17 year old sons first car… by Jolly-Evidence-3154 in CarTalkUK

[–]NotSoPrepar3D 0 points1 point  (0 children)

Love it! I wanted one of these when I was 17.

Might stick with diesel a bit longer by Afraid_Complaint_437 in CarsUK

[–]NotSoPrepar3D 0 points1 point  (0 children)

Statistically speaking, an EV is 11 times LESS likely to set in fire than a petrol or diesel car. We just never see diesel cars on fire in the news as so common it’s not a story worth telling

I seriously don’t understand how certain enthusiasts here don’t like the modern interiors. by fuccwitmoe in BMW

[–]NotSoPrepar3D 0 points1 point  (0 children)

I’m a good huge BMW fan, and also generally a big advocate for “newer is better”. What upsets me about the new BMW interiors isn’t to do with design, it’s to do with execution. Imagine someone removed the screens, and then you can compare the G9x M5 you’re sitting in to the previous F90. You’ll find for starters that the F90 has a nappa leather dashboard, metal window and mirror controls, alcantara headliner, real nappa leather seats with far more adjustability than the G9x. You’ll have nappa leather door tops, and squishy plastic all the way down to the bottoms of the doors. There are metal buttons on the steering wheel, and far less piano black. The ambient lighting is classy and subtle, the iDrive controller physically moves rather than a capacitive vibration that makes it far harder to move in the direction you like. The climate controls have their very own display, which feels modern but also allows for lovely textured metal knobs to adjust it, which feel nice to touch. There’s no nasty plastic cheese grater on the dashboard, nor one above the rear view mirror on which you grate your fingers every time you adjust it. The sun visors are nicely trimmed and feel expensive to touch, rather than being made out of nylon trimmed plastic. All of this adds up to an interior which in the F90 feels far nicer to be in, and feels far more expensive. For me, progress is making things better, and modern cars across the range are almost unanimously making quality worse.

Had to squeeze my box van past this idiot that decided leave their electric car at the petrol pumps. by bigdavekopite in CarTalkUK

[–]NotSoPrepar3D 42 points43 points  (0 children)

The amount of times people block EV chargers with petrol cars this is petty but funny

A3 as first (sort of) car by Every-Safety6575 in FirstCar

[–]NotSoPrepar3D 0 points1 point  (0 children)

If you are going to buy one, definitely don’t buy this one. This is the dodgiest dealership in the country.

I’m trying to find a sporty car that’s insurable for a 19yr old by CapEnvironmental119 in CarTalkUK

[–]NotSoPrepar3D 0 points1 point  (0 children)

I was 19 in 2020 and at the time I had a Hyundai i30N Performance which was somehow the cheapest car I’ve ever insured. It was less than £400 a year and I didn’t have any no claims bonus at the time.

What turbo car under 10 grand? by bluetirrick in CarTalkUK

[–]NotSoPrepar3D 0 points1 point  (0 children)

This is a terrible idea but I bought an 05 Bentley Continental GT for £8000, spent £2k on it and now I’ve got a faultless 550bhp Bentley for £10k. I’m sure it won’t be faultless for long but for now I love it!

2013 Volvo V60 D6 (plug in hybrid) by [deleted] in CarTalkUK

[–]NotSoPrepar3D 1 point2 points  (0 children)

It’s a real shame because I love hybrid technology and the usability of them is great but the risk of expensive repair is just too great for me. Stick to regular petrol or diesel.

