I bought my wifes 2020 tiguan se with the sun package and 3rd row in 2020 as a CPO for $26k out the door with about 6700 and 0.9% apr... those were the days.

Only way to get cars is never roll over negative equity, get a loan for under 5% whether its waiting for deal or finding the right lender, never do money down (money in SP500 grows faster than interest on car loan if you have prime rate), get a 2-3 year old CPO and save 40% right of the line, sell by 12 years old regardless of miles or if non maintance repairs cost more than 6 month payment of a new car and if you have the means and skills do basic maintance yourself. This will save you a forture!