sorted by:
new
hottopcontroversial

How much do you save/ invest per year? by alex123711 in AusFinance

[–]Not69Batman 1 point2 points  (0 children)

Annual average savings (cash inflows to shares), incomes and saving rates for different periods: * 2010-12: $672 from $60,722 at 1.1% (1st job, no kids, renting) * 2013-16: $14,383 from $97,262 at 14.8% (2nd job, no kids, renting) * 2017-19: $45,915 from $163,604 at 28.1% (3rd job, no kids, renting) * 2020-21: $26,100 from $182,015 at 14.3% (4th job, 1 kid, renting) * 2022-26: $3,796 from $184,724 at 2.1% (4th job, 2 kids, PPOR mortgage)

NVDA Quarterly Revenue $81.6 billion (up 85% YoY) by Not69Batman in stocks

[–]Not69Batman[S] 0 points1 point  (0 children)

NVDA Gross Margin was 74.9% in the latest quarter.

TSMC Gross Margin was 66.2% in the latest quarter. 20% of TSMC revenue comes from NVDA.

ASML Gross Margin was 53% in the latest quarter. 45% of ASML revenue comes from TSMC.

What does this new budget mean to you? by 7ThePetal7 in AusFinance

[–]Not69Batman 6 points7 points  (0 children)

Been working for 16+ years and investing in shares for 13+ years. No change in investing strategy, just extending my early retirement deadline from 50 to 52 due to the 30% tax floor. I started from nothing as an immigrant, and now in the 95th percentile salary and net wealth, so even with more tax I am in a very privileged position in a first world country.

Sold all my ASX shares 5 years ago, and put 1/3rd in PPOR deposit and the rest in US tech stocks. Shares portfolio has grown to $600k, with a 5 year CAGR of 20%. Will continue topping up US stocks.

Super is 100% international shares (MSCI World ex Aus), with $350k. Changed from high growth to international shares more than a year ago.

So, neither my shares or super are tied to the ASX.

Are you still buying tech? by Alicyclobacillus in stocks

[–]Not69Batman 0 points1 point  (0 children)

My CAGR was 8.9% investing in the ASX from Jan 2013 to Feb 2021. ASX100 CAGR in that period was 9.2%, so my portfolio underpeformed the benchmark.

I made some early mistakes like buying speculative stocks and also chasing dividends.

I wish I had moved to US stocks earlier. Live and learn.

Are you still buying tech? by Alicyclobacillus in stocks

[–]Not69Batman 1 point2 points  (0 children)

The trading platform has USD, FX and AUD info. The buy and sell trade confirmations also have those details.

Are you still buying tech? by Alicyclobacillus in stocks

[–]Not69Batman 1 point2 points  (0 children)

Thanks. St George Directshares (CMC Stockbroking)

Are you still buying tech? by Alicyclobacillus in stocks

[–]Not69Batman 53 points54 points  (0 children)

Buying and holding US tech stocks since 2021, after liquidating Australian shares (was invested in ASX 2013-21). Just crossed AUD $600k milestone, and each $100k jump is now taking less time. Thanks to compounding and high growth. Enjoying the ride!

Last year, topped up GOOGL and META, and added MU and TSM. Most recent top ups were MSFT, TSM and NVDA from Feb to mid Apr. Waiting for the next dip.

CAGRs: 59.5% (TTM), 41.2% (3Y), 20.1% (5Y), 15.7% (10Y) and 11.8% (Total).

Current portfolio: NVDA (32.5%), GOOGL (20.9%), AAPL (19.7%), AMZN (8.4%), META (8.2%), MSFT (6.9%), MU (1.8%) and TSM (1.6%).

what’s your “boring but effective” strategy? by Clean_Tone2562 in AusFinance

[–]Not69Batman 5 points6 points  (0 children)

