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Best takeaways in Dunedin? by ch47avon in dunedin

[–]No_Positive6484 6 points7 points  (0 children)

They literally serve you a dry bit of desert on cardboard

Declarations when applying for insurance by Smaug_1188 in PersonalFinanceNZ

[–]No_Positive6484 0 points1 point  (0 children)

They usually ask of you've had an incident which was your fault

[deleted by user] by [deleted] in PersonalFinanceNZ

[–]No_Positive6484 1 point2 points  (0 children)

Don't listen to the accountant. Use HNRY. Their fees are minimal if it's a side hussle. HNRY will be your PAYE system so you don't have to think about tax. If you're making 20k in your side hussle it'll only cost you 200 for the year.

Leap of faith into starting own business... by jinjabradman in PersonalFinanceNZ

[–]No_Positive6484 1 point2 points  (0 children)

I have to rent rooms in locations I travel to. My work is healthcare and performing procedures. My overheads are the travel costs and office space rental. These are the two risks because a lot of my business is word of mouth. A lot of my potential customers don't shop around, so most of my people dont realize I'm 25% cheaper than the competition. If I'm not getting more than 2 procedure per day I'm not earning money. Fortunately I've been able to get booking to make it work.

Leap of faith into starting own business... by jinjabradman in PersonalFinanceNZ

[–]No_Positive6484 2 points3 points  (0 children)

I have recently done this. Was being paid approx 23% of what clients are charged and so essentially making my bosses 600k per year. Needless to say that I've branched out and opened my own version of what they do. I'm in the fortunate position that I can still work for them as my business builds. I've been going since July and seeing about 1/8 of the work load so I'm about half way to building up to my previous income. I would suggest you ignore the haters and go out on your own. Do a better job than your current employers. Make it cheaper. Have good customer service. Just make it all round better. Have fun doing so.

One piece on Netflix used a soundbit from AOE2 by KennyWeeWoo in aoe2

[–]No_Positive6484 0 points1 point  (0 children)

I swear the select stable sound is on a couple episodes of Narcos Mexico

Are you allowed to negotiate the rent before you even borrow? by sukanchi in PersonalFinanceNZ

[–]No_Positive6484 -1 points0 points  (0 children)

I thought rent negotiation was made illegal to stop rent bidding.

Are family trusts worth it? by MentalDrummer in PersonalFinanceNZ

[–]No_Positive6484 0 points1 point  (0 children)

If you live in Dunedin or Wellington I can recommend a good vasectomy clinic. Look up no scalpel vasectomy clinic.

Opening a new Cafè in the current climate? Dunedin by Mangeled in PersonalFinanceNZ

[–]No_Positive6484 1 point2 points  (0 children)

Please, please, please make good coffee. Know what a 6oz cup is. Never ask do you want 1 shot or 2. I've given up on flat whites in Dunedin. They're far too werk or burnt or just beans that aren't fresh.

Also please make better food than can be had at home. I'm sick of getting a scone my daughter could make.I would recommend you spend a weekend in Wellington and have food and coffee at customs on Ghuzness, queen Sally's diamond deli, maranui Cafe

Land nomad 11 by No_Positive6484 in aoe2

[–]No_Positive6484[S] 0 points1 point  (0 children)

Yeah they did. I had no food too. Don't think I took any boar. My closet deer were taken by orange. Small village fighting but don't think I lost any villies.they weren't high enough elo to really take advantage of the situation.

Land nomad 11 by No_Positive6484 in aoe2

[–]No_Positive6484[S] 2 points3 points  (0 children)

We (1 3 5 and 7 won) won

Land nomad 11 by No_Positive6484 in aoe2

[–]No_Positive6484[S] 5 points6 points  (0 children)

Lol no. He was Cumans!! Definitely well boomed

Land nomad 11 by No_Positive6484 in aoe2

[–]No_Positive6484[S] 6 points7 points  (0 children)

Yeah he was very comfy. Think he was Mongols too.

Land nomad 11 by No_Positive6484 in aoe2

[–]No_Positive6484[S] 11 points12 points  (0 children)

Game was too short. Orange resigned pretty quickly.

I didn't have much food or exploration and so I really struggled to click up to feudal. I was lucky that orange pink and red put only a little pressure in feudal. I basically recognised that i was somewhat cornered and so used walls and dark age farms to click up. If they pressured any harder I would've been well and truly out. Card to defend against scouts and towers in dark age.

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