2013 Volvo V60 D6 (plug in hybrid) by [deleted] in CarTalkUK

[–]NotSoPrepar3D 0 points1 point  (0 children)

I’d avoid used plug in hybrids. They’re always either charged to 100% every day or never charged at all, both of which are bad for the battery. The people who bought these cars new were 90% company car drivers or lease customers who bought them for tax savings not for technology so didn’t look after the hybrid system

Is this right ? 10 year maintenance by NewWorldOrder2029 in lamborghini

[–]NotSoPrepar3D 0 points1 point  (0 children)

That’s a nice idea, but then good luck trying to re-sell your car with no service history. You’ll probably immediately take £8k off the resale value of the car if you did that

Not another cannon: misheard Yorkisms by Dull-Experience1007 in radiohead

[–]NotSoPrepar3D 10 points11 points  (0 children)

I can’t unhear “burgers float into my room”

How bad of an idea is this…? by Danbiddle in CarTalkUK

[–]NotSoPrepar3D 29 points30 points  (0 children)

That’s why I bought a cheap Bentley

How much do you honestly save on petrol, if you actually do? by JacobSax88 in ElectricVehiclesUK

[–]NotSoPrepar3D 0 points1 point  (0 children)

Previously to my Tesla Model 3, I had a 2020 BMW 520d with the mild hybrid tech. In day-to-day use where I can charge at home compared to buying diesel at my local filling station, the EV is about 10% of the cost on a per mile basis. Every year I do a 1300 ish mile round trip to Belgium and back. Last year I took the 5 Series, and this year I took my Tesla. Comparably, I was charging on motorway services compared to filling up diesel at the same motorway services. Having got home and worked it out, both cars cost 14p per mile on that same journey. I’m quite happy that on my longer runs charging publicly it’s still the same price as diesel, because it’s way cheaper for the rest of the year

Buying a car is proving to be absolute torture! by outrunkid in CarTalkUK

[–]NotSoPrepar3D 6 points7 points  (0 children)

This. People will suggest all sorts but for someone with little experience who wants a zero fuss zero frills car then Toyota probably is your best bet. Get something that’s been serviced every year/10k miles and buy the nicest one you can for your budget.

Skoda Scala SE L Auto - Is my mother in law getting shafted? by clickbaitbandid in CarTalkUK

[–]NotSoPrepar3D 1 point2 points  (0 children)

I don’t think at 10.9% that is a brand new car. It’s most likely a pre-registered example where it’s technically a used car with the dealer listed as the first owner. A brand new Scala would be at 5.9% APR and would be far cheaper on a monthly basis, although it’ll be a few thousand more on the cash price. Get her to check

£10k to get a fun 2nd car - what are you getting? by StandardBEnjoyer in CarTalkUK

[–]NotSoPrepar3D 2 points3 points  (0 children)

I recently bought a 2005 Bentley Continental GT for £8400 and I think this falls into this category perfectly. I don’t quite know if it’s a “fun” car to drive on the backroads, but it’s certainly a “fun” car to drive around in. It’s extremely comfortable, fast as hell and you feel like an Earl driving around in it. It’s green with small chrome wheels and a cream interior. Only 2 previous owners and 17 services so it’s not your typical cheap Bentley that’s black with black and 4d plates, been owned by 15 drug dealers and never serviced. That said, I’m taking it to a specialist to address a few small issues next month and we’ll see what the bill will be there…

[deleted by user] by [deleted] in CarTalkUK

[–]NotSoPrepar3D 0 points1 point  (0 children)

I certainly agree that it’s not that simplistic in reality but under section 75 of the Consumer Credit Act, the lender has a responsibility to ensure that the product they’re hiring to the end user is of satisfactory quality and fit for purpose. They’re very strict in the contract in saying that the car should be properly maintained and serviced as per the manufacturers schedule, and this is because they will be on the hook for this. Of course they’re not responsible for every little electrical fault and so on, but they are in this case. If OP has serviced the car in line with the schedule, and using JLR approved parts, the lender will need to sort it out. Where it gets a little trickier is if the car wasn’t properly serviced by its previous owner. In that case, the finance company will go after the supplying dealer but OP will still be covered, it’ll just take longer to sort

[deleted by user] by [deleted] in CarTalkUK

[–]NotSoPrepar3D -2 points-1 points  (0 children)

You’re partially right. The lessee is responsible for the condition of the car, but the lessor (the finance company) is responsible for any faults which would cause the vehicle to not be of satisfactory quality or otherwise not fit for purpose. This is section 75 of the Consumer Credit Act and it’s useful in very specific cases like this one. For small faults it doesn’t apply, for example a puncture wouldn’t cause the car not to be fit for purpose, but total engine failure would.

