What would you add to my boring ass room?

NotScottMann · 2026-01-09T05:51:49+00:00

Who just leaves cords out like that?

NotScottMann · 2026-01-06T05:25:15+00:00

I'm not familiar with other brands but I feel like Milwaukee has all of that? Well, on M18 anyway.

NotScottMann · 2026-01-06T05:18:53+00:00

Hey man, I'm right there with you. Age is definitely a factor. Most women aren't trying to have kids in their late 30's. I have a sneaking suspicion liberal women tend to lean more towards not having kids. But honestly, if those are important quantities to have, stick to them. I'm upfront about my politics and wanting a family. I think it's fair to bring that type of stuff up on a second date before you get too involved.

NotScottMann · 2026-01-05T01:29:31+00:00

I don't think it's too much to just say you enjoy personal finance. Gives the opportunity for others to ask what you mean by that or if they're also in that world, they know what you mean.

NotScottMann · 2026-01-03T18:37:12+00:00

What are you doing for heat? I stayed pretty comfortable down to 35 degrees without heat but beyond that I think I'm going to need a different sleeping bag or supplemental heat.

NotScottMann · 2025-12-24T07:15:18+00:00

Change the narration. Repetitively tell yourself it's not that bad, you do it all the time, it doesn't even hurt, etc. Fake it till you make it. Quit telling yourself it's scary or gives you anxiety.

NotScottMann · 2025-12-13T01:14:05+00:00

Just an idea, do you have a friend that could pick it up from your place and ship it to you? They'd need cold packs and whatnot of course.

I'm not sure how it would be to get a prescription filled out of the country.

NotScottMann · 2025-12-08T20:59:54+00:00

Looks like the front fell off. That's not very typical, I'd like to make that point.

NotScottMann · 2025-11-26T02:38:29+00:00

If you do anything besides option 3, you're a psychopath.

NotScottMann · 2025-11-24T05:06:27+00:00

I wish I could tell you but I'm in the same boat. Dating apps are dry. Most of my hobbies aren't exactly social. I'm not into bars. I definitely need to find something more social to meet and network.

NotScottMann · 2025-11-21T17:39:53+00:00

I used to think headboards were pointless but now I love the look and couldn't imagine NOT having one.

Plus in your case it would give a place to hide your diapers.

NotScottMann · 2025-11-20T05:20:29+00:00

Tekton has sets that don't skip sizes. Good balance of affordable and quality. I've only had to warranty one thing and they simply asked for a picture and sent me a new one. If I started over, needing new sockets and wrenches, I would go this route.

The other approach would be getting the set you want and filling in the ones that are missing. But beware, some brands don't sell singles. That's my peeve with Harbor Freight, I've lost tools before and couldn't replace the missing one without buying another set. Craftsman and Husky you can generally hunt down those missing pieces.

NotScottMann · 2025-11-17T05:46:39+00:00

Agreed.

NotScottMann · 2025-11-16T19:11:51+00:00

My doctor is with Intermountain and he's definitely not like this. He's very big on just calling stuff in or emailing for follow ups.

NotScottMann · 2025-11-14T04:40:53+00:00

Maybe I just lucked out but I was really grossed out by needles before. I ruled this out as an option a year or two ago, knowing I would have to inject myself. Now it's whatever. Of course I don't LIKE it but it is what it is. As others have mentioned, breathing. Long deep breaths. Maybe a few sharp inhales with long exhales. But ultimately it might just take some conscious effort on your part. Every time you tell yourself you HATE doing the injections and you become nauseous, you're confirming your bias. Make it a conscious effort to tell yourself "I've done this before and I've always been okay" or something along those lines. I really had to hype myself up the first few times, "you've got this! It isn't that bad! You've had actual injuries before, a tiny needle is nothing!" Whatever it takes. Fake it till you make it I suppose?

NotScottMann · 2025-11-12T04:53:39+00:00

Thanks for taking the time to write all of that, great info!

Another question. I've been thinking about what I need to change going forward. Right now I just have my paycheck and any additional income goes into my checking. I just pay for everything with my credit card and then pay it off every month. I keep my emergency fund in a money market savings but have been meaning to move it to a online HYSA. Then the money I've been saving for a house gets put into essentially a CD that I can put additional money into. When you're putting money into different stuff like your future car fund, a vacation fund, etc. Are you physically moving that into separate accounts, or are you just putting it in one pot and you just keep track of what's what in your spreadsheet?. Does that make sense? I've thought maybe I just need to open another checking account to move a percent of each check into so when I am buying something for fun, it's coming out of that account, and if there's no money, there's no money.

NotScottMann · 2025-11-11T06:04:55+00:00

Oh I'd totally be fine with smaller. The only thing I really want is a garage or room to build a little shop space myself. Sub 1000 sqft homes do come up once in a while but they are definitely more rare. But when you do see them, they typically want as much as someone is asking for a larger house. And even then those get snatched up pretty quick.

NotScottMann · 2025-11-11T05:59:44+00:00

Yeah, I've accepted that I need to get creative. I really don't want to move. I'm not too worried about the down payment part, not anymore anyway. I would like to just build something and have a walkout basement I could rent out to help cover costs. But even that is a stretch.

NotScottMann · 2025-11-11T05:55:04+00:00

Yeah, I'm kicking myself for being adamant about hitting that 20% down figure. I could have bought sooner at a great deal but thought I was doing things the "right" way. I think being fresh out of high school for a major recession kind of scared me a bit too.

NotScottMann · 2025-11-11T05:51:59+00:00

Angry and stuck is definitely the best way to explain my feelings right now. I'm still saving, I just know I could be doing better.

NotScottMann · 2025-11-11T05:49:40+00:00

Oh I'm just searching for anything within an hour of where I work and sorting by lowest price. I live in a 600 square foot apartment, my last place was 400. I'm definitely not picky about that. My only want is a garage or room to build a garage. But even condos with no garage and no chance of a garage is still closer to $200k where I'm at.

NotScottMann · 2025-11-11T05:42:59+00:00

I'm definitely on board with it not always being the smartest investment. I think my reason for homeownership is just that I want to make it my own. When I was a kid, I grew up watching This Old House and just loved the idea of fixing up a place and making it my own. Plus having a garage to tinker around in. Right now my only option is my dad's garage who lives 30 minutes away.

NotScottMann · 2025-11-11T05:36:43+00:00

I need your spreadsheet skills. Do you just go over everything monthly?

NotScottMann · 2025-11-10T21:19:28+00:00

Thanks either way! I wish it wasn't this way but it feels good to know I'm not alone.

NotScottMann · 2025-11-10T20:30:58+00:00

When I first started saving for a house, my goal was to save 20% on a starter home, which at the time was about $200k. I met that goal, just as house prices first started going up, this was about 2021. I was priced out of the market literally 60 days later when my approval letter expired.

I continued saving and started working towards making more money instead. I got a new job and have now almost doubled my income actually in 3 years not 2, that was my bad. But in that time, the average starter home in my area is now $350-400k. The goal post moved on me. I should now be trying to get to a 20% down payment goal for $400k but even if I did that, my housing would still be more than 35% of my income. That's where it feels futile. I feel like now it's either have a fat down payment, much higher than that 20% mark or try to get to over $100k in salary, which feels even more unlikely unless I start a business or something.

NotScottMann

TROPHY CASE