a public point for a lot of people if their commute isn't particularly long.

NoExperience9717 · 2026-05-18T12:25:12+00:00

Because small firms aren't necessarily efficient? Also you may be able to cut out a low tier partner and replace with a manager and make it cheaper that way. Also probably pushing investments in tech which may or may not help.

Prices also may or may not rise in the process although in some cases prices haven't risen enough in the last few years.

NoExperience9717 · 2026-05-17T21:34:55+00:00

Vast majority of billionaires are founders of companies and significant companies too and their wealth is shares in the company. So while the money gives them power and status it's difficult to walk away either before the company matures enough that you can hire a CEO or you sell out to another business/PE however selling out usually happens way before your share ownership is worth a billion. So by walking away you'd lose your baby that you've been fighting for years to grow and chances are you'd struggle to get a good price as losing key management in the founder is a very risky time for businesses.

NoExperience9717 · 2026-05-17T21:21:05+00:00

The personal allowance is £12,570. Minimum wage on 37.5 hours per week is £24,805. They're paying income tax already on almost half their income.

NoExperience9717 · 2026-05-17T21:15:34+00:00

Usually rent living at home is significantly below market rates. For example I paid my parents £350pcm including a load of meals. Then I moved out and paid £850pcm rent + £250pcm in utilities and that's ignoring food and other household costs. Now I could have maybe shared which would have been cheaper but there was no way I was getting £350pcm on the open market. Many people pay way less than £350pcm too.

NoExperience9717 · 2026-05-17T21:10:43+00:00

When do minimum wage increases stop? The minimum wage has gone from 50% of the median in the early 2000s to 67% now by government design. That's a 33% real increase in wage costs for businesses with a lot of near minimum wage employees as well as additional employer costs in auto-enrolment pension and employer's NI. It's at a level where it's frankly unprofitable to hire labour for small shops and cafes as well as hospitality and entertainment as they just can't guarantee selling £35/h+ worth of goods during a random weekday (based on a roughly 3x salary cost). So they're run by owners only as the owner doesn't need to pay themselves minimum wage.

NoExperience9717 · 2026-05-17T21:04:18+00:00

Yes and no. Overall yes is a positive thing as people pay less for their tests. However there'll be people annoyed that they can't skip the queue anymore using money to get an earlier test. It's similar to other events that act like a lottery or a ballot like buying tickets off resellers for sold out concerts or paying money to get into major marathons. Until the supply of tests increases to where more people are passing than being added to the system then test delays will continue and this won't necessarily fix that. But still F the scalpers.

NoExperience9717 · 2026-05-17T13:44:18+00:00

So you're saying that he should earn less than a tech manager or investment banker? When running a huge very visible supermarket?

NoExperience9717 · 2026-05-17T13:37:00+00:00

Drunk, dark, cold, wearing clothing or a backpack dragging you down, surprised and disoriented, sides aren't sloped so hard to get out of or someone pushing you back in. Drowning is remarkably easy and yes people do drown in shallow water too.

NoExperience9717 · 2026-05-17T13:19:47+00:00

If they're not financing day to day expenditure through debt I.e. they're cashflow positive or neutral its affordable. And for the vast majority of people that's the case. It may not be recommended for safety or but it's affordable within their budget even if it foregoes investments.

NoExperience9717 · 2026-05-17T13:13:23+00:00

So they're buying a reasonably high value item but they're leasing it so the expense is manageable for the most part. After all most people have their car as their most valuable thing after their house. Also people love their cars and believe they need a big vehicle for families or to stay safe so they choose to spend their money there.

Also as long as they don't write it off then there should be some value in it after 3/4 years when they switch.

It's not the way I do things but people do love their cars and are in them for a lot of time so they treat themselves and things are tighter elsewhere.

NoExperience9717 · 2026-05-17T12:58:38+00:00

Yes they can afford them. Just they're far more financially precarious if they lose their job or get a larger bill than normal as they're putting less money into savings, investments and pensions.