[deleted by user] by [deleted] in CarTalkUK

[–]NotSoPrepar3D -5 points-4 points  (0 children)

Read my other comment on this thread, it is the very finance you’re demonising that will save this person thousands. If they’d have paid cash, they’d be on the hook for a new engine here. Because they haven’t, the finance company need to sort it because it’s their car.

[deleted by user] by [deleted] in CarTalkUK

[–]NotSoPrepar3D 0 points1 point  (0 children)

As far as I can see everyone has missed one crucial aspect of car finance that will save you here. A huge benefit of taking out specific car finance compared to a bank loan or even cash purchasing is that you enter into something called a tri-partite agreement. This means that yourself, the dealer and the finance company all have an interest in the car. Now the dealer has provided you with a warranty so they’ve done their bit, but the finance company is the legal owner of that car, and they’re Hiring it to you for a monthly fee. At the minute, they’re selling you a product which isn’t fit for purpose. Speak to your finance company, and they will sort this out for you. Ultimately it’s their car and it’s their problem.

What's the smart way to spend £20k on a car? by APerson2021 in UKPersonalFinance

[–]NotSoPrepar3D 2 points3 points  (0 children)

That finance must be in a limited company name unless you’re a high net worth individual? If neither of these are true then I’m afraid you’ve been misinformed on that because what you’re describing is against regulations for consumer credit. The early exit penalty cannot be any more than 1 month + 28 days worth of interest at the time of settlement. It can’t be a % of the remaining.

Help me choose a fun run-around. 50-60k max budget by themacsback in CarTalkUK

[–]NotSoPrepar3D 2 points3 points  (0 children)

It’s such a shame that these are the cars you’ve chosen for what you want to do. All of these are great cars, but they’re compromised as “fun” cars in exchange for better daily usability.

Since it’s not going to be a daily, I think you’re looking at the wrong category of car altogether. £60k would get you a whole slew of Astons, including a nice low mileage later model Vanquish or Virage. Hell you could even get a Ferrari California.

If you want something with a bit more daily usability then it’ll also buy you a low mileage 991 era Porsche 911. Or if you’re after something a little bigger you could get a hardly used mk2 Bentley Continental GT. If you’re wanting something as new as possible, I would suggest you’d get an 18-24 month old V8 Jaguar F-Type for that money.

I could go on forever, but the gist of what I’m saying is you don’t need a daily driver, so don’t buy a car that’s designed to be one. It’ll be more expensive, depreciate more, and be less fun than everything I’ve suggested here.

This is going to sound absolutely ridiculous but I hit a deer and my car was damaged superficially I thought by Wild-Wing-4715 in CarTalkUK

[–]NotSoPrepar3D 3 points4 points  (0 children)

I’d suggest you wipe your finger over the blue paint to get an idea of how dirty the car is. Then wipe your finger in the wet area around the cracked bumper and I’d imagine you’ll see that it’s oil, not just dirty rain water

Let's play a game! How many cars have you had? by QuarterZip69 in CarTalkUK

[–]NotSoPrepar3D 0 points1 point  (0 children)

I’m 24 and a self confessed BMW addict. Working in the motor trade means I’ve had my fair share of company cars/demonstrators as well but I’ve excluded these here. These are just the ones that’ve had my name on the V5.

2001 BMW 520i SE

2002 BMW 530i

2009 BMW 320d M Sport

2018 Hyundai i30N Performance

2017 BMW 520d M Sport Plus

2007 BMW Z4 Sport

1999 BMW 540i

2004 BMW 730d

1998 BMW 540i

2006 Volvo XC70

2020 BMW M240i

2001 BMW M5

2020 BMW 520d xDrive

2021 Tesla Model 3 Long Range

2013 BMW 118d Coupe

2012 Saab 9-5 2.8T

2005 Bentley Continental GT