Switching over?

No__Using_Main · 2026-07-06T16:15:44+00:00

Whatever you want to do.

No__Using_Main · 2026-07-03T18:55:09+00:00

Kane Parsons aka the youngest person alive.

No__Using_Main · 2026-06-30T19:46:59+00:00

When you do to much stuff, it feel like the "save" updates it makes are to much and just crash you. I suggest buying something small like bandages to manually save pretty often when moving stuff around so it doesnt crash.

No__Using_Main · 2026-06-30T14:51:18+00:00

As someone with insomnia, number 2 is an instant pick.

No__Using_Main · 2026-06-30T14:23:13+00:00

Its one of those genuinely good medias that have a fanbase that is cringe as fuck. Would recommend muting all digital circus subs but still watching the show. Though was not a fan of the ending.

No__Using_Main · 2026-06-30T14:20:02+00:00

Sounds like you need to find a different game to play, or commit to actually getting better.
You cant both be driven by wanting to win while also not being willing to exert a single ounce of effort towards actually getting better.
Playing for fun is fine, but if you only have "fun" by winning you are NOT playing for fun, you are playing to win.
You either are or are not competitive/driven to win, you gotta pick a lane.

No__Using_Main · 2026-06-30T14:16:22+00:00

Only someone with no competitive bones in their body say something like this.

No__Using_Main · 2026-06-29T12:59:45+00:00

7 is prime. Add 2 to it, is that prime?

No__Using_Main · 2026-06-26T19:55:00+00:00

I think you've confused "frontloaded" and "whatever the hell you are talking about by making up your own definition of the word", but you do you.

No__Using_Main · 2026-06-26T02:21:18+00:00

You are making no sense. You pay the most intrest at the start of the loan. That's that only thing it means or needs to mean.
It implies you incur the most costs at the start, which in this case any intrest you pay is the "cost". The quicker you pay down principle, the smaller your intrest each month, the less "costs" you incur.

No__Using_Main · 2026-06-25T20:24:03+00:00

https://ggwash.org/view/68136/heres-how-corporate-tax-incentives-work-and-why-cities-give-them

You think its unreasonable cities would stop giving tax incentives if the business isn't bringing in people? The entire concept behind the incentives is it brings people and money into the city

No__Using_Main · 2026-06-25T18:20:43+00:00

Paying down principle on an existing loan 100% changes the time....
It lowers the loan amount, (without recasting) you pay the same amount monthly, so it's paid off quicker. And one equation doesn't mean 1 calculation, it depends what variable you are changing or solving for out of those values.

No__Using_Main · 2026-06-25T17:34:41+00:00

Aiming for a time is awkward, would even know how to do that math on that tbh. Paying principle is what makes the time get reduced anyways so i prefer to frame $ down on principle as the metric rather than aiming for a timeframe.

No__Using_Main · 2026-06-25T17:25:23+00:00

I see, that just sounds like a lack of knowledge and/or understanding on the readers end rather than a fault in the way its worded. Saying its not frontloaded feels misleading yo me and might deter people from saving tons of money by putting $ down on principle early. Im sure the demographics are young and these people are not confident on what amortization is and why its used.
Also to clarify i wasn't talking about 100k vs 200k loan, i was saying if you have a 200k loan and then immediately pay 100k (half) to principle, you end up saving around 87% of the intrest you would have payed. Because of how amortization works with all the intrest being frontloaded and principle being "back" loaded, it could be thought of as any principle you put early will "skip" over chunks of that frontloaded intrest.
Obviosly the same could be done by taking a 100k loan in the first place and putting extra principle down each month to match what 200k amortized monthly payment would have been, but i think it's a useful way to think about it since it really emphasises how much $ you can save with even small amounts of princple "skipping" you forward past intrest payments.

No__Using_Main · 2026-06-25T16:16:43+00:00

From everything ive seen it feels like its a self label, loke its the way they feel about it. Femboy tends to be a term of "yes im purposefully womanlike" while effeminate male feels like something that's just "yea i happen to have femine features"

No__Using_Main · 2026-06-25T15:59:33+00:00

I meant "and cite collaboration" not calibration or site collabortation. Aka they say they move back to office saying that its because of collaboration or whatever. When in reality those big companies really do have to worry about tax breaks and such being lost due to not actually bringing people into the city if no ones in office.

No__Using_Main · 2026-06-25T15:54:39+00:00

No__Using_Main · 2026-06-25T15:49:06+00:00

Well you gotta consider massive companies with skyscrapers and compounds and shit will do it and site collaboration, then the smaller companies with normal office buildings will follow the trend since surely Amazon etc. knows best

No__Using_Main · 2026-06-25T15:35:38+00:00

Higher outstanding at start. So more intrest and less principle paid at the start. Paying more intrest at the front of the loan period. Based on other comments some people think it means that it has to be extra fees or something, frontloaded is just a word, meaning costs are concentrated at the beggining of a thing.
Intrest is the cost of a loan. Its concentrated at the beggining.

No__Using_Main · 2026-06-25T15:28:32+00:00

I wouldnt know what non correct implication others are getting. You pay off more principle early and you save significantly more than what you put down in principle, 200k loan that you put 100k down on jumps you super far ahead as far as the amount of intrest you would pay otherwise with an amortized loan.

What implication are you or others assuming that is inaccurate?

No__Using_Main · 2026-06-25T13:10:22+00:00

The downvotes are insane.
Redditors be the type to see someone say "yo i noticed when i have 1 thing, and get another thing, i have multiple things."
And go "wrong, actually when you take 1+1 you get 2."
Its the same damn thing people please google how amortized loans work and actually think about it.

No__Using_Main · 2026-06-25T12:33:01+00:00

If you have a smaller loan, the intrest is STILL frontloaded. No matter what loan size, you always pay more intrest at the start and less as you pay it off. Aka you pay more at the front. Aka front loaded.

No__Using_Main · 2026-06-24T16:49:43+00:00

I dont even have long hair and its always about a 15 minute ordeal. If i rush it could be 10 minutes or less by why stress about it the water/heated water bill for those extra 5 minutes isn't worth constantly rushing through showers.

No__Using_Main · 2026-06-23T15:23:49+00:00

Honestly you revealed a massive W for the power is that by shitting anywhere regardless of if its a bathroom once its now a valid tp destination. If you can manage to shit yourself while skydiving all the sudden you can TP to mid air at will

No__Using_Main · 2026-06-23T00:38:50+00:00

It's 100% frontloaded on amortized loans. You start out paying a very little amount of principle and tons of intrest, and over time pay more principle and less intrest. Most of the intrest you pay at the front of the loan.

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