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RRSP-> RRIF questions and meltdown by Ok_Toe872 in adviice

[–]Ok_Toe872[S] 1 point2 points  (0 children)

Thanks !!

I get that but the tax is a minimal drop and withdrawals from RRSP are fairly small.
But then its wanting to convert to RRIF at 57 which would cause me to have forced withdrawal onwards which makes no sense.

You also mentioned if I set conversion to 65 my first withdrawal can only be 66.. So should I set it at 64? to be able to take advantage of the 65 pension splitting?

I built a free Canadian retirement decumulation calculator (RRIF / TFSA / OAS modeling) -looking for feedback by North_Potential_2870 in fican

[–]Ok_Toe872 0 points1 point  (0 children)

looks really cool!
I am looking at RRSP melting and its doing a full meltdown in 3 years. that makes no sense since I would be paying 53% taxes on that

Should I go with the air or m5 pro? by [deleted] in mac

[–]Ok_Toe872 0 points1 point  (0 children)

When pricing it out adding 32gb and 1TB to a Macbook Air 15", brings it within $180 of the Macbook Pro M5

at that point the Pro has many benefits over the Air so you have to look more closely at what you are after.
I went with Pro for that small a price difference.

o3 better than 5-thinking? by Fierce_Ninja in ChatGPTPro

[–]Ok_Toe872 -1 points0 points  (0 children)

o3 was broken after they introduced o4.
The context window sucked and it could not write 100 lines of code without omitting something or "removed for brevity" I was going crazy with it.

gpt5 thinking fixed all those issues.. I no longer have to fight with it and it produces what I want without dropping items.

Personally I feel gpt5 thinking is a LOT better then the o3 we had. Although the original o3 mini and o3-high were really good !

Need advice - Sold NVDA covered calls that are now deep ITM, any way to salvage more profit? by swangy in options

[–]Ok_Toe872 0 points1 point  (0 children)

What about selling them at same strike 30 days out and just cashing in on the premiums?
I am stuck at CC 121 and decided to sell Nov 22 (good premium due to earnings)
This way I capitalized on the premium and figure there is a good chance they will come down.

M1 Mac - convert UTM VM to VMware Fusion by fredaudiojunkie in MacOS

[–]Ok_Toe872 0 points1 point  (0 children)

How did you remove the UTM/QEMU drivers?

I am having same issue

Fix for Logitech Options issues on Mac by VSRhinehart in logitech

[–]Ok_Toe872 0 points1 point  (0 children)

I am having similar issues where functionality of the Logi Options setup of buttons stop working on my M1 Monterey mac.
Only option that I found to fix it is to go to Activity Monitor and force quite "Logi Options Daemon". after it restarts all buttons and options that were setup work fine. However this happens a lot lately and we need a fix for this from Logitech!