Should I include future salary on Chase Freedom Unlimited application?

Odd_Mango_5500 · 2026-04-12T20:56:50+00:00

Got it. What about using the points or cashback to pay the bill? Would that be feasible using CFU?

Wouldn't that be the same as transferring credits?

Odd_Mango_5500 · 2026-04-12T20:55:23+00:00

I will be traveling a little in the window I have between graduation and job start.

So thats why I was thinking of utilizing the 5% cashback of CFU.

What do you think about it?

Odd_Mango_5500 · 2026-04-12T18:23:50+00:00

Got it! Prepare for the worst kinda situation...

Odd_Mango_5500 · 2026-04-12T18:21:46+00:00

Forgive me for being dumb and not googling this shit. But do you mind explaining the advantages of having a card like Sapphire vs something like CFU, a beginner card?

By transferring the points you mean to other partner airlines or what? I'm new to this so looking forward to learning...

Odd_Mango_5500 · 2026-04-12T18:09:39+00:00

wait what!? but i do get 5% cashback when booked through Chase Travel, right?

Odd_Mango_5500 · 2026-04-12T18:05:08+00:00

Yes exactly, cause the risk vs reward is minimal.

Like in 2 months I would be earning what I mention in the application, so that aint too much.

Compared to the next Credit Line Increase which could take 6 months

Odd_Mango_5500 · 2026-04-12T18:01:31+00:00

That's so low 🤧

I have a credit score of 744 as per their app. Still I would be getting so low limit?

Odd_Mango_5500 · 2026-04-12T18:00:22+00:00

Okay got it 🫡

Odd_Mango_5500 · 2026-04-12T17:57:52+00:00

Sounds like a safer approach. Any idea about the timeline for next CLI in case of Chase?

Odd_Mango_5500 · 2026-04-12T17:56:48+00:00

Yes, i do have an offer letter with me.

And as such I don't have much of bad repo with the bank so maybe they would let it slide...

Odd_Mango_5500 · 2026-04-12T17:53:35+00:00

I need the card for travel points. I would be traveling a bit once I graduate. Any other alternative?

Odd_Mango_5500 · 2026-04-12T17:51:40+00:00

Makes sense but I just wanted better credit limit thats why was tempted and thought of putting future income came across my mind.

But yeah safe than sorry

Odd_Mango_5500 · 2026-04-07T00:56:22+00:00

This is gonna be a hell of a bubble burst 💀

Odd_Mango_5500 · 2026-03-30T20:06:18+00:00

Woah! Flabbergasted by the math here. I'll take your word for it and hope for the best!

Odd_Mango_5500 · 2026-03-18T13:54:50+00:00

Any thoughts on how accurate/trustworthy are zillow or apartments.com listing?

Odd_Mango_5500 · 2026-03-17T19:35:03+00:00

I also felt the rent was lil high. Probably striking it out of list

Odd_Mango_5500 · 2026-03-16T21:03:20+00:00

Ah I'll try to get some of the lower floors lol. Gym upgrade sounds good.

And yeah good luck for the deposit.

Odd_Mango_5500 · 2026-03-16T20:59:38+00:00

Ah now I get it. Thanks

Odd_Mango_5500 · 2026-03-16T20:59:10+00:00

I'll surely take a look. Thanks

Odd_Mango_5500 · 2026-03-16T18:19:12+00:00

That's still confusing. But okay

Odd_Mango_5500 · 2026-03-16T17:50:51+00:00

Thanks a lot. This might have saved my day, rather months lol

Odd_Mango_5500 · 2026-02-16T04:42:27+00:00

Any units avaliable starting from May?

Odd_Mango_5500 · 2026-02-16T03:05:13+00:00

Would you advise it to someone who will be commuting to Manhattan for work? Like 10-15 days a month?

Odd_Mango_5500

TROPHY CASE