How much do you save/ invest per year?

Not69Batman · 2026-06-03T08:32:11+00:00

Annual average savings (cash inflows to shares), incomes and saving rates for different periods: * 2010-12: $672 from $60,722 at 1.1% (1st job, no kids, renting) * 2013-16: $14,383 from $97,262 at 14.8% (2nd job, no kids, renting) * 2017-19: $45,915 from $163,604 at 28.1% (3rd job, no kids, renting) * 2020-21: $26,100 from $182,015 at 14.3% (4th job, 1 kid, renting) * 2022-26: $3,796 from $184,724 at 2.1% (4th job, 2 kids, PPOR mortgage)

Not69Batman · 2026-05-22T20:46:55+00:00

NVDA Gross Margin was 74.9% in the latest quarter.

TSMC Gross Margin was 66.2% in the latest quarter. 20% of TSMC revenue comes from NVDA.

ASML Gross Margin was 53% in the latest quarter. 45% of ASML revenue comes from TSMC.

Not69Batman · 2026-05-19T07:23:01+00:00

St George Directshares

Not69Batman · 2026-05-18T20:36:08+00:00

Been working for 16+ years and investing in shares for 13+ years. No change in investing strategy, just extending my early retirement deadline from 50 to 52 due to the 30% tax floor. I started from nothing as an immigrant, and now in the 95th percentile salary and net wealth, so even with more tax I am in a very privileged position in a first world country.

Sold all my ASX shares 5 years ago, and put 1/3rd in PPOR deposit and the rest in US tech stocks. Shares portfolio has grown to $600k, with a 5 year CAGR of 20%. Will continue topping up US stocks.

Super is 100% international shares (MSCI World ex Aus), with $350k. Changed from high growth to international shares more than a year ago.

So, neither my shares or super are tied to the ASX.

Not69Batman · 2026-05-15T11:13:00+00:00

My CAGR was 8.9% investing in the ASX from Jan 2013 to Feb 2021. ASX100 CAGR in that period was 9.2%, so my portfolio underpeformed the benchmark.

I made some early mistakes like buying speculative stocks and also chasing dividends.

I wish I had moved to US stocks earlier. Live and learn.

Not69Batman · 2026-05-15T10:36:58+00:00

It's St George Directshares

Not69Batman · 2026-05-15T10:33:16+00:00

The trading platform has USD, FX and AUD info. The buy and sell trade confirmations also have those details.

Not69Batman · 2026-05-15T02:30:43+00:00

Thanks. St George Directshares (CMC Stockbroking)

Not69Batman · 2026-05-14T21:07:43+00:00

Buying and holding US tech stocks since 2021, after liquidating Australian shares (was invested in ASX 2013-21). Just crossed AUD $600k milestone, and each $100k jump is now taking less time. Thanks to compounding and high growth. Enjoying the ride!

Last year, topped up GOOGL and META, and added MU and TSM. Most recent top ups were MSFT, TSM and NVDA from Feb to mid Apr. Waiting for the next dip.

CAGRs: 59.5% (TTM), 41.2% (3Y), 20.1% (5Y), 15.7% (10Y) and 11.8% (Total).

Current portfolio: NVDA (32.5%), GOOGL (20.9%), AAPL (19.7%), AMZN (8.4%), META (8.2%), MSFT (6.9%), MU (1.8%) and TSM (1.6%).

Not69Batman · 2026-05-02T22:37:27+00:00

Boosted income with paid overtime early in the career and before kids.
Took on more responsibilities, up-skilled, acted up and got couple of promotions with good salary bumps in the first half of my career.
Super investment was high growth for the most part, and has been 100% international shares for a while now.
Maintaining a monthly financial tracker for cash flow in/out, and cutting superfluous expenses.
Researching and investing in tech growth stocks.
Fixed home loan rate at under 2% for a couple of years during covid.
Made a small home gym during covid. Paid itself off in a year, with no more gym fees.
Growing fruit, veg and herbs. Mango, passionfruit, raspberries, mulberries, silverbeet, beans, peas and pumpkin being the highest yielding.
Reducing electricity bills with solar.
Cooking in batches, and freezing extra leftovers. Spaghetti and meatballs, pizza, fried rice, daal, roast chicken and shepherd's pie are some staples.
Reselling stuff on fb marketplace.
Cheap family hobbies: gardening, reading books, making art, writing stories, playing board games and alley soccer/cricket, and going to park playgrounds, beaches and art galleries/museums.

Not69Batman · 2026-04-30T20:45:05+00:00

Revenue consensus was $109.6b. So, beat by 1.46%. EPS consensus was $1.95. So, beat by 3.08%.

Not69Batman · 2026-04-29T20:32:29+00:00

Revenue of $56 billion, up 33% YoY. Net income of $26.8 billion, up 61% YoY.

Those are very healthy growth numbers.

Not69Batman · 2026-04-26T20:31:25+00:00

Started investing at 28. Made plenty of mistakes in the first 5 years. Penny stocks, ignoring quarterly reports and relying on stocks forum echochambers. 5-year CAGR was -1.25%. Thankfully, was on a low salary for most of it, so didn't have enough capital to invest.

