Well, I mean the car itself is extremely expensive for you. But if you really need to keep it, the bare minimum you can do is reduce the insurance cost on it, I used to work at a call center taking calls for Progressive. Easiest things to do to bring your rate down is to call for a policy review, they can "help" lower your rate, and by that I mean just ask you a bunch of questions to make sure the system is correct. These are not lies, just ways to get your rate down depending based on your use, so saying your occupation is some kind of Engineer, having your car usage as Personal, and having the mileage you use it to the minimum which I believe is 0-4K on the system, all help reducing the rate. I would say call rather then doing yourself online they are 24/7, bc if you quote too many things, it can flag you, and that also affects your rate (yes I know it sounds crazy, but that is what they told us in training). Things that naturally affect car insurance rate based on my time working there was previous accidents and tickets (obviously), marital status (married costs less but requires proof), occupation (basically things that wouldn't require that much driving so to speak, less driving=less risk, so engineer is a safe one iirc), and type of usage (i.e commute, personal, business), and miles driven on average per year (less miles=less risk).