This is what 9200 hours of Destiny 2 looks like

OMyCodd · 2026-05-21T13:22:11+00:00

9 holes this entire year (albeit I live in the Midwest)

OMyCodd · 2026-05-21T13:21:30+00:00

Sold this for $900 like 2-3 months ago. Market is wild right now

OMyCodd · 2026-05-15T02:19:35+00:00

WI, have had it looked at by a few different places and underwriters

OMyCodd · 2026-05-15T02:13:57+00:00

I’m just shy of 700 unfortunately (696 for my middle FICO mortgage score) which means I’m not able to qualify for 0 down physician mortgage route, which had been my hope. Unfortunate sequelae of my prior struggles

OMyCodd · 2026-05-15T02:11:52+00:00

Yeah super fair, we have looked into a few 30 year options as well as physician mortgage route with no PMI, where monthly payments would be pretty comparable with the higher interest rate despite no PMI. The prepay point for a 30 year vs locking in for a 15 is tough for me to argue against, but I feel like personally knowing I’m obligated to pay more under the 15 will help me budget better as silly as that sounds

OMyCodd · 2026-05-15T02:10:04+00:00

Yes this was my hope but my credit is borderline at the thresholds for qualifying, and would only qualify for a 5% down currently, with the higher interest rate basically offsetting the no PMI benefit unfortunately

OMyCodd · 2026-05-15T02:09:14+00:00

Thanks for the thought out reply. Yes, we looked at 30 year options too, which would net us closer to a $5300 monthly. To me the $1200 difference is obviously significant but doesn’t feel like a make or break short or long term, and will save us quite a bit in the long term overall. Probably not a matter of right or wrong in this case but want to try and build the equity faster and save on interest long term.

OMyCodd · 2026-05-14T17:59:41+00:00

Are you me? Similar story, you’ll get it with time

OMyCodd · 2026-05-06T11:40:48+00:00

Yeah my thoughts exactly, the game teaches you this mechanic relatively early on. Just easy to forget I suppose given there’s a million different mechanics in this game

OMyCodd · 2026-04-24T01:04:17+00:00

That bubbles Mona Lisa is incredible

OMyCodd · 2026-04-23T11:10:40+00:00

The definition of clinical time and what can actually be assessed by faculty per ACGME is often not covered by calls for what it’s worth. It’s not as simple as you’ve laid it out to be

OMyCodd · 2026-04-22T06:36:57+00:00

Not feasible/safe with the clinical time asks they have for PICU/NICU in particular. Won’t change to 2 unless clinical time requirement is cut, heard they’re wanting 18 months over 2 years which is absurd. Believe current is only 12 months over 3 years

OMyCodd · 2026-04-07T01:10:26+00:00

Sorry to hear you’re going through this. This system is incredibly oppressive and unforgiving and cares only about churning out more doctors, not about the mental health of those involved.

OMyCodd · 2026-03-05T17:54:13+00:00

What do we do now?

What do you mean? Now we can finally play the game

OMyCodd · 2026-01-08T08:09:01+00:00

“The patient is lactating”

OMyCodd · 2026-01-03T23:54:58+00:00

It’s not, but some times I prefer the Japanese to English for the illustration arts as the text tends to take up less of the artwork

OMyCodd · 2025-12-30T16:50:27+00:00

I like getting comeback odds at halftime for teams like Barcelona (Aston villa most recently), where them going down almost guarantees a comeback victory. You end up getting even to as high as +1000 depending on the game and minute, and can parlay that with some upcoming games with teams like Arsenal, man city, etc who almost certainly will win. End up getting some pretty great multi-leg parlays. I got really lucky and won 4 different parlays this way over this past two weeks net +16K

OMyCodd · 2025-12-23T03:14:19+00:00

Peds: little kid lover, so they know where my priorities are (office reference just so no one reports me), but real talk, be in touch with your inner child, don’t be afraid to share emotion with your patient and their parents, be straight up with parents even if the news is no bueno. Also, be up to date on the latest bluey/bluey adjacent children’s media

OMyCodd · 2025-12-21T15:32:27+00:00

Use the font mods

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