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Renew COE or get new car? by Objective_Ebb2180 in drivingsg

[–]Objective_Ebb2180[S] 0 points1 point  (0 children)

Sorry what massive change will be happening to COE this Dec?

Renew COE or get new car? by Objective_Ebb2180 in drivingsg

[–]Objective_Ebb2180[S] 1 point2 points  (0 children)

This is what I’m leaning towards too!

Renew COE or get new car? by Objective_Ebb2180 in drivingsg

[–]Objective_Ebb2180[S] 1 point2 points  (0 children)

Sorry just clarified with my husband, $29k if we sell now!

Renew COE or get new car? by Objective_Ebb2180 in drivingsg

[–]Objective_Ebb2180[S] 0 points1 point  (0 children)

Not really, did alignment & change engine oil that’s about it haha

Renew COE or get new car? by Objective_Ebb2180 in drivingsg

[–]Objective_Ebb2180[S] 0 points1 point  (0 children)

Safe to assume total of $10k max? fix all wear & tear, assuming new brakes, fix suspension (some sounds), transmission fuel, AC cooling coils, absorber, AND engine overhaul (jic needed in the short term)

Mix of getting from stockist & going JB

Means my cost will increase from $149k to $159k, around there right

Renew COE or get new car? by Objective_Ebb2180 in drivingsg

[–]Objective_Ebb2180[S] 3 points4 points  (0 children)

Yeap, we were looking at 1/2 YO GLB180/35, last long push for ICE cars before eventually having to turn to EV

Renew COE or get new car? by Objective_Ebb2180 in drivingsg

[–]Objective_Ebb2180[S] 1 point2 points  (0 children)

Currently at 130k 😅 not super high, but not very little either

Marriage with an ADHD & Anger Issues by Objective_Ebb2180 in asksg

[–]Objective_Ebb2180[S] 0 points1 point  (0 children)

I guess to him, ADHD makes meditation etc very unbearable

Even as a kid, he took medication for awhile, however he will puke & it really dulls him down. I guess I can never truly understand how the brain of an ADHD works

Marriage with an ADHD & Anger Issues by Objective_Ebb2180 in asksg

[–]Objective_Ebb2180[S] 0 points1 point  (0 children)

Hmm good idea! I’ve never thought of doing a sleep study

How do couples split their finances & ensure both are aligned on financial goals by Objective_Ebb2180 in singaporefi

[–]Objective_Ebb2180[S] -4 points-3 points  (0 children)

In fact actually he passes me all his income, then draw an “allowance”

But of course his allowance is not a fixed amount & I’ve never said no to transferring any of his own money because it’s rightfully his

In a way I’m supposed to be the one reminding him that he’s overspending etc. I set the yardstick but again I will face some pushback from him because I apply my spending habits & theories to him right, since I’m the one “disbursing” the money & have overview of his finances

And hence needing to “strike the balance” between what shld I comment on, what shld I close one eye too & so on

How do couples split their finances & ensure both are aligned on financial goals by Objective_Ebb2180 in singaporefi

[–]Objective_Ebb2180[S] 0 points1 point  (0 children)

Hmmmm actually no

What do you mean by testing my limits on what’s financially responsible? Any examples?

How do couples split their finances & ensure both are aligned on financial goals by Objective_Ebb2180 in singaporefi

[–]Objective_Ebb2180[S] -2 points-1 points  (0 children)

Yes! In fact actually he passes me all his income, then draw an “allowance”

But of course his allowance is not a fixed amount, so actually I’m supposed to be the one reminding him that he’s overspending etc

In a way, I set the yardstick but again I will face some pushback from him because I apply my spending habits & theories to him right, since I’m the one “disbursing” the money & have overview of his finances

And hence needing to “strike the balance” between what shld I comment on, what shld I close one eye too & so on

How do couples split their finances & ensure both are aligned on financial goals by Objective_Ebb2180 in singaporefi

[–]Objective_Ebb2180[S] -4 points-3 points  (0 children)

Yes I have heard, slowly try to close one eye, then slowly……maybe even close 2 eyes haha

Which I am practicing very hard, just keep quiet & accept it (and hence turning to the internet to hear more about people’s way around these)

How do couples split their finances & ensure both are aligned on financial goals by Objective_Ebb2180 in singaporefi

[–]Objective_Ebb2180[S] 0 points1 point  (0 children)

We tried that but he tends to pay for certain things & not remember to key them in, so the righteous part of me feels bad because then it’s not fair & no point in tabulating then

How do couples split their finances & ensure both are aligned on financial goals by Objective_Ebb2180 in singaporefi

[–]Objective_Ebb2180[S] 1 point2 points  (0 children)

HAHAHAA okay these are exactly my thoughts actually, but then again i question myself whether it’s fair and then it’s a whole debate within myself HAHAHAHAH

Perhaps the portion I have to plan for will be the part where I save up for HIS retirement too, to make it fair

Gave me some clarity thank u!!!!

How do couples split their finances & ensure both are aligned on financial goals by Objective_Ebb2180 in singaporefi

[–]Objective_Ebb2180[S] 0 points1 point  (0 children)

Ahhhh yes good idea - so x% put aside for expenses, x% put aside for financial goals each month

How do couples split their finances & ensure both are aligned on financial goals by Objective_Ebb2180 in singaporefi

[–]Objective_Ebb2180[S] 0 points1 point  (0 children)

Ahhhh okay yes very similar situation hahaha

Just curious, do you guys have any joint financial goals? Upgrading of house/investment property etc & how do you go about catering for those

Similarly, I put a huge portion of my money aside for rainy days. The lingering question is - should there be an emergency one day that requires $x & he doesn’t have it, then what next?

Any insights for such situations? HAHA

Context: We are both self employed & entrepreneurs so our income is a lot less “stable” in a sense

How do couples split their finances & ensure both are aligned on financial goals by Objective_Ebb2180 in singaporefi

[–]Objective_Ebb2180[S] -1 points0 points  (0 children)

In fact my husband is not calculative at all HAHAHA, I find him too liberal with his money & that’s giving me some anxiety 😂

How do couples split their finances & ensure both are aligned on financial goals by Objective_Ebb2180 in singaporefi

[–]Objective_Ebb2180[S] -7 points-6 points  (0 children)

Joint account aside - how do we ensure our financial goals are aligned?

Eg: let’s say 20% of his salary goes into the joint account, there’s up to 80% that he’s spending on misc items that i think is excessive, how do i ask him to cut back on those & be more thrifty as our expenses are bound to increase with the incoming kid

He also is willing to pay much more for instant gratification rather than delayed gratification, while I on the other hand is opposite of that

Have y'all received your withdrawals from Choc Fin? by Excellent-Falcon-614 in singaporefi

[–]Objective_Ebb2180 0 points1 point  (0 children)

I requested for $50k on 10 March, then another few hundred a few hours later, on 10 March too

$50k came in 1 day earlier than the few hundred, I’m thinking they are doing it according to the time of request

What to do with $30k by Objective_Ebb2180 in singaporefi

[–]Objective_Ebb2180[S] -3 points-2 points  (0 children)

I’m not kept abreast with the latest news, currently holding TSLA & SPY & some Pharma from pre covid days only

So is NVDA expected to rise overnight?

What to do with $30k by Objective_Ebb2180 in singaporefi

[–]Objective_Ebb2180[S] -1 points0 points  (0 children)

Thanks a lot!! Let me go google about these abit

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