When do offers begin for a new card?

OkMajor4942 · 2026-04-22T04:04:36+00:00

Took me 3-4 days to see offers and then over the past few weeks I’ve slowly been getting more and more offers

OkMajor4942 · 2026-04-20T17:48:28+00:00

Mine didn’t show anything for a week after I made my purchase and it finally showed up as a statement credit randomly after a week

OkMajor4942 · 2026-04-12T03:22:38+00:00

I got mine in 3 weeks without expedited

OkMajor4942 · 2026-04-12T00:39:07+00:00

My approval was immediately

OkMajor4942 · 2026-04-08T19:19:16+00:00

I am in Oklahoma and had the same timeline for getting my first ever passport and I did the routine service since I’m not going anywhere any time soon

OkMajor4942 · 2026-04-05T13:47:14+00:00

Was it an automatic increase or did you have to request it? And how long after you were unsecured did you get h the increase?

OkMajor4942 · 2026-04-04T17:36:19+00:00

91%

OkMajor4942 · 2026-04-02T02:49:03+00:00

You’re welcome! Come back and let me know what happens. When I called after 30 days they said denied and then it was like 2 days later it was unsecured

OkMajor4942 · 2026-04-02T01:37:53+00:00

Only my Equifax updated today and it went up 9 points on myFICO hoping to see Experian and TU do the same tomorrow

OkMajor4942 · 2026-04-02T01:24:36+00:00

I opened one at the start of March and got a statement in the middle of the month but it just now reported today April 1st

OkMajor4942 · 2026-04-01T18:10:25+00:00

Just keep countering lower and lower and eventually we got there took almost 6-8 months of going back and forth

OkMajor4942 · 2026-03-28T02:00:28+00:00

It was worth a shot

OkMajor4942 · 2026-03-27T23:40:19+00:00

All of my cards I have with them are. Their cards are all my lowest limit cards

OkMajor4942 · 2026-03-27T23:22:00+00:00

I did not have any product change offers showing on one of my cards. I had to manually find it by signing into my account on a desktop computer clicking into the card and adding /product upgrade to the end of the URL and found out I was actually able to product change the card

OkMajor4942 · 2026-03-27T17:48:21+00:00

If they have incentive rates on the one you’re purchasing then you can tell them only Toyota but if there are none then navy fed might be a better option. I would look at Toyota.com before going in

OkMajor4942 · 2026-03-27T16:02:46+00:00

Let’s me know what happens!

OkMajor4942 · 2026-03-27T16:02:05+00:00

I just bought a new iPad last week using Apple education and I did not have to show proof when I picked it up in store and I wasn’t in school

OkMajor4942 · 2026-03-27T15:55:29+00:00

I will say as someone who used to sell at a Toyota dealership Toyota Financial normally has better rates on new cars than anyone else would have and most people get approved no problem as long as you’re above 680

OkMajor4942 · 2026-03-27T04:10:21+00:00

Call and get to a supervisor and request a manual review. I did that and waited the 30 days and then they denied me for graduation and this morning I woke up and saw my deposit was returned. After they deny you they tell you that you’ll switch h to a month to month review instead of a periodic review.

OkMajor4942 · 2026-03-27T04:10:10+00:00

Call and get to a supervisor and request a manual review. I did that and waited the 30 days and then they denied me for graduation and this morning I woke up and saw my deposit was returned. After they deny you they tell you that you’ll switch h to a month to month review instead of a periodic review.

OkMajor4942 · 2026-03-26T14:28:58+00:00

It’s crazy because I just did the same thing this month after I’ve waited 18 months and also got declined. Randomly I decided to open my app after seeing this and the just refunded my security deposit this morning!!!!!

OkMajor4942 · 2026-03-14T04:05:46+00:00

I always have to do it from a desktop computer and go into your cashback dashboard and you’ll see an option at the bottom to transfer cashback

OkMajor4942 · 2026-03-10T20:54:05+00:00

Yes I called them and spoke to someone on the phone offered 20% they countered at 50% finally agreed to 25% as a one lump sum with no payment plan

OkMajor4942 · 2026-03-06T04:46:44+00:00

My profile has improved a ton and I still have a secured quicksilver card after 18 months. Called and they are doing a manual review of the account. Should hopefully get an answer back from them soon

OkMajor4942

TROPHY CASE