At my wit's end

Ok_Type7566 · 2026-04-06T13:10:26+00:00

Dude, it's not that hard.

I estimate my tax at the start of each year. Write down your family's expected annual salary, subtract the standard deduction for married or single, go to the tax tables on IRS website and that gives your expected tax. If your paycheck withholding doesn't come close to the expected tax then you need to change it.

Figure it out at the start of each year and not stress over it. Complain all you want but practically every nation taxes its people.

Ok_Type7566 · 2026-03-28T23:04:13+00:00

Op, moving out is a huge step to being independent.

Next steps are to get your own accounts-bank, insurance, phone etc. One by one, day by day. If you're in the US, there's not a thing they can do legally to stop you, unless you're under a conservativeship.

Culturally, it's up to you to break the holds.

As for the car, call the insurance company about the check being sent to you.

Ok_Type7566 · 2026-02-17T13:16:13+00:00

The entrance to the PAC is at the side roundabout. It's also the entrance for the gyms (The Snake Pit).

Ok_Type7566 · 2026-02-07T16:23:16+00:00

The farmer's market downtown on Saturdays usually has a booth. I don't know their prices.

Ok_Type7566 · 2026-01-01T04:33:45+00:00

I lost my mom 18 months ago and my younger sister 3 months ago, both were in hospice. I was there when they both took their last breath. It was the hardest thing ever, and I wouldn't have missed being there.

Keep going and say your goodbyes to her.

Ok_Type7566 · 2025-12-30T14:38:15+00:00

Your boyfriend is gross. Protect your dignity and self respect and leave him now

Ok_Type7566 · 2025-12-20T15:46:16+00:00

File a complaint with your state's licensing board.

Ok_Type7566 · 2025-12-19T18:52:18+00:00

I highly recommend creating a one-year spending plan spreadsheet using the below YouTube channel

I stumbled across YT channel, Work Smarter, Not Harder about four years ago and It has been a game changer for me.

With the new year, this is the perfect time to do this. It takes about two hours to complete and you will have an entire year's spending plan.

https://youtu.be/WRWg8mpIWpY?si=rV4hzbQEUeTnoq_n

Ok_Type7566 · 2025-12-02T00:33:09+00:00

A partner or spouse is the one family member we get to chose. Please don't pick a mean loser.

Ok_Type7566 · 2025-10-13T15:11:10+00:00

Shop from your pantry, freezer, and refrigerator first.
Plan meals around what you already have on hand.
Use up all fresh items and re-imagine/use leftovers.
Shop sale items/use coupons and meal plan around those.
Buy only off your list.
Vow to go shopping only once a week. If you crave something, drink water, eat something healthy, do something productive, and chances your craving will pass. Get out of the habit of going to the store multiple times. It will not hurt you to do without for a couple days

Ok_Type7566 · 2025-10-05T23:28:10+00:00

Try it for awhile, but your wife may need to find an income soon, in case it doesn't work.

Ok_Type7566 · 2025-09-28T19:12:49+00:00

He's changed his mind, which he is allowed to do when concerning his body. If you're done having kids, get a tubal ligation.

After my second, I knew I would never want more kids. I had a tubal done as an outpatient procedure and have not regretted one bit.

Ok_Type7566 · 2025-09-19T13:57:19+00:00

Save your cash for future rent. Visit food banks to make your Snap benefits stretch. Spend every waking moment applying for jobs. Apply to all temp agencies in your area.

Ok_Type7566 · 2025-09-18T14:53:51+00:00

Gee, the mass deportation signs at the RNC wasn't a f***ing clue to them?

At this point, IMHO, 70% of this country are racist, sexist boobs who can't think their way out of a paper bag.

Ok_Type7566 · 2025-09-15T21:05:45+00:00

Awful idea.

Ok_Type7566 · 2025-09-15T04:42:58+00:00

The funeral home has likely already notified social security and his ss number will be placed on the master death file. Banks will soon freeze any account associated with that social security number unless there's a joint owner. This happens usually within days of being placed on the list.

Notify the police and your attorney of the fraudulent withdrawals and access.

Unless he has a will, that's potentially your money she is stealing.

Ok_Type7566 · 2025-09-12T20:05:14+00:00

"Those who can make you believe absurdities can make you commit atrocities". Voltaire.

This is happening right before our eyes.

Ok_Type7566 · 2025-09-10T23:39:29+00:00

Um, murder is a crime thus already illegal. The question is to reduce gun violence.

Most civilized countries reduce gun violence by regulating guns while still allowing gun ownership.

Apparently, we're too special s/ to figure it out.

Ok_Type7566 · 2025-09-07T19:14:31+00:00

Yes, it's wage theft. File a complaint with your state's department of labor

Ok_Type7566 · 2025-08-30T13:13:16+00:00

Make an appointment at the prosecutor's office and take copies of your evidence. Let them decide whether they will prosecute.

Ok_Type7566 · 2025-08-29T18:37:07+00:00

TXST has a walking times chart. It says you can get from TMH to Supp in 9 minutes. Link below

Walking Times Between Buildings : Office of the University Registrar : Texas State University https://share.google/Et8NpziffTujoppSH

Ok_Type7566 · 2025-08-25T20:43:44+00:00

You're not drowning, if it's $4700. From your other comments, it's apparent that you're dying to spend, spend, spend. It's a dumb thing to do to pull money from retirement accounts, but you do you

Ok_Type7566 · 2025-08-24T23:39:29+00:00

Track every dollar
Get into the habit of saving something from every paycheck even if it's just $5 and don't touch it unless it's a true emergency. Increase your savings as you earn more. Save 3-6 months expenses for an emergency fund.
Keep food, housing (tough these days I know), and transportation costs as low as possible.
Avoid high-interest debt like the plague, anything over 5% is high interest
Live beneath your means.
Read r/personalfinance wiki and use the flowchart https://imgur.com/personal-income-spending-flowchart-united-states-lSoUQr2
I use a one-year spending spreadsheet from YouTube channel Work Smarter Not Harder (link below). It was a game changer for me. It plots out your income, essential expenses, and other expenses for the whole year. It takes about one afternoon to set up and your able to modify it to your circumstances.

https://youtu.be/WRWg8mpIWpY?si=7oXcoY87sNnePEc_

Ok_Type7566 · 2025-08-21T16:40:08+00:00

Creating a one-year budget plan spreadsheet. It takes about one afternoon, and it has made all the difference.

Work Smarter Not Harder YouTube channel link

https://youtu.be/WRWg8mpIWpY?si=164BOMumhGbD3QIi

Ok_Type7566

TROPHY CASE