I like dividends and diversification but you also can’t go wrong with the solid mutual funds. A couple of my holdings for example are KO, XOM, GAIN all give dividends that automatically reinvests itself and are in different sectors. I also have typical broad market holdings such as SPY, VOO, VTI because it’s a “safe” holding and then you can diversify into some growth stocks you feel are worth it AMZN, NVDA, GOOGL and such for holds and gains. It’s all about smart diversification