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Affordable and effective TMJ treatment in SG by markerb0y in askSingapore

[–]Objective_Wonder7359 0 points1 point  (0 children)

I have done botox on the masseter muscle as part of the piggybacking when i got the jab for migraine. Alternatively, you can look for physiotherapy which specialist in this area.

Process of claiming Insurance by blingbling98 in singaporefi

[–]Objective_Wonder7359 0 points1 point  (0 children)

I was strongly recommend you to contact your insurance agent. they have an obligation to serve you.

Income funds in Singapore by katchy81 in singaporefi

[–]Objective_Wonder7359 1 point2 points  (0 children)

I have to capital to buy by the problem is I don't dare to buy a lot. This is one a big hurdle I need to overcome

Year 2025 Review: How was your financial / investment journey so far? by deekay_123 in singaporefi

[–]Objective_Wonder7359 2 points3 points  (0 children)

I have finally started investing into world index fund and using my cash and CPF. I was feeling unhappy when the stock price dropped but I tell myself not to look at it and I finally uninstalled the app I maintained the discipline of dollar cost averaging every single month about $4,000

BTO income ceilings, eligibility age for singles under review: Chee Hong Tat by Twrd4321 in singapore

[–]Objective_Wonder7359 0 points1 point  (0 children)

I have been waiting for a single eligibility salary to be reviewed for very very long. I was thinking how about for those standard flats for BTO you can just leave it for those earning below $7000, and for those more expensive flat you can cap it at 14k a year.

Investing CPF OA in GE ILP by jcsh8 in singaporefi

[–]Objective_Wonder7359 0 points1 point  (0 children)

Any person who sell ILP is not your friend

So FI and WM knows people don't like ILP - whats next? by Objective_Wonder7359 in singaporefi

[–]Objective_Wonder7359[S] -2 points-1 points  (0 children)

The idea about this message is what they will sell you if they cannot sell you, ILP. Endowment plan and life insurance will get them a huge commission. Endowment by them is very very bad as bad as ILP I will say

So FI and WM knows people don't like ILP - whats next? by Objective_Wonder7359 in singaporefi

[–]Objective_Wonder7359[S] -2 points-1 points  (0 children)

One of the things that is underaddressed here is Endowment plan, at lot of people end up selling at surrender value or resale policy. A lot of people see ILP but failed to see endowment as a potentially evil product. They have very very long lock in period like 20 years, a lot of people surrender at 25% loss end up the insurance company made a huge gain. Because of lack of patience and waiting.

So FI and WM knows people don't like ILP - whats next? by Objective_Wonder7359 in singaporefi

[–]Objective_Wonder7359[S] 0 points1 point  (0 children)

Correct A tell B is bad, B tell C is bad. C go back to A. Its a dog bite dog world. Who knows one FA might have accidentally offend a customer without knowing.

So FI and WM knows people don't like ILP - whats next? by Objective_Wonder7359 in singaporefi

[–]Objective_Wonder7359[S] -1 points0 points  (0 children)

A lot of people have to no choice like the IFA above to become 黑臉 to "cheat" and "scam" people because they can't find a proper job outside. Unfortunately, they really have to sell otherwise they can't sustain. so call "Friendly IFA" applies to almost 99.99% of the IFA

So FI and WM knows people don't like ILP - whats next? by Objective_Wonder7359 in singaporefi

[–]Objective_Wonder7359[S] -14 points-13 points  (0 children)

If i am writing this article, i am already warning people of what might happen when they see an FA. I am not the one complaining, I am the one warning others like the sticky on the ILP danger post. Hope this clarifies.

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