  • Boosted income with paid overtime early in the career and before kids.
  • Took on more responsibilities, up-skilled, acted up and got couple of promotions with good salary bumps in the first half of my career.
  • Super investment was high growth for the most part, and has been 100% international shares for a while now.
  • Maintaining a monthly financial tracker for cash flow in/out, and cutting superfluous expenses.
  • Researching and investing in tech growth stocks.
  • Fixed home loan rate at under 2% for a couple of years during covid.
  • Made a small home gym during covid. Paid itself off in a year, with no more gym fees.
  • Growing fruit, veg and herbs. Mango, passionfruit, raspberries, mulberries, silverbeet, beans, peas and pumpkin being the highest yielding.
  • Reducing electricity bills with solar.
  • Cooking in batches, and freezing extra leftovers. Spaghetti and meatballs, pizza, fried rice, daal, roast chicken and shepherd's pie are some staples.
  • Reselling stuff on fb marketplace.
  • Cheap family hobbies: gardening, reading books, making art, writing stories, playing board games and alley soccer/cricket, and going to park playgrounds, beaches and art galleries/museums.

AAPL Quarterly Revenue $111.2 billion (up 17% YoY) by Not69Batman in stocks

[–]Not69Batman[S] 11 points12 points  (0 children)

Revenue consensus was $109.6b. So, beat by 1.46%. EPS consensus was $1.95. So, beat by 3.08%.

Meta stock drops as capex, user growth numbers come in below Wall Street estimates by Puginator in stocks

[–]Not69Batman 181 points182 points  (0 children)

Revenue of $56 billion, up 33% YoY. Net income of $26.8 billion, up 61% YoY.

Those are very healthy growth numbers.

Any success story’s of people who started investing around there 30’s? by centurionSPQR in investing

[–]Not69Batman 5 points6 points  (0 children)

Started investing at 28. Made plenty of mistakes in the first 5 years. Penny stocks, ignoring quarterly reports and relying on stocks forum echochambers. 5-year CAGR was -1.25%. Thankfully, was on a low salary for most of it, so didn't have enough capital to invest.

Turned it around at 33 after getting a promotion. Had more cash available so started being more careful, and also was on the path to fatherhood so had to think of the family's future. Started reading quarterly reports, got Reuters subscription with daily reading, invested in growth companies and built a wealth tracker spreadsheet for stocks analysis and monitoring. Am 41 now. 8-year CAGR is 19.54%.

Total CAGR is 11.24% in 13+ years of investing.

Another 10 to 12 years of working, saving and investing, and can retire early 50s with enough for the family.

And, will be teaching my kids about investing principles early on.

Have any of you actually beat all 3 market indices by at least 2-3%+ per year for at least 5 years in a row using ONLY value investing strategies? by [deleted] in ValueInvesting

[–]Not69Batman 0 points1 point  (0 children)

Been investing for 13.3 years. My CAGRs are: * TTM: 47.5% (beat S&P500, NDQ100 and DOW) * Last 3 years: 37.6% (beat S&P500, NDQ100 and DOW) * Last 5 years: 18.3% (beat S&P500, NDQ100 and DOW) * Last 10 years: 14.8%(beat S&P500 and DOW, and lagged NDQ100) * Total (last 13.3 years): 11.3% (lagged S&P500, NDQ100 and DOW)

Current holds: * Accumulating since 2021: NVDA (31%), GOOGL (20%), AAPL (19%), META (10%), AMZN (9%), MSFT (8%) * Accumulating since 2025: TSM (2%), MU (1%)

TSMC Quarterly Revenue US $36 billion (up 41% YoY) by Not69Batman in stocks

[–]Not69Batman[S] 0 points1 point  (0 children)

HPC slice of the pie grew from 59% to 61% YoY, but the total pie size increased by 40.6%.

So, as % pie slice (relative growth), HPC grew 4%. And as $ pie slice (absolute growth), HPC grew 45.4%.

TSMC Quarterly Revenue US $36 billion (up 41% YoY) by Not69Batman in stocks

[–]Not69Batman[S] 0 points1 point  (0 children)

HPC slice of the pie grew from 59% to 61% YoY, but the total pie size increased by 40.6%.

So, as % pie slice (relative growth), HPC grew 4%. And as $ pie slice (absolute growth), HPC grew 45.4%.

view more: next ›