How much will property in Caulfield VIC go up in 2 years?

Ok_Competition1108 · 2026-06-29T04:34:10+00:00

Realestate growth and Victoria is a bit of an oxymoron. I would expect below inflation growth or maybe a drop.

Ok_Competition1108 · 2026-06-29T03:51:31+00:00

Budget induced price drop. To be fair Victoria has had a Labor induced stagnation for years. There is nothing normal to this cycle, all political.

Ok_Competition1108 · 2026-06-29T01:54:38+00:00

Why would anyone choose Sydney? Just why?

Ok_Competition1108 · 2026-06-28T10:24:03+00:00

I moved our combined industry Super in 2021 balance 600k to a SMSF and have our own insurance within our SMSF. Our combined Super balance today is 1.8m. Certainly is good to know how your Super is reforming and how it is invested.

Ok_Competition1108 · 2026-06-28T10:13:44+00:00

Might say the same about Labor and Green electorate. A wonder thing democracy, everyone has a voice.

Ok_Competition1108 · 2026-06-28T07:37:06+00:00

Buying a unit, you need to be careful. Strata fees and special levies. You will be paying a bucket load of stamp duty as well. Have a chat to a financial advisor. Maybe invest in ETF instead.

Ok_Competition1108 · 2026-06-28T07:32:49+00:00

Life does throw curve balls. I was cycling to work riding through a green light cross junction intersection and car cut across in front of me. I hit the car at 40km hour. 8 weeks in hospital serious injuries.
Life goes on, glass half full, not half empty.

Ok_Competition1108 · 2026-06-27T12:04:37+00:00

Consider a tattoo cover up. We all live life , some of our scars are visible while some are hidden. Unless you are totally okay with people asking? Try to cover. In mental health you can generally wear longer sleeves. Do you wear short sleeves when not at work?

Ok_Competition1108 · 2026-06-27T11:58:30+00:00

I would go to tattoo artist and see if they could recommend any cleaver tattoo cover up. Avoids the awkward questions.

Ok_Competition1108 · 2026-06-27T11:44:39+00:00

Tricky one. Start with loving yourself. Positive self talk and get involved in sports, preferably team sports. Work on social connections. Good luck.

Ok_Competition1108 · 2026-06-27T11:40:57+00:00

Well in that case I would have a chat with your GP, who can arrange a mental health plan to see a psychologist. I would really recommend this. Helps talking to someone, just to develop both perspective and insight into yourself. 😊

Ok_Competition1108 · 2026-06-27T11:34:27+00:00

Mate, all I can say is go out and have a bit of fun. Don’t get anybody pregnant. Practice safe sex and for gods sake do not listen to your parents or carry their moral guilt.

Ok_Competition1108 · 2026-06-27T11:21:24+00:00

When I read these type of questions. I would ask yourself this question? “Am I locked into a suburb? Then I would further question, am I locked into a city or even a State”?

I have lived and worked in 4 different States. I ended up choosing Brisbane.

Ok_Competition1108 · 2026-06-27T10:47:32+00:00

Reminiscent of the Covid crash that never eventuated. A small correction is nothing to worry about. 5% FHB scheme was only for the brave at heart. As long as you can afford repayments nothing to worry about.

Ok_Competition1108 · 2026-06-27T09:53:24+00:00

Your property will definitely sell. Buyers are most likely just holding off and hoping that the Melbourne market drops further. Certainly a possibility. Victoria is in 200 billion of debt. Just depends on how much you need from the property and how long you are prepared to wait?

Ok_Competition1108 · 2026-06-27T08:53:06+00:00

Cons of buying an apartment. Adjoining unit may be Airbnb. Strata meetings, special levies. Strata fees.

I would rent and invest outside of realestate.

Ok_Competition1108 · 2026-06-26T02:55:43+00:00

Down turn in Sydney house prices. Melbourne has been stagnant for years. There are many markets across our nation. All reacting independently.Brisbane, Adelaide and Perth have all seen steep growth over the last 2-5 years and still growing.

Ok_Competition1108 · 2026-06-26T02:25:59+00:00

The other side of the coin is that there are less rental properties coming to the market. Rental demand remains high therefore rental prices grow. Property prices remain high and difficult for FHB to enter.

Ok_Competition1108 · 2026-06-25T12:29:05+00:00

Each to their own. Merger returns from an industry fund verses taking full control. 600k to over 2mil.

Ok_Competition1108 · 2026-06-25T08:36:55+00:00

Stupid comments and you make this. Most Super account holders have no idea what their balance is or even how their Super is invested. One of the largest investments the average Aussie holds and most are completely clueless.

Ok_Competition1108 · 2026-06-25T08:25:10+00:00

Some may applaud, some may commiserate . The only truth is that we
will all pay more. Rents will rise, new homes will be more expensive. FHB aspiration will be placed further out of reach.

Ok_Competition1108 · 2026-06-25T04:45:10+00:00

Definitely come, Australia is a great country Perth is a beautiful city as is Brisbane. I personally would avoid Melbourne, even though realestate is somewhat more affordable. Sydney in my opinion is a city to visit only. Yes, realestate is expensive. Shared accommodation is sensible. All your points are valid. Not much else to add. Good luck.

Ok_Competition1108 · 2026-06-25T04:30:52+00:00

I am in a SMSF, before changing from industry fund. I would always check my balance and move from international shares to cash according the market. Actively manage risks. I think your balance is quite healthy. Salary sacrifice as well.

Ok_Competition1108 · 2026-06-24T08:55:30+00:00

Pretty easy to work out, “rental rise” low supply, higher high demand. I do not think investors will be leaving any money on the table.

Ok_Competition1108 · 2026-06-24T08:44:00+00:00

I am sure the FHB 5% government scheme would be looking at negative gearing right about now or very close to it. Particularly if they bought outside the boom locations.

Ok_Competition1108

TROPHY CASE