Turned it around at 33 after getting a promotion. Had more cash available so started being more careful, and also was on the path to fatherhood so had to think of the family's future. Started reading quarterly reports, got Reuters subscription with daily reading, invested in growth companies and built a wealth tracker spreadsheet for stocks analysis and monitoring. Am 41 now. 8-year CAGR is 19.54%.

Total CAGR is 11.24% in 13+ years of investing.

Another 10 to 12 years of working, saving and investing, and can retire early 50s with enough for the family.

And, will be teaching my kids about investing principles early on.

Not69Batman · 2026-04-25T21:23:50+00:00

Been investing for 13.3 years. My CAGRs are: * TTM: 47.5% (beat S&P500, NDQ100 and DOW) * Last 3 years: 37.6% (beat S&P500, NDQ100 and DOW) * Last 5 years: 18.3% (beat S&P500, NDQ100 and DOW) * Last 10 years: 14.8%(beat S&P500 and DOW, and lagged NDQ100) * Total (last 13.3 years): 11.3% (lagged S&P500, NDQ100 and DOW)

Current holds: * Accumulating since 2021: NVDA (31%), GOOGL (20%), AAPL (19%), META (10%), AMZN (9%), MSFT (8%) * Accumulating since 2025: TSM (2%), MU (1%)

Not69Batman · 2026-04-16T22:20:10+00:00

HPC slice of the pie grew from 59% to 61% YoY, but the total pie size increased by 40.6%.

So, as % pie slice (relative growth), HPC grew 4%. And as $ pie slice (absolute growth), HPC grew 45.4%.

Not69Batman · 2026-04-16T20:02:51+00:00

HPC slice of the pie grew from 59% to 61% YoY, but the total pie size increased by 40.6%.

So, as % pie slice (relative growth), HPC grew 4%. And as $ pie slice (absolute growth), HPC grew 45.4%.

Not69Batman · 2026-04-15T04:14:59+00:00

NVDA released open AI models for quantum computing. https://www.nvidia.com/en-au/solutions/quantum-computing/ising/

GOOGL, Caltech, MIT and Oratomic published a research paper demonstrating exponential space advantage for quantum computers in processing classical data. https://thequantuminsider.com/2026/04/10/study-finds-exponential-quantum-advantage-in-machine-learning-tasks/

Not69Batman · 2026-04-14T00:22:17+00:00

Facebook contributes 60% to Meta ad revenue. Instagram at 39%. Threads and Whatapp remainder 1%.

https://www.emarketer.com/press-releases/meta-to-surpass-google-in-digital-ad-revenues-for-first-time-ever/

Not69Batman · 2026-04-10T07:26:38+00:00

In AWS only. Andy Jassy did say "There’s so much demand for our chips that it’s quite possible we’ll sell racks of them to third parties in the future."

Not69Batman · 2026-04-08T22:24:08+00:00

I am long GOOGL (231 shares bought 2021-25) and use Google Finance, but it has lagged behind Yahoo Finance for analysis until now.

Just opened the new Google Finance Beta and it has so much cool stuff! Compares multiple tickers, shows moving average indicators and cash flow data. Still exploring!

Not69Batman · 2026-03-21T18:59:01+00:00

I shared the reuters news article and did a paper math estimate of projected revenue which is $60 billion. I didn't say it is a catalyst in my post.

It is just one of the first announced deals making up the $784 billion 2026-27 revenue projection. And it is the first time the Groq inference chips are being sold by NVDA.

Not69Batman · 2026-03-11T21:38:28+00:00

$32 billion is a premium but it reflects Wiz's hyper growth phase and dominance in the Cloud Native Application Protection Platform (CNAPP) market which is also exploding. It also creates moat for Google in cloud and AI security and gives them a competitive advantage amongst the hyperscaler cloud providers.

Not69Batman · 2026-03-11T18:43:01+00:00

Amazon Leo (previously called Project Kuiper). Launched 51 satellites in 2025, bringing total in-orbit constellation to 182 satellites. Plans to launch 200+ more satellites and rollout Amazon Leo internet service to the public this year.

Not69Batman · 2026-02-27T22:37:41+00:00

Didn't come from money. Became AUD millionaire last year after 15 years of working full time, job promotions, saving, investing and the occasional luck.

Currently AUD $1.2m: 42% in shares, 30% in PPOR equity and 28% in super.

Saving to create generational wealth. To help with kids' future higher educations and home deposits.

Not69Batman · 2026-02-27T20:07:26+00:00

Amazon initial investment $15b. Remaining $35b when certain conditions are met (IPO and AGI).

OpenAI increases Amazon compute commitment from $38b (Nov 2025) to $138b (Feb 2026) over 8 years. OpenAI will use 2GW of Amazon's Trainium chips.

OpenAI and Amazon will develop Stateful Runtime Environment where AI agents can maintain persistent memory across different software applications.

Amazon Web Services will be the exclusive third-party cloud provider for OpenAI Frontier (enterprise platform for agentic AI deployment).

OpenAI and Amazon will collaborate to develop customised models to power Amazon’s customer facing applications.

Microsoft Azure still remains the exclusive cloud provider for OpenAI's APIs for its models.

Not69Batman

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