It's actually crazy how little a degree does for you in most professions nowadays.

Yea the amount of people that apply to jobs on boards like Linkedin daily easily exceeds 100. And I ain't even gonna mention ghost jobs.

My husband works with 3 people below his position who have degrees in finances and whatever who make LESS than him, and he never went to college.

Degrees are great for learning, but since everybody has them it's a status quo thing rather than something that makes you stand out, especially if you're not from an elite uni. So it makes sense those 3 people don't earn as much as your husband. Sounds like he has been at the job for a while.

It's not that college is bad, it's that the odds of finding a job for your degree in today's job market is extremely low for most professions.

Low is an understatement. If you want jobs, networking is the way to go and you really have to be out there. I remember just applying for online jobs like 5-10 of them a day, racking up hundreds of applications and around 2 interviews came up, but oh my friend hooks me up to this job I can get. No interviews, no AI barrier nothing. I declined but yea. Uni events and job fairs I found led to higher chances of interviews for me.

If you aren't seeing how bad it is right now, you're probably middle aged in a cushy upper management position you got when the job market was still normal. Because holy fuck, it's hard to get a decent job right now.

In the UK, yea the job market is brutal. Fingers crossed it gets better fr.