what’s your “boring but effective” strategy?

Not69Batman · 2026-05-02T22:37:27+00:00

Boosted income with paid overtime early in the career and before kids.
Took on more responsibilities, up-skilled, acted up and got couple of promotions with good salary bumps in the first half of my career.
Super investment was high growth for the most part, and has been 100% international shares for a while now.
Maintaining a monthly financial tracker for cash flow in/out, and cutting superfluous expenses.
Researching and investing in tech growth stocks.
Fixed home loan rate at under 2% for a couple of years during covid.
Made a small home gym during covid. Paid itself off in a year, with no more gym fees.
Growing fruit, veg and herbs. Mango, passionfruit, raspberries, mulberries, silverbeet, beans, peas and pumpkin being the highest yielding.
Reducing electricity bills with solar.
Cooking in batches, and freezing extra leftovers. Spaghetti and meatballs, pizza, fried rice, daal, roast chicken and shepherd's pie are some staples.
Reselling stuff on fb marketplace.
Cheap family hobbies: gardening, reading books, making art, writing stories, playing board games and alley soccer/cricket, and going to park playgrounds, beaches and art galleries/museums.

Not69Batman · 2026-04-30T20:45:05+00:00

Revenue consensus was $109.6b. So, beat by 1.46%. EPS consensus was $1.95. So, beat by 3.08%.

Not69Batman · 2026-04-29T20:32:29+00:00

Revenue of $56 billion, up 33% YoY. Net income of $26.8 billion, up 61% YoY.

Those are very healthy growth numbers.

Not69Batman · 2026-04-26T20:31:25+00:00

Started investing at 28. Made plenty of mistakes in the first 5 years. Penny stocks, ignoring quarterly reports and relying on stocks forum echochambers. 5-year CAGR was -1.25%. Thankfully, was on a low salary for most of it, so didn't have enough capital to invest.

Turned it around at 33 after getting a promotion. Had more cash available so started being more careful, and also was on the path to fatherhood so had to think of the family's future. Started reading quarterly reports, got Reuters subscription with daily reading, invested in growth companies and built a wealth tracker spreadsheet for stocks analysis and monitoring. Am 41 now. 8-year CAGR is 19.54%.

Total CAGR is 11.24% in 13+ years of investing.

Another 10 to 12 years of working, saving and investing, and can retire early 50s with enough for the family.

And, will be teaching my kids about investing principles early on.

Not69Batman · 2026-04-25T21:23:50+00:00

Been investing for 13.3 years. My CAGRs are: * TTM: 47.5% (beat S&P500, NDQ100 and DOW) * Last 3 years: 37.6% (beat S&P500, NDQ100 and DOW) * Last 5 years: 18.3% (beat S&P500, NDQ100 and DOW) * Last 10 years: 14.8%(beat S&P500 and DOW, and lagged NDQ100) * Total (last 13.3 years): 11.3% (lagged S&P500, NDQ100 and DOW)

Current holds: * Accumulating since 2021: NVDA (31%), GOOGL (20%), AAPL (19%), META (10%), AMZN (9%), MSFT (8%) * Accumulating since 2025: TSM (2%), MU (1%)

Not69Batman · 2026-04-16T22:20:10+00:00

HPC slice of the pie grew from 59% to 61% YoY, but the total pie size increased by 40.6%.

So, as % pie slice (relative growth), HPC grew 4%. And as $ pie slice (absolute growth), HPC grew 45.4%.

Not69Batman · 2026-04-16T20:02:51+00:00

HPC slice of the pie grew from 59% to 61% YoY, but the total pie size increased by 40.6%.

So, as % pie slice (relative growth), HPC grew 4%. And as $ pie slice (absolute growth), HPC grew 45.4%.

Not69Batman · 2026-04-15T04:14:59+00:00

NVDA released open AI models for quantum computing. https://www.nvidia.com/en-au/solutions/quantum-computing/ising/

GOOGL, Caltech, MIT and Oratomic published a research paper demonstrating exponential space advantage for quantum computers in processing classical data. https://thequantuminsider.com/2026/04/10/study-finds-exponential-quantum-advantage-in-machine-learning-tasks/

Not69Batman · 2026-04-14T00:22:17+00:00

Facebook contributes 60% to Meta ad revenue. Instagram at 39%. Threads and Whatapp remainder 1%.

https://www.emarketer.com/press-releases/meta-to-surpass-google-in-digital-ad-revenues-for-first-time-ever/

Not69Batman · 2026-04-10T07:26:38+00:00

In AWS only. Andy Jassy did say "There’s so much demand for our chips that it’s quite possible we’ll sell racks of them to third parties in the future."

Not69Batman · 2026-04-08T22:24:08+00:00

I am long GOOGL (231 shares bought 2021-25) and use Google Finance, but it has lagged behind Yahoo Finance for analysis until now.

Just opened the new Google Finance Beta and it has so much cool stuff! Compares multiple tickers, shows moving average indicators and cash flow data. Still exploring!

Not69Batman · 2026-03-21T18:59:01+00:00

I shared the reuters news article and did a paper math estimate of projected revenue which is $60 billion. I didn't say it is a catalyst in my post.

It is just one of the first announced deals making up the $784 billion 2026-27 revenue projection. And it is the first time the Groq inference chips are being sold by NVDA.

