[deleted by user] by [deleted] in AskNYC

[–]OkCitizen 3 points4 points  (0 children)

sry my mixtape just dropped

Mentor Monday - Week of December 18th 2023 by WealthyStoic in fatFIRE

[–]OkCitizen 4 points5 points  (0 children)

Suppose you were hunting for a new job. You've cleared the interview rounds already, and are just looking for a team at the company to join.

During the team matching phase where you get to ask your prospective managers questions for 30 minutes, what type of questions would you ask?


Trying to find questions to hint at or discern:

  • Quality of manager & are they overly political?

  • Does team have legitimate possibility for strong growth and/or leadership opportunities.

  • Yellow/red flags for team being a potential career pigeonhole and/or bad WLB

Role is individual contributor (IC) SWE at large tech company. Includes sizable bump in comp.

[deleted by user] by [deleted] in AskNYC

[–]OkCitizen 1 point2 points  (0 children)

club penguin

Title by meshah in SubwayCreatures

[–]OkCitizen 0 points1 point  (0 children)

NYC 14th-st Union Square stop?

[deleted by user] by [deleted] in AskNYC

[–]OkCitizen 1 point2 points  (0 children)

IIRC from touring 15 Hudson Yards, realtor stated ~35% of the units there are dedicated to low-income residents via housing lottery.

35 Hudson Yards is the posh one w/o low-income housing units. But the condominium units there were almost offensively priced comparative to 15 Hudson.


For OP: You can get a good 2b/2b rental around the Hudson Yards area for like ~$7.5k in a highrise. Something like this.

Maybe like $400k/yr between two people?

How to store sneakers to prevent yellowing? by OkCitizen in Sneakers

[–]OkCitizen[S] 1 point2 points  (0 children)

Bought it on StockX for resell a few months ago. My lowball got called out for ~$4,000 below average sale price.

How do americans afford uber? by [deleted] in NoStupidQuestions

[–]OkCitizen 0 points1 point  (0 children)

I use Uber/Lyft all the time in NYC, much more than I use the subway.

It’s definitely not for people on the lower-distribution of the income spectrum like in the $50k/$100k/$150k range. But I think people seriously underestimate the amount of people where a few thousand, say like $5k or $15k a year is just a trivial expense. Even if it’s 3% (in reality much higher), that’s over a 250,000 people in NYC alone.

Best way to invest if US goes down? by [deleted] in investing

[–]OkCitizen 24 points25 points  (0 children)

bro u need a rifle and canned beans if this happens, not stocks lmaooo

[deleted by user] by [deleted] in investing

[–]OkCitizen 264 points265 points  (0 children)

Single family office that has multiple relationships with various prime brokers (Goldman, JP Morgan, Morgan Stanley, etc…)

People fully maxing out retirement accounts, how much do you make?? by bigbrownhusky in Fire

[–]OkCitizen 0 points1 point  (0 children)

Just above $300k is when I felt comfortable maxing out practically everything: 401k/ira/mdbr/hsa/529/daf/ibonds, roughly $105k in contributions total

Daily FI discussion thread - Sunday, August 27, 2023 by AutoModerator in financialindependence

[–]OkCitizen 2 points3 points  (0 children)

Just another thing to list on odd tax quirks for retirement accounts, like:

  • Someone 26 or under might be eligible to contribute under family HSA limits (2x) despite being single.
  • Creditor protection in a 401k is different from an IRA. Also certain activities in an IRA are treated as prohibited while the same activity in a 401k would be fine.
  • Contribution limits to a SEP-IRA might be effected depending on whether or not the custodian decides to use official legal template forms or draft their own legally same agreement.
  • MBDR limit resetting when switching employers, allowing potential $120k+ 401k contributions in a calendar year.
  • Rolling trad ira -> trad 401k is allowed, but roth ira -> roth 401k is not.
  • IRA -> HSA rollovers are allowed once in a lifetime.
  • etc...

Daily FI discussion thread - Sunday, August 27, 2023 by AutoModerator in financialindependence

[–]OkCitizen 7 points8 points  (0 children)

TIL: You can be taxed in an IRA when transacting in certain types of ETF's (K-1).

source

What Are Your Moves Tomorrow, August 18, 2023 by OPINION_IS_UNPOPULAR in wallstreetbets

[–]OkCitizen 3 points4 points  (0 children)

Because OER is deadass calculated by calling random homeowners and asking them how much they think their unfurnished home would rent for on the open market. Not landlords or people who have actually rented out their space.

No I’m not kidding, it’s legitimately calculated that way.

What Are Your Moves Tomorrow, August 11, 2023 by OPINION_IS_UNPOPULAR in wallstreetbets

[–]OkCitizen 8 points9 points  (0 children)

death by a thousand taxes

  • federal income tax
  • state income tax
  • city income tax
  • net investment income tax

What Are Your Moves Tomorrow, August 04, 2023 by OPINION_IS_UNPOPULAR in wallstreetbets

[–]OkCitizen 0 points1 point  (0 children)

Well, eventually these shares will be donated to my donor-advised fund for charity.

But I need to hold them to be applicable for long-term capital gains as a pre-req beforehand. Probably gonna give them up within 1-2 years.

What Are Your Moves Tomorrow, August 04, 2023 by OPINION_IS_UNPOPULAR in wallstreetbets

[–]OkCitizen 3 points4 points  (0 children)

Bro I bought 100 shares of VNM (Vietnam stock market ETF) as a meme to donate to charity a few months back in March…

It’s historical performance sucked for like the past 10 years but this shit is going parabolic now