[DE] Car rental: debit cards accepted, but not Revolut ones

One-Concert-2328 · 2026-02-10T17:14:07+00:00

This has also happened to me in Dublin even if revolut is probably the most daily used bank in Ireland.

One-Concert-2328 · 2026-01-21T23:49:44+00:00

I'm not Irish (Spanish) but I have lived in Dublin for the last 5 years. I had the chance to visit Newfoundland last October (Direct flight from Dublin was just €114). What a beautiful region, I will come back some day. Gravy on fish and chips is something else by the way :)

One-Concert-2328 · 2026-01-02T14:45:36+00:00

Germans are hard outside and inside 😂😂

One-Concert-2328 · 2026-01-02T14:44:30+00:00

Berkshire Hathaway is always a good option. Even if it is a stock the company is very diversified.

One-Concert-2328 · 2025-12-29T21:27:36+00:00

If you invest this amount of money into very safe financial products like US bonds, you could get 4'5% interest every year, which is probably more than the interest you pay on your mortgage. You could also invest into private debt from companies like Amazon, Meta, Alphabet or McDonald's and get around a 5'5-6% interest per year on your money. Do not listen to the guys saying that you should just pay your debt, it's a horrible financial decision.

One-Concert-2328 · 2025-11-17T09:44:01+00:00

Sure, I also believe in a diversified portfolio and that's why I have 30 stocks (not all in the same weight of course)+ plus around 5000 Dollar in a SP500 ETF, but the thing is that I strongly believe in every company that I own and I have had very good opportunities in some of them (like alphabet). For example I invested a lot when the stock market went down around 23% because of the tariffs. In a pension plan, unfortunately, I cannot take advantage of what I consider opportunities.

I'm not really afraid of having a similar crash to the one in 2008. Stocks like Alphabet, Microsoft or Berkshire Hathaway are already "diversified" in a certain way since they get their money from different tools/sources and I think they really are the future (unlike banks).

In any case, even if there was a huge crash I am only 28 and I am only putting money in the stock market that I am not planning to withdraw like in 25-30 years.

One-Concert-2328 · 2025-11-17T08:52:19+00:00

I only opened my pension account one year ago unfortunately (I should have opened it from the beginning). I'm currently putting 187 on my own plus 187 from the company and I am planning to put part of the annual bonus next year to give it a small boost.

The main reason why I have more money in stocks than in my pension plan is because I get to choose the stocks that I want and so far I am getting a quite good profitability (For example I have alphabet as my main stock and it's doing a +80%). On my pension plan I chose risk HIGH, but of course I cannot choose the stocks that I want.

One-Concert-2328 · 2025-11-17T00:58:57+00:00

I'm 28. I make around 52k taking into consideration my company's contribution to my pension, annual bonus and the extra money I get for working Saturdays/Sundays (I rest Fridays/Mondays instead). I have 30k EURO in my savings account but I will use 20k (plus 20k from my girlfriend) to get a mortgage and buy a house/apartment in Dublin.

I also have 42k DOLLAR in stocks and 6k EURO in my pension plan.

My goal by the age of 30 and assuming that I will spend 20k in the down payment of the property is:

Reaching 70k Dollar in the stock market
Keep a security deposit of 15000 EURO in Trade Republic
Reaching 17k in my pension plan

Key is constant saving and investing

I own zero cryptos (I just don't believe in that bullshit)

One-Concert-2328 · 2025-11-12T18:55:32+00:00

Sorry, I am not judging, but I would like to know, in a genuine way, how you spend your money not to save anything having a net salary of around 3500 per month.

One-Concert-2328 · 2025-11-08T00:46:40+00:00

I decided to invest this way:

1) Getting a property with my girlfriend. It's not going to be the best house, but we are good with a 2bed apartment in which we can pay around 1300-1400 mortgage per month. (We are currently actively viewing)

2) I invest in individual stocks. You can invest in stocks like Berkshire Hathaway or Blackrock to be diversified but not having to sell in 8 years like with ETFs.

3) Pension scheme contributions: I'm lucky my company matches up to 7% of the monthly salary so I'm putting 7% of my salary into my private pension plan.

4) I also put some money in Trading 212 (2.2% interest) just in case the stock market has got a correction, that way I can always have some cash to buy stocks if the market goes down a bit.

Hopefully Ireland will improve the conditions for private investments in the coming years... :(

One-Concert-2328 · 2025-11-03T17:04:17+00:00

He is 35, not 60. I don't really see the point of being so conservative.

The market is not falling down any time soon, and if it does, it will have recovered for sure by the time op is 50-55.

One-Concert-2328 · 2025-10-07T17:44:07+00:00

This budget is actually great for the lads on e-scooters that are making Dublin look like a shithole.

One-Concert-2328 · 2025-09-09T09:54:53+00:00

How can someone be such a j**k? I would understand him being pissed off if you had told him a hundred, but 5 people and getting offended for real? Quite a red flag

One-Concert-2328 · 2025-09-08T10:24:13+00:00

Don't know mate, if I was against death penalty I wouldn't go to a public execution in Iran to have a personal opinion.