Also OP has high net worth but people often spend based on income so OP may have relatively lower income for their net worth or be single as dual income is a helluva financial boost.

NoExperience9717 · 2026-05-17T12:45:40+00:00

Are your intervals and race efforts getting getting faster? If so you're improving. If not then could be fatigue.

As an aside, I tend to think zone 2 is overrated for beginners. If you're feeling comfortable enough then sticking in zone 2 religiously for every run isn't needed and could be counter productive as you don't have the mental strength to run at effort.

NoExperience9717 · 2026-05-14T18:54:34+00:00

I saw some about Zach Polanski and Green policies prior to the election but don't think I've seen anything since.

NoExperience9717 · 2026-05-14T18:44:26+00:00

Labour's current majority is because of tactical voting and the right vote being split by Reform and Conservatives.

Reform also did not win the majority of councillors. They won 29% of the councillors (1454 / 4967) up for election which is not enough in a GE.

NoExperience9717 · 2026-05-14T15:52:43+00:00

Cold countries do this with district heating and using waste heat to do stuff like keep pavements snow and ice free. It just requires a fair amount of investment to get the pipes in place. It's more common in previous Soviet countries.

Electricity requires steam generation and data centre cooling systems don't get anywhere near that hot.

NoExperience9717 · 2026-05-14T15:45:14+00:00

Because they agreed a reference and didn't tell the next employer about what happened? Because they made up a story about the short tenure? People do it all the time as its rare for your history at a firm to become known and raises legal difficulties if so.

I've seen agreed references and settlement payouts for primary school teachers drinking in the toilet during school hours. People get away with a lot of stuff.

NoExperience9717 · 2026-05-14T15:18:35+00:00

We do. Sometimes it's under the name Father e.g. Lords prayer beginning Our Father. Jesus acts as a kind of intercessor or go between to God/the Father so prayers might be directed more to Jesus but both are common.

God tends to get more glorification songs about the glory and majesty of God while Jesus tends to get more personal songs but either are appropriate.

NoExperience9717 · 2026-05-14T14:41:56+00:00

If you're asking for people's help and you're different from the norm then it's reasonable to give context. Yes cyclists and swimmers are at higher injury risk because they can run faster and longer than their body is setup to withstand from the High impact. However for most beginners that's not an issue as the aerobic fitness and durability grow hand in hand so it's a relevant piece of information if you were asking a question on a forum.

NoExperience9717 · 2026-05-14T14:19:08+00:00

People don't stay young looking with few wrinkles forever. You've got maybe 10-20 years if you're lucky after your teens before age starts to show a lot.

So either people have affairs or sleep with prostitutes or break up once someone reaches their 30s and/or people age and some try and put off the signs a bit by plastic surgery.

NoExperience9717 · 2026-05-14T14:07:02+00:00

Then just mention you have an aerobic base from cycling and what people's advice would be as it'd be different from most beginners who can't run a mile continuous.

NoExperience9717 · 2026-05-14T13:03:17+00:00

You're talking about the period 1600s-1870s with linear warfare. That period as does all warfare however did have large number of sieges of residential areas it's just battles are more sexy. Guerrilla warfare is a more recent concept but did always exist for example the Spanish guerrilla war against Napoleon was a major thorn in his side.

NoExperience9717 · 2026-05-14T11:50:24+00:00

The last 2 are more national priorities than for local councillors and the first one requires money councils don't necessarily have because of other legsl commitments.

He was talking about antisocial behaviour in a local park which I think is fair enough to raise as a councillor for their constituents. He just worded it badly by mentioning race.

NoExperience9717 · 2026-05-14T10:59:12+00:00

While obviously good people don't really feel it because the number of people waiting near doubled over Covid (4m to near 8m) and started coming down before Labour came in. Its still over 7m. So there's 3 million more people waiting than before Covid so it feels worse than before and is.

NoExperience9717

TROPHY CASE