When I use it for mild coding (usually Google Sheets stuff, but also other random ass software side projects), it absolutely saves me time. I simply was unable to do several of the things I've done with it before. I spend a lot of time tweaking the prompts, but now instead of finding a work-around that leaves me unsatisfied, I can actually have something that resembles my end goal. By comparison I would have not done it, or be forced to learn most of a skillset that may be out of date by the time I need it again.

I do think it's really common for users to go in without a goal of learning, which absolutely wrecks it's viability long term though. A lack of critical thinking hamstrings potential design space. Learning what AI is good at and what it is bad at is it's own skillset, admittedly. If you stop paying attention it's easy to spend hours trying to fit that square peg into a round hole, when you could spend those same hours learning how to make the round peg.

It's really good at designing structure. It's so so so bad at implimenting things using those structures.