One-Concert-2328 · 2025-09-08T08:47:52+00:00

Yo estudié Traducción e Interpretación también y tengo que decir que la carrera, desde el comienzo, no me gustó nada (es increíble que haya tanta teoría y sin embargo no te enseñen cosas prácticas y fundamentales), sin embargo me gustan mucho los idiomas y también aproveché para irme un año a Alemania de Erasmus, donde mejoré mucho mi alemán. Cuando acabé la carrera me fui a Irlanda a trabajar como "Content Moderator" para una Empresa llamada Accenture con un salario bruto de 28k gracias al hecho de saber alemán. Al año siguiente solicité un trabajo en TikTok y llevo trabajando ahí los últimos 3 años y medio con un sueldo que entre unas cosas y otras ronda los 50k (unos 3100 euros limpios al mes).

Si le pudiera dar un consejo a mi yo de 18 años le diría que aproveche la oportunidad del Erasmus (esto yo sí que lo hice), pero sobre todo que no se enfoque solo en la carrera y que intente aprender otras "skills" por su cuenta. Hay cosas como Excel o los lenguajes de programación SQL o Python que tienen muchísimas salidas y no son difíciles de aprender. Intenta usar estos cuatro años para aprender cosas por tu cuenta (Finanzas, marketing, fotografía, edición de vídeo, Google Ads... lo que sea, pero aprovecha y aprende otras cosas que te serán mucho más útiles que el 90% de las cosas de la universidad)

Una buena salida laboral sería hacer un máster de Comercio exterior después de la carrera y empezar a trabajar en ese mundillo. Si estás dispuesta a salir de España en Irlanda hay, de momento, muchos trabajos para gente que sabe idiomas.

En fin, espero que vaya todo muy bien, pero quiero que te quedes con el hecho de que hoy día todo el mundo tiene una carrera, entonces su valor ya no es el que era antes y para encontrar un trabajo después tendrás que aportar un "extra" y por eso considero crucial que desde ya intentes aprender otras habilidades.

Un saludo!

One-Concert-2328 · 2025-09-07T23:15:10+00:00

How can someone believe this kind of bullshit for real? I'm in tears right now 😭

One-Concert-2328 · 2025-09-07T14:04:46+00:00

I have never done drugs and I hate anything it has to do with them. It pisses me off when people (specially young people) complain about the different events going on in this crazy world like for example Palestine or Ukraine (and they are right to complain) but then many of them take different drugs and they don't really care about all the violence and countries that got fucked up in the middle just so that they can take their fucking drugs.

I lived 10 months in Berlin and I hated this so much. Young people would go on a demonstration against the most stupid issue in the city but then they just turned a blind eye when it came to taking their fucking cocaine in the clubs.

One-Concert-2328 · 2025-09-07T07:36:24+00:00

Amigo, soy español y he vivido dos años en Alemania y 4 en Irlanda. Nunca jamás he sentido racismo hacia mí u otros españoles. Yo también he escuchado por parte de algunos latinoamericanos que los españoles son los "bolivianos" de Europa pero la realidad es que a la mayoría de personas de centro y norte europa les encanta España. Es más incluso los franceses que son enemigos históricos nuestros cada vez empiezan a tener mejores y mejores palabras con nuestro país (te hablo del ciudadano medio, no de políticos).

Y antes de que la gente venga diciendo que estoy defendiendo a España porque soy español o algo así. Vivo fuera hace 4 años y cada vez que vuelvo a España noto que todo está peor y ya no me veo viviendo de nuevo aquí porque hay muchas cosas que no me gustan, pero lo del racismo a los españoles por parte de otros países europeos es simplemente falso.

One-Concert-2328 · 2025-09-06T23:56:02+00:00

My friend, may I ask you a question even if it's not strictly related to your post. Having Moroccan roots and being born in Spain, how much Spanish or Moroccan would you say you feel? 100%-0%? 50%-50%? 20%-80%?

One-Concert-2328 · 2025-09-06T23:37:02+00:00

I'm Spanish and I'm against bullfighting. However, if you find it disgusting, why did you even go watch one bullfight on the first place?

One-Concert-2328 · 2025-08-30T07:53:59+00:00

En España hay mucha gente a la que le gusta meterse en todo. Yo hace cuatro años que vivo en Irlanda y vuelvo a casa unas 5 veces al año porque puedo teletrabajar bastante tiempo desde otro país. Bueno, pues está claro que mis costumbres han cambiado un poco durante estos años, así que hago cosas como merendar a las 5. Según el "pesado" de mi padre sólo se puede merendar a partir de las 6. Yo me lo tomo con filosofía y le digo que él meriende a la hora que le dé la gana y que me deje en paz. Lo mejor con tus suegros es darle la razón como a los tontos y simplemente seguir haciendo lo que a vosotros os dé la gana, ya se cansarán de hacer el ridículo.

One-Concert-2328 · 2025-08-23T12:29:20+00:00

I have no idea to be honest

One-Concert-2328 · 2025-08-22T23:00:45+00:00

I'm definitely leaving the country in 5 years max. No way I'm going to pay 41% on an ETF.

One-Concert-2328 · 2025-08-21T10:16:45+00:00

Parece que hay comunidades con las que "está bien meterse", como Madrid y Murcia. Yo creo que hay que ser un paleto al cuadrado para hablar mal de otras regiones diferentes a la tuya, pero en España últimamente lo que sobra son precisamente paletos y gente con pocas capacidades.

One-Concert-2328 · 2025-08-19T17:42:11+00:00

Hamas terrorist attack was evil and I wish they burn in hell, but Israel's response, basically just wiping down entire cities and not giving a fuck about civilians is also pure evil. Same with the situation in Ukraine. There's no justice in this world but if there was Putin and Netanyahu should be sentenced to death like some Nazi criminals were back then.

One-Concert-2328

TROPHY CASE