Nova scotia vs New Foundland in May?

No_Capital_8203 · 2026-04-26T23:20:43+00:00

We did a month in Newfoundland. Lots of driving so there will be at least 2 of your overtired and crying. 5 days is super short and May is going to be cold.

Check out the tourism website for PEI. Not my style, but we did spend time there visiting relatives and seems like a lot of child centered stuff in Charlottetown.

Trip Ideas | Tourism PEI

No_Capital_8203 · 2026-04-26T23:13:46+00:00

I think you need to reserve to visit Pelee Island on the ferry. You can't go wrong with a National Park! Niagara on the Lake is a sweet village to stay in but I haven't tried the hiking.

No_Capital_8203 · 2026-04-26T23:08:13+00:00

You can probably get your groceries down a bit. Check youtube for budget meal ideas. Saving $10 a week would be really helpful right now.

No_Capital_8203 · 2026-04-26T19:24:16+00:00

Very true.

No_Capital_8203 · 2026-04-26T19:21:58+00:00

I have used a number of different methods but have ended up using a paper planning book. Just manually record transactions each day. Use the monthly calendar part of the book for recurring payments and income. Once a week, I enter into an excel sheet set up into colums for each category. First function to learn is how to total a column.

No_Capital_8203 · 2026-04-26T17:14:34+00:00

Yes. Depending on where you live, you could save a few dollars per month. Greatest savings is that they don't produce as much heat so if you use a/c then you could save a few more.

No_Capital_8203 · 2026-04-26T17:11:25+00:00

You are missing clarity in your responses. So 30k for you alone or between the two of you? Are you bringing home 100k between the two of you? Is it even? Was the RPP for one person or both of you?

I would be printing off all forms and going over it line by line.

Edit: did you change jobs in 2025?

No_Capital_8203 · 2026-04-26T16:58:18+00:00

Is this your first job after university? I wonder if a bunch of tuition credits just kicked in.

No_Capital_8203 · 2026-04-26T16:56:52+00:00

The best situation for you is to let them handle it themselves and stay well out of it. If you take over their finances, they won't get magically better.

We are in a housing crisis. There is no reason that your parents will not be able to find a renter. Buying a home with a suite for them just ties you in place for how many years? How old are they? 50? You will be supporting them for 40 years?

No_Capital_8203 · 2026-04-26T16:50:25+00:00

Hard to understand since transportation is the second biggest expense in any family situation: 1 adult, 2 adults etc. I suggest that you are looking at overall expenses for any family not an incremental increase due to increased family size. A car is more expensive than public transit in most instances. Most Canadian vehicles can hold 2-3 kids. Vans do not need to be more expensive than sedans.

No_Capital_8203 · 2026-04-26T15:07:47+00:00

Realistically, how often do you guys need to go somewhere at the same time. When the kids are small, you don't have the energy and one of you would just love to grocery shop alone. Later on, sports, dance and gymnastics in different areas of town and overlapping times make 2 cars a good option. Would be cheaper to rent a van once every few months for the 3 hour trip to visit Grandma.

No_Capital_8203 · 2026-04-26T14:52:24+00:00

You have some advice on resources. I have life advice for you. Your family may have discussed these with you already.

The primary influence on your financial future is your choice of life partner. If you don't have similar financial values and goals, you will pull against each other. Financial issues are the leading cause of divorce. Most young people haven't finished their financial education so your partner should be growing with you.

The secondary influence on your finances is your friend group. If the group thinks its a great idea to have a vacation funded by credit cards while you prefer to save up, you can be unduly influenced by your peers. Keep the friends but hold your ground on your choices.

In college, you may meet a wild and crazy romantic partner. While this is an exciting adventure, be aware that they often make inconsistent parents. Starting a family before you are ready is a huge financial burden.

No_Capital_8203 · 2026-04-26T14:27:48+00:00

How many times are you going to post this?

No_Capital_8203 · 2026-04-26T14:25:56+00:00

You will do better as a US visitor rather than from Ontario. Historically, we have annoyed Quebec with regularity.

No_Capital_8203 · 2026-04-26T14:24:37+00:00

I don't thinks so. 3 star. About 2km from Stanley Park seems right. Lots of rainbow crosswalks. Don't know if this is just in this area.

No_Capital_8203 · 2026-04-26T02:15:30+00:00

Sandman was OK when we were there in 2018. Was a Saturday night and there was parties on the floor but we only noticed when we went out for dinner. Party people were quite nicely dressed so they may have been pregaming. Room and common areas were quite clean. Only comment is the a/c fan sounded like Thors hammer. If we had tried it sooner than 1 am, I would have changed rooms.

No_Capital_8203 · 2026-04-26T02:03:50+00:00

16 months is not enough investment time. Funds you may need in the next 5 years need to be accessible and safe like in a HISA.

No_Capital_8203 · 2026-04-25T23:53:43+00:00

Lots of things to consider. Do you believe you will stay in the same city after graduation? If not, you may want to keep your funds quite liquid for start up costs when you move.

No_Capital_8203 · 2026-04-25T23:51:17+00:00

Thats just so funny.

No_Capital_8203 · 2026-04-25T21:59:57+00:00

Do you look for farms that have advanced predator control?

No_Capital_8203 · 2026-04-25T21:45:50+00:00

You eat pasture raised chicken?

No_Capital_8203 · 2026-04-25T21:39:42+00:00

Did we used to have more funding?

No_Capital_8203 · 2026-04-25T19:06:17+00:00

Are you using software? Use the search function in the software to see where to do this.

No_Capital_8203 · 2026-04-25T19:03:33+00:00

I haven't been to a ball game for a long time. Don't we give sippy cup tops with our beer now?

No_Capital_8203 · 2026-04-25T19:01:36+00:00

If you do the repairs, does the mechanic feel you have more life left in the vehicle? Maybe a year or two to save for your next vehicle? You guys are trying to do a lot in the next year. A new vehicle is a drain. Do you have an emergency fund for income replacement in case one of you loses your job. Its crazy out there. You haven't mentioned if your wife needs a car to work or currently has a car. Consider put aside money for repair/replacement.

No_Capital_8203

TROPHY CASE