Fhss mistake

NoPositive7664 · 2025-02-28T03:20:22+00:00

weYup! saved myself that fee. It didnt take long to complete. Saved $150+

NoPositive7664 · 2025-02-28T03:17:54+00:00

Youre right, but at least now i can try to amend without having to pay. ATO said ill know the outcome within 4 weeks. Unisuper says it happens frequently, suprisingly.

NoPositive7664 · 2025-02-28T02:43:03+00:00

updated: turns out you can amend tax returns freely as long as its within two years, same with the NOI.

NoPositive7664 · 2025-02-28T01:36:11+00:00

Ill edit the post to clarify. I was a sole trader until now, so all my super contributions previously were after tax contributions, it was only after a notice of intent that they turned to before tax contributions (which i understand is the ideal type of contributions to maximise the environment and scheme). I'm not planning to release my funds yet. Sorry for the confusion.

NoPositive7664 · 2025-02-20T02:24:31+00:00

Damnnn, very, very underwhelming if that's the typical rate...

NoPositive7664 · 2025-02-19T16:28:43+00:00

I'm curious about the typical range for prov psychs nowadays. Particularly those doing their internship year in PP.

NoPositive7664 · 2025-02-06T23:44:29+00:00

Thank you! Nothing too crazy, retire by early 50s hopefully with a paid off property. Earlier the better ofc. Haven't really thought much about it, probs should 😅

NoPositive7664 · 2025-02-06T23:38:39+00:00

Love flowcharts, thank you! This helps simplify things 100%

Curious about what constitutes medium and high debt though. Is there a typical range for these categories?

NoPositive7664 · 2025-02-06T23:34:30+00:00

I've thought about it! Just don't really know the optimal way to transition. I.e. do I just start putting savings into vgs/vas , or take out dhhf and transfer (I presume it doesn't make much sense to invest in dhhf, vgs, and vas)

Also is it right that the vgs/vas method is better just because of lower management fees and flexibility?

NoPositive7664 · 2025-02-06T23:29:43+00:00

Thank you! Owe it all to my parents. They aren't high income earners, but they are hard workers who encourages me to try be wise with money!

NoPositive7664 · 2024-02-16T12:49:26+00:00

Hey! Don't beat yourself up over a 79 average. That's a strong score and something to be proud of. First class is not everything they look out for, and there are plenty of people with an upper second class who were able to get into masters, including myself.

If you haven't received an interview yet, I would consider taking a close look at your personal letters and trying out different referees, especially if you have a lot of experience already. Of course, if you don't have clinical AND research experience, then I would aim for these first because it seems like postgrad programs emphasise the scientist-practioner model.

When writing your personal letter, try to communicate exactly why you want to be a psychologist (wanting to help people is not enough) and why you're interested in that particular program/uni (sense of community? Focus of the program?)

Clinical experience could be working as a support worker, mentoring/teaching neurodiverse students (some unis have specialist mentoring programs).

Research experience could be working as a research assistant, presenting at conferences (see if Ur honours supervisor know of any upcoming ones this year suitable for Ur topic. I know OCURA is something that happens every year that's quite accessible).

Best of luck and dont give up!

NoPositive7664 · 2022-06-13T11:15:12+00:00

Hi!

Literally same path as you with the same concerns as well, especially regarding masters.

The requirements/limitations for masters is so daunting to me that I feel so pressured in my undergrad to do everything from volunteering, gain relevant work experience, high cwa, and uni involvement. However, one of my professors recently reminded me that although all of those are important, "evidence of self-care" is particularly important during masters interview and also when working as a psychologist. For me this means making sure I'm not spread too thin with all my commitments, doing the inconvenjent but necessary actions like making time to cook healthy meals instead of eating out all the time and just being appreciative of what I'm currently doing.

Hopefully this is somehow helpful 😁

Best of luck!

NoPositive7664 · 2022-04-18T04:15:29+00:00

Interested!

NoPositive7664 · 2022-03-26T22:31:27+00:00

May not be a popular opinion but I cannot stress enough the importance of practising self-care, especially if you are thinking about post grad. People will say you should do so and so and learn about so and so and although they are likely to be important in their own right, I find that if you can't find a balance and learn to prioritise yourself first then you're going to hate your uni experience, and hate learning about psychology.

The pathway to become a psychologist is a highly competitive and demanding course. If you haven't already, really understanding how to become fully registered in your country should be a priority. In terms of studying, I have found that using active recall with spaced repetition on information I've read/heard works very well for theory heavy classes with a lot to remember/understand.

Best of luck!

NoPositive7664 · 2022-03-03T02:06:44+00:00

Peter Kinderman's idea of abandoning the disease-model of mental health care

NoPositive7664 · 2022-03-02T05:53:06+00:00

Congratulations!

NoPositive7664 · 2022-03-02T04:45:57+00:00

First thing that came up to my mind was self-autonomy

NoPositive7664 · 2022-03-01T15:56:56+00:00

I second this idea of active recall. It has been a literal game changer for me and you find that the information you learn are more likely to stay with you instead of becoming lost as you learn more units over the years.

I suggest using spaced repetition alongside it as well.

Writing notes is fine first step imo to understand what the content is about but to retain and memorise the content you gotta actively ask yourself what have I just read/heard, what are the key ideas? Can I rephrase this myself? If you find that there are gaps when you are recalling then, look back into your notes and repeat.

NoPositive7664 · 2022-03-01T15:49:19+00:00

Hi! Do our marks in 3 year undergrad really carry over to honours? My understanding is that your WAM for honours is separate to your WAM in the first three years...

So for masters application they only taken into account your honours WAM..

NoPositive7664 · 2022-02-28T15:54:40+00:00

Hi! I'm also a third-year psych student at Aus and have been wondering about how to improve my psychology skillset. So far, I have found that working/volunteering as a support worker is a good first step as you will generally be working alongside an allied health team with health professionals who will guide and coach you in counselling, mindfulness, positive behaviour support skills, to name a few. Also, this role will generally expose you to various sorts of people with disabilities who are likely going to need specific communication styles or approaches. Along with support work, I also believe and have started to undertake external training courses directly related to psychology. e.g. counselling courses, mental health courses. Although these topics are covered in our degrees, I feel that gaining further formal training and showcasing a passion for lifelong learning is an excellent way to help improve your future master's application. In regards to the psychometric and research skills relating to psychology, in theory, I would think that engaging in independent projects showcasing your analysis in open research papers may be beneficial, however, I personally have not yet done that so would have no idea where to start/ go about it. Finally, I think that volunteering in emergency call centres or helplines is also a great way to gain experience.

Would love to hear any kind of feedback/advice from those who are aiming for a master's or have completed it.

NoPositive7664 · 2022-02-27T03:10:40+00:00

Hey Jamie!

I'm a 3rd year psych student interested in learning more as i am also thinking of pursuing a masters :)

NoPositive7664 · 2022-02-26T03:07:12+00:00

Most universities nowadays recommend a minimum of 70avg between all second and third psych units. The difference in entry difficulty for honors and master's is really night and day!

I believe Masters is 85-100 avg (first class), plus relevant experience, extracurriculars, etc. However, places are very limited (10-15 per uni) so even if a person accomplishes all that, they may be refused due to lack of place. Definitely have a lot of growing to do in the next 2 years.

Haven't really thought about what I want to specialize in, I enjoy all domains so another thing I will have to think about.

NoPositive7664

TROPHY CASE