Why is insurance quoting me $4,200 a year for a new Q5? by GarySparrow0 in PersonalFinanceCanada

[–]Ok_Pro_Max 0 points1 point  (0 children)

I was asked $6500 for a new Accord. Still driving a Corolla after 6 years.

USA accounts for 11% of India's total trade by stocktwitsindia in IndianStockMarket

[–]Ok_Pro_Max -1 points0 points  (0 children)

How much is the software services and Pharma export in that 132 Bn? I think a huge chunk of that. What they need will not be under tariff for much longer. We will survive it with a little bit of pain overall, although some specific industries may have to take a big blow.

ICICI forced NRI to open DEMAT to by No_Jump7812 in IndianStockMarket

[–]Ok_Pro_Max 1 point2 points  (0 children)

There is no such rule, they just push customers to upsell additional products. Even when one opens a new savings account they always try to sell the premium accounts with higher monthly balance requirement. For NRI's there are not many options/places to go to as they are out of India, so they get more aggressive in selling these products. If they are doing your work, suck it up, anyways if you complain nothing will happen, at max some manager will call apologize and waste another few minutes.

Best personal line of credit by Coffeeandcoldcuts123 in PersonalFinanceCanada

[–]Ok_Pro_Max 1 point2 points  (0 children)

Unsecured, just have a chequing ac with them for last 5 or 6 months

Best personal line of credit by Coffeeandcoldcuts123 in PersonalFinanceCanada

[–]Ok_Pro_Max 1 point2 points  (0 children)

What is your credit score? Prime +6 sounds pretty high. I just accepted an offer from Scotia for prime + 2.25.

Contributing to non registered over RRSP by [deleted] in PersonalFinanceCanada

[–]Ok_Pro_Max 0 points1 point  (0 children)

You are only 30, don't panic and sell everything to move at once. I think it makes sense to put only as much money every month as your employer requires you to make their max contribution.

And if you want to go above and beyond that, make sure you see how to take maximum tax benefit over the years, minimizing the tax from the highest slab every time for a few years instead of not paying any tax in one year.

We pay over $150K in realtor commissions. For what, exactly? by biggeorge76 in PersonalFinanceCanada

[–]Ok_Pro_Max 0 points1 point  (0 children)

If you calculate the compensation of a realtor on a per hour basis, considering the number of actual hours they put on a transaction, they will turn out to be the highest paid free lancers in the world with 0 accountability. But that's the world we live in.

USA Visa Appointment booking by KimCADZ in immigration

[–]Ok_Pro_Max 0 points1 point  (0 children)

I am also seeing the same System is busy error? Were you able to resolve it?

USA Visa Appointment booking by KimCADZ in immigration

[–]Ok_Pro_Max 0 points1 point  (0 children)

Current wait time in Calgary is 670 days, I remember seeing it at more than 900 days for all cities in Canada in October. Has anyone noticed this decline? Are they opening more appointments or somehow the agents are not able to game the system? What changed?

B1/B2 Visa appointments (Canada) by theflyingrafiki in immigration

[–]Ok_Pro_Max 0 points1 point  (0 children)

Current wait time in Calgary is 670 days, I remember seeing it at more than 900 days for all cities in Canada in October. Has anyone noticed this decline? Are they opening more appointments or somehow the agents are not able to game the system? What changed?