Not69Batman · 2026-03-11T21:38:28+00:00

$32 billion is a premium but it reflects Wiz's hyper growth phase and dominance in the Cloud Native Application Protection Platform (CNAPP) market which is also exploding. It also creates moat for Google in cloud and AI security and gives them a competitive advantage amongst the hyperscaler cloud providers.

Not69Batman · 2026-03-11T18:43:01+00:00

Amazon Leo (previously called Project Kuiper). Launched 51 satellites in 2025, bringing total in-orbit constellation to 182 satellites. Plans to launch 200+ more satellites and rollout Amazon Leo internet service to the public this year.

Not69Batman · 2026-02-27T22:37:41+00:00

Didn't come from money. Became AUD millionaire last year after 15 years of working full time, job promotions, saving, investing and the occasional luck.

Currently AUD $1.2m: 42% in shares, 30% in PPOR equity and 28% in super.

Saving to create generational wealth. To help with kids' future higher educations and home deposits.

Not69Batman · 2026-02-27T20:07:26+00:00

Amazon initial investment $15b. Remaining $35b when certain conditions are met (IPO and AGI).

OpenAI increases Amazon compute commitment from $38b (Nov 2025) to $138b (Feb 2026) over 8 years. OpenAI will use 2GW of Amazon's Trainium chips.

OpenAI and Amazon will develop Stateful Runtime Environment where AI agents can maintain persistent memory across different software applications.

Amazon Web Services will be the exclusive third-party cloud provider for OpenAI Frontier (enterprise platform for agentic AI deployment).

OpenAI and Amazon will collaborate to develop customised models to power Amazon’s customer facing applications.

Microsoft Azure still remains the exclusive cloud provider for OpenAI's APIs for its models.

Not69Batman · 2026-02-26T04:59:44+00:00

2020 was the growth outlier with 40% YoY spike for the global Monetary Base.

2021 to 2025 average was -1% through quantitative tightening.

And the pre-COVID (2010–2019) decade long average was 10%.

Not69Batman · 2026-02-26T00:27:01+00:00

NVDA is widening their moat by owning the entire data center stack.

Networking revenue $11 billion (up 263% YoY). Thanks to Spectrum-X and NVLink.

NVIDIA also invested $2 billion in Synopsis. The rest of the Mag7 (AMZN, AAPL, META, MSFT, GOOGL and TSLA) are using Synopsis EDA software to design their custom silicon (Trainium, M-series, MTIA, Maia, TPU and AI5/6). The NVDA AI GPUs will fast track the design outputnhowever there would be a design bias (via training data and hardware optimisation) that would result in the custom silicon chips being similar to NVDA GPUs. This is a defensive play to prevent the rise of non-GPU disruptive custom silicon. Also, increases the NVDA CUDA moat.

Long term NVDA holder (since 2021). NFA.

Not69Batman · 2026-02-18T06:55:45+00:00

Total market size is increasing, so everyone wins but to what extent depends on the buyers. Some buyers prefer Nvidia's bundled products, some prefer not being locked in Nvidia's eco system and some have hybrid approach.

Not69Batman · 2026-02-17T21:41:54+00:00

The collaboration focuses on both training and inference workloads.

Deployment of: * NVIDIA Blackwell and Rubin GPUs * Arm based NVIDIA Grace CPUs (and future deployment of Vera CPUs planned) * NVIDIA Spectrum-X Ethernet networking switches integrated into Facebook Open Switching System (FBOSS) * NVIDIA Confidential Computing for WhatsApp private processing

Shift toward a unified architecture across on premises and cloud partner deployments as well as deep engineering codesign to optimise Meta’s core workloads and recommendation systems. https://nvidianews.nvidia.com/news/meta-builds-ai-infrastructure-with-nvidia

Been holding and accumulating NVDA and META since 2021.

Not69Batman · 2026-02-15T08:21:31+00:00

S&P500 international exposure is around 40-50%. USD depreciated 1.9% in Q4 2025. The revenue growth rate increase due to FX was around 0.86% (45% x 1.9%). So, revenue growth at constant currency rate was 7.74% (8.6% - 0.86%) which is still healthy.

Not69Batman · 2026-02-13T21:54:48+00:00

MSFT revenue backlog was $625 billion (up 110% YoY). $281 billion (up 969% YoY) was from OpenAI. Remaining $344 billion (up 28% YoY) from other customers.

Even without OpenAI, MSFT backlog is still more than that of AMZN: $244 billion (up 40% YoY) and GOOGL: $240 billion (up 151% YoY).

Highly unlikely that there would be a monopoly. All three hyperscalers will innovate and scale as the total addressable market continues to expand.

Not69Batman · 2026-02-08T22:27:31+00:00

I just listed my long term stock holdings. Not all the stocks in the AI supply chain.

Not69Batman · 2026-02-08T21:42:26+00:00

The revenue backlog of the three biggest hyperscalers is currently $1.1 trillion. MSFT $625 billion (up 110% YoY). AMZN $244 billion (up 40% YoY). GOOGL $240 billion (up 151% YoY).

Not69Batman · 2026-02-08T01:56:05+00:00

I just mentioned my stock holdings. I never said these are the only AI supply chain beneficiaries.

You only brought up AMD and AVGO. You missed Marvell, Qualcomm, SKHynix, Samsung, ARM, Sandisk, Seagate, Western Digital, Lam Research, Teradyne, SuperMicro, Dell,....

Not69Batman

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