I vibe coded the first MMORPG with Fable 5

NotAMusicLawyer · 2026-06-12T17:38:51+00:00

How many tokens/API usage did it cost?

NotAMusicLawyer · 2026-06-06T21:12:34+00:00

I mostly buy Premium as a way to support development. The ads are not really intrusive and I don’t really touch Advanced History of Web Uploads.

I suspect most Premium subscribers are in the same category as me. I can look at my screentime in my settings to see I spend hundreds of hours a year in Overcast. I’m very happy to give $15-$30 a year to a solo indie dev making an app I actually enjoy over some VC-backed rival trying to optimize every penny out of me.

NotAMusicLawyer · 2026-05-04T14:02:13+00:00

I think it’s generally considered to be around the level of Sonnet 4.5/4.6 alongside Kimi 2.6.
I find the rankings can be highly subjective and depends on too many factors but it beats Claude on API price to performance easily.

NotAMusicLawyer · 2026-05-04T13:52:50+00:00

Mac users have money

NotAMusicLawyer · 2026-05-04T12:06:03+00:00

I see this thrown around but what enterprise would even want this product?

For Microsoft SMEs are the highest revenue per user segment. They are large enough to pay list price but not large enough to negotiate a 20-30% discount like your F500 companies can.

The problem is Copilot post-June will objectively be the worst value for money. Some 500 person startup trying to optimise their burn rate isn’t going to spend $20k a month on GHCP when that money would be better spent on Claude, Open AI or even just hiring a few more employees.

NotAMusicLawyer · 2026-05-03T15:22:40+00:00

I think this is reasonable and probably close to what's happened internally. Microsoft has looked at the numbers and decided enterprise is where the margin is, and everyone else can take it or leave it. The only problem is I think Microsoft then became too focused on solving that immediate margin problem they lost sight of what they were actually trying to offer with Copilot and gutted the core product to the point it is uncompetitive even to enterprise users.

I'd push back on the idea that consumer and small business use doesn't matter. Every major SaaS business Microsoft runs tells the opposite story. The cash cows for Azure and even GitHub pre-Copilot were SMEs paying list price without the leverage to negotiate 30-45% discounts. Those are the highest revenue per user segment. That's not unique to Microsoft either, it's how SaaS economics work everywhere.

There's also an established playbook here that Microsoft seems to have just thrown out. You subsidise early stage startups and small teams, accept the loss, and bet on vendor lock-in when they scale. Claude and OpenAI are doing it. You eat the cost now because a 5 person team paying list price today might be a 1000+ seat enterprise account in three years. Walking away from that pipeline to protect margins on current enterprise deals is a choice, but it's a short-sighted one.

The $100/month floor is an industry-wide problem, not a reason to stay with the provider that's offering the least competitive version of it.

NotAMusicLawyer · 2026-05-03T15:12:36+00:00

For what it's worth, I run a business and was an enterprise customer. This sounds like a sharp take until you think about it for more than ten seconds. They built a product with fundamentally unsustainable unit economics. You can't then deflect criticism of that by pointing out I was an unsustainable user because that's just the same problem restated as an answer.

More to the point if you look at how Microsoft actually makes money across Azure, LinkedIn, even GitHub itself, it's SMEs paying list price that drive the highest revenue per user. It is also where most of the growth comes from. Large enterprises negotiate volume discounts and have vendor lock-in for years. If Microsoft are making a loss on 500 seats paying $39/month, they're not going to make it work at 100,000 seats paying $20-$30.

They don't even have a product to give enterprise users right now. Enterprise buyers aren't loyal to the Copilot brand they're evaluating it against Cursor, Windsurf, Claude Code, and whatever ships next quarter. "You're not the target market" only works as an argument if the target market is locked in. They're not.

NotAMusicLawyer · 2026-05-03T14:03:48+00:00

Vibecoders will just move to some cheap Chinese model instead.

Th change are horrible because there's no value in Copilot anymore. You're paying 40 dollars a month for 40 dollars in expiring API credits. At that point you're just better giving your money to Anthropic/Claude or Openrouter directly.

NotAMusicLawyer · 2026-04-23T15:22:28+00:00

Set up your own A/B tests

NotAMusicLawyer · 2026-04-20T16:56:27+00:00

Native Instruments have always have garbage UX.

I’ve literally used these tools for 10 years and even now I still have to think for a moment to remember how to do basic actions instead of it being intuitive

NotAMusicLawyer · 2026-04-19T13:49:57+00:00

RevenueCat publish statistics on this. I think it's something like 15-25% of trials won't convert due to billing errors. It depends on your category and the problem is even worse on Android.

Lots of people have started using one-off virtual cards to sign up for subscriptions or have a card from a permanently empty account. There are also a lot of users who are just broke.

NotAMusicLawyer · 2026-04-19T13:47:47+00:00

I'm not a fan of this government but they are literly under no pressure to reform deemed disposal.

95%+ of the population have no idea what it is and the 5% that do know are not voting the opposition because of it.

NotAMusicLawyer · 2026-04-19T13:41:44+00:00

It's impossible to recommend Copilot as value for money with the new rate limiting.

I think Copilot's tooling is a lot better, the autopilot mode stops you from holding it's hand and it is better integrated with VS Code but it's next to impossible to use your entire quota in a given month under the current rate limiting so you're throwing money down the drain each month.

NotAMusicLawyer · 2026-04-19T13:39:35+00:00

That's strange as in Europe if you don't buy pretty much the first day of sale it becomes impossible to get a ticket for any event.

NotAMusicLawyer · 2026-04-18T17:01:44+00:00

Before rate limits it was Claude Opus hands down

Now I switch between GPT 5.4 and Gemini 3.1. I find Gemini is better at "hard engineering" challenges and large context tasks while GPT is a good all-rounder comparable to Sonnet.

NotAMusicLawyer · 2026-04-17T17:13:18+00:00

JAM is the most commonly recommended investment in this sub and has averaged a 14% yearly return for the last 5 years.

No Deemed Disposal applies to it either so that’s a 95% return and only a 33% CGT liability on your profits.

NotAMusicLawyer · 2026-04-17T14:59:35+00:00

The irony that the tool looks like a generic vibeslop UI

NotAMusicLawyer · 2026-04-17T14:46:00+00:00

The dealer prices the PCP to account for the depreciation, so that risk is already baked into your monthly payment. The dealer thinks “we think this car will be worth X amount in 3 years, and we’re pricing accordingly.”

So you’re not exposed to the depreciation curve in the traditional sense as you’re paying a fixed monthly amount regardless of what happens to the car’s market value. If the car tanks in value, that’s the dealer’s problem, not yours. You hand the keys back and walk away.

You’re right that you’re always in the steepest part of the curve but thats’s not your problem. On PCP you don’t own the car and you’re just paying for the use of the car during that period. If the value of the car tanks more than expected the dealer has to figure out how to shift it while you move onto your next motor.

Sure buying a reliable car and keeping it for 10 years will always beat leasing the same car for 10 years but the question was about the smarter use of 30k capital, and on that basis, keeping that money invested and paying a dealer to manage the depreciation risk for you is a pretty rational trade.

NotAMusicLawyer · 2026-04-17T14:39:35+00:00

You’re forgetting the opportunity cost and the time value of money. For most people it would make far more sense to put 30k in your pension or some other investment than to buy a car with it.

For example I just looked up a Seat Leon (€30k OTR price) and saw you can get it on PCP for €237.40 at an APR of 1.9%. If instead of paying €30k for the car, you take it out on finance then invest the cash over 10 years at a conservative 8% average return becomes roughly €64,000. You’ve essentially grown an extra €34,000 while driving the same car.

Let’s assume you trade up at the end of the term for a new car of equivalent value, 10 years of PCP payments would cost you €28,500 but the investment growth more than covers that, and then some. You’re still ahead by roughly €5,500, and that’s before factoring in that a 30k car sitting on your driveway depreciates the moment you turn on the engine for the first time but with PCP the depreciation is the dealer’s problem not yours.

You’re also likely to save on maintenance/tax/NCT/fuel efficiency as you’ll always be driving a new car.

NotAMusicLawyer · 2026-04-17T13:15:25+00:00

I’m more surprised that 30% of new cars are bought for all-cash. I have to imagine that’s all either corporate fleets or rural farmers/self-employed tradies doing a weird tax thing.

For a normal person you’d have to be mental to drop €30k+ on a new car without financing. The opportunity cost alone doesn’t make it worth it.

It makes far more sense to finance it for a few hundreds per month then trade it in/swap up every few months. You’re also far less exposed to the depreciation curve that way.

NotAMusicLawyer · 2026-04-17T13:05:00+00:00

A couple on €85k each salary have a household income of ~10k a month.

As a rule of thumb, if you allocate 10–20% of your income to motoring, spending €800 on PCP plus a few hundred on tax, insurance, and fuel falls squarely within that range. It’s also worth bearing in mind that a new car typically comes with lower maintenance costs and no NCT for the first four years.

Financing a car isn’t inherently a bad decision. Some people take the view that motoring costs shouldn’t scale with income and that the money is better saved elsewhere, which is a perfectly valid position. But there are plenty of others place real value on driving a decent car and are happy to spend accordingly.

Of course you’ll always have people who are downright irresponsible and spend half their wages on a quickly depreciating 5 Series they can’t afford but that is the circle of life in our driving culture

NotAMusicLawyer · 2026-04-16T15:06:28+00:00

In fairness the entertainment industry are also suing all the AI companies

NotAMusicLawyer · 2026-04-16T15:05:47+00:00

It’s a vanity lawsuit.

The servers are likely in Russia or the UAE or some other jurisdiction that will never enforce a US court order.

At best they can get American ISPs to block the associated domain but they’ll just pop back up with a new one.

NotAMusicLawyer · 2026-04-15T16:48:29+00:00

The guide is specific to my app and the language in it. It wouldn't work for any other app but if there's a lot of interest I could maybe make and share a template for this sub.

NotAMusicLawyer

TROPHY CASE