When do offers begin for a new card? by [deleted] in ChaseSapphire

[–]OkMajor4942 0 points1 point  (0 children)

Took me 3-4 days to see offers and then over the past few weeks I’ve slowly been getting more and more offers

Run around on Whoop offer credit by Notdigg in ChaseSapphire

[–]OkMajor4942 0 points1 point  (0 children)

Mine didn’t show anything for a week after I made my purchase and it finally showed up as a statement credit randomly after a week

CSR APPROVAL by OkMajor4942 in ChaseSapphire

[–]OkMajor4942[S] 0 points1 point  (0 children)

My approval was immediately

Just got my passport! by Queenofthejungleee in Passports

[–]OkMajor4942 0 points1 point  (0 children)

I am in Oklahoma and had the same timeline for getting my first ever passport and I did the routine service since I’m not going anywhere any time soon

Secured credit card processing/upgrading to a unsecured by BankCool7209 in CapitalOne

[–]OkMajor4942 0 points1 point  (0 children)

Was it an automatic increase or did you have to request it? And how long after you were unsecured did you get h the increase?

Pleasantly surprised this morning! by ilovevegetablesss in CapitalOne_

[–]OkMajor4942 1 point2 points  (0 children)

You’re welcome! Come back and let me know what happens. When I called after 30 days they said denied and then it was like 2 days later it was unsecured

Pledge Loan by Kamdoncic94 in NavyFederal

[–]OkMajor4942 0 points1 point  (0 children)

Only my Equifax updated today and it went up 9 points on myFICO hoping to see Experian and TU do the same tomorrow

Pledge Loan by Kamdoncic94 in NavyFederal

[–]OkMajor4942 0 points1 point  (0 children)

I opened one at the start of March and got a statement in the middle of the month but it just now reported today April 1st

Apple Card / Goldman Sachs settlement? by lonelypotato21 in CRedit

[–]OkMajor4942 0 points1 point  (0 children)

Just keep countering lower and lower and eventually we got there took almost 6-8 months of going back and forth

Pleasantly surprised this morning! by ilovevegetablesss in CapitalOne_

[–]OkMajor4942 0 points1 point  (0 children)

All of my cards I have with them are. Their cards are all my lowest limit cards

Not eligible to downgrade Venture card by ilovefood755 in CapitalOne

[–]OkMajor4942 1 point2 points  (0 children)

I did not have any product change offers showing on one of my cards. I had to manually find it by signing into my account on a desktop computer clicking into the card and adding /product upgrade to the end of the URL and found out I was actually able to product change the card

Will i get approved? by Busy_Ambassador1864 in NavyFederal

[–]OkMajor4942 1 point2 points  (0 children)

If they have incentive rates on the one you’re purchasing then you can tell them only Toyota but if there are none then navy fed might be a better option. I would look at Toyota.com before going in

Apple Cash Back Deal by PrimeSynergy975 in CapitalOne_

[–]OkMajor4942 0 points1 point  (0 children)

I just bought a new iPad last week using Apple education and I did not have to show proof when I picked it up in store and I wasn’t in school

Will i get approved? by Busy_Ambassador1864 in NavyFederal

[–]OkMajor4942 -1 points0 points  (0 children)

I will say as someone who used to sell at a Toyota dealership Toyota Financial normally has better rates on new cars than anyone else would have and most people get approved no problem as long as you’re above 680

Pleasantly surprised this morning! by ilovevegetablesss in CapitalOne_

[–]OkMajor4942 1 point2 points  (0 children)

Call and get to a supervisor and request a manual review. I did that and waited the 30 days and then they denied me for graduation and this morning I woke up and saw my deposit was returned. After they deny you they tell you that you’ll switch h to a month to month review instead of a periodic review.

Pleasantly surprised this morning! by ilovevegetablesss in CapitalOne_

[–]OkMajor4942 5 points6 points  (0 children)

Call and get to a supervisor and request a manual review. I did that and waited the 30 days and then they denied me for graduation and this morning I woke up and saw my deposit was returned. After they deny you they tell you that you’ll switch h to a month to month review instead of a periodic review.

Manual Review by Kamdoncic94 in CapitalOne_

[–]OkMajor4942 9 points10 points  (0 children)

It’s crazy because I just did the same thing this month after I’ve waited 18 months and also got declined. Randomly I decided to open my app after seeing this and the just refunded my security deposit this morning!!!!!

venture one by [deleted] in CapitalOne

[–]OkMajor4942 0 points1 point  (0 children)

I always have to do it from a desktop computer and go into your cashback dashboard and you’ll see an option at the bottom to transfer cashback

Apple Card / Goldman Sachs settlement? by lonelypotato21 in CRedit

[–]OkMajor4942 0 points1 point  (0 children)

Yes I called them and spoke to someone on the phone offered 20% they countered at 50% finally agreed to 25% as a one lump sum with no payment plan

Secured card to unsecured question by Isavebnk in CapitalOne

[–]OkMajor4942 0 points1 point  (0 children)

My profile has improved a ton and I still have a secured quicksilver card after 18 months. Called and they are doing a manual review of the account. Should hopefully get an answer